Government Home Loans
Learn more about FHA, VA, USDA, and other non-conventional loans and find out if you qualify by searching for a quote or contacting Huntington.
Government Home Loans
Why choose an FHA/VA/USDA Loan?
VA Mortgage Closing Cost Discount
Huntington offers Department of Veterans Affairs (VA) loans‡ and other government-backed loans. and other government-backed loans. And as a thank you to our veterans and servicemembers, we'll limit Huntington's closing costs to $500† on VA loans or waive the appraisal fee on other mortgages for qualified borrowers. Complete the short information form and submit a request today for a quote.Get Started
Flexible Down Payment Sources
Your down payment doesn't have to come from savings. With these loans, it can come from a gift or a grant.
Low Down Payment Options
Put the dream of owning a home within reach. With an FHA/VA/USDA Home Loan, your down payment can be as low as 3.5%.
Other Fixed Rate Mortgage Features
We'll be here to walk you through the entire process, from application to closing and beyond.
Low Fixed Rates
Get a low, fixed interest rate, even if you put down as little as 3.5%.
Access to Over 1,000 Branches
No matter where you choose to make your payments, Huntington gives you options.
Free Mobile Banking
Check your balance and make a payment from your phone and iPad®.
†Subject to any loan program minimum borrower contribution requirements and/or maximum cashback allowances, and to origination, processing and administrative fees charged in connection with certain government loan programs. The closing cost discount will not apply to prepaid interest, borrower-elected discount points, hazard and/or flood insurance premiums, initial escrow account payments, escrow waiver fees, construction-related fees, or to other closing costs for items not required by Huntington, including but not limited to those for owner’s title insurance, homebuyer education, government fees such as property taxes, transfer taxes, and revenue stamps, Veterans Affairs funding and guarantee fees, and real estate closing fees, such as brokerage fees, homeowner’s or condominium association and/or certification fees, and inspection fees. Seller’s credits to pay itemized fees and other promotional credits will be applied to any waived fees first before the closing cost waiver is applied. Example loan payment calculation: $150,000 loan amount at a fixed rate of 4.99% (5.081% APR) with 0.00 rate buy-down points, 360-month term, 80% loan to value, and customer-paid closing costs of $500 results in $804.32 P&I; monthly payment (payment amount does not include amounts for escrow of taxes or insurance so actual payment obligation will be greater).
All loans are subject to application and credit approval, satisfactory appraisal and title insurance. Terms, conditions, and loan programs are subject to change without notice. Other terms, conditions and restrictions may apply.
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