Government Home Loans

Huntington offers Federal Housing Administration (FHA), U.S. Department of Veteran Affairs (VA) and U.S. Department of Agriculture (USDA) loans. These specialty loans often feature low or no down payment for those who qualify.

Learn more about FHA, VA, USDA, and other non-conventional loans and find out if you qualify by searching for a quote or contacting Huntington.
FHA, VA & USDA Loans | Huntington

VA loans require a VA certificate of eligibility. Huntington is not acting on behalf of, or at the direction of, the VA, FHA, the USDA or the Federal Government.

Why choose an FHA/VA/USDA Loan?

Mortgage Closing Cost Discount

As a thank you to our veterans and servicemembers, we'll waive Huntington's closing costs1 on VA loans or the appraisal fee on other mortgages for qualified borrowers. Complete the short information form and submit a request today for a quote.

Flexible Down Payment Sources

Your down payment doesn't have to come from savings. With these loans, it can come from a gift or a grant.

Low Down Payment Options

Put the dream of owning a home within reach. With an FHA/VA/USDA Home Loan, your down payment can be as low as 3.5%.

Other Fixed Rate Mortgage Features

Service Commitment

We'll be here to walk you through the entire process, from application to closing and beyond.

Low Fixed Rates

Get a low, fixed interest rate, even if you put down as little as 3.5%.

Access to Over 1,000 Branches

No matter where you choose to make your payments, Huntington gives you options.

Free Mobile Banking

Check your balance and make a payment from your phone and iPad®.

All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.

Huntington is not acting on behalf of, or at the direction of, the VA, FHA, the USDA or the Federal Government.

1 The term does not include charges by other parties, such as those for property taxes, transfer taxes, property insurance, flood insurance, mortgage insurance, owner's title insurance, guarantee fees, bond fees, state revenue stamps, city revenue stamps, seller concessions or cash back to the borrower.

iPad® is a trademark of Apple Inc., registered in the U.S. and other countries.

Connect With a Specialist

Local loan officers are waiting to help you. Select your location to connect with lenders in your area.
Find a Loan Officer Near You

Find an NMLS Number

Search Huntington employees to view his or her registration with the Nationwide Mortgage Licensing System.
Find an NMLS Number

Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

(800) 562-6871
Mon to Fri: 8:00 a.m. - 7:00 p.m. ET
Saturday: 8:00 a.m. - 2:00 p.m. ET