Secured Credit Card
Build credit with confidence and earn cash back
The Huntington Secured Credit Card is a simple way to build or rebuild credit—with care, not complexity. You’ll earn 1% cash back on every purchase and get tools that help you build your credit history1.
What you get with the Huntington Secured Credit Card
1% Unlimited Cash Back1
Cash back for everyday spending
Flexible Cash Back Redemption
You earned it. You decide.
Built-In Financial Guidance
Tools to support your financial growth

Mobile Payments
Use your card your way
Add your Huntington credit card to Apple Pay®, Google Wallet™, or Samsung Pay for fast, secure, contactless payments. Whether you’re tapping in-store or checking out online, it’s one more way we help you move through your day—your way.
How does the Secured Credit Card work?
Step 1:
Make a refundable deposit
Step 2:
Use your new secured credit card like any other credit card
Step 3:
We’ll check if you’re ready to upgrade
Step 4:
Get your deposit back

Huntington Mobile Banking App
Mobile banking, made thoughtful
Manage your money on the go—check balances, pay bills, and transfer funds, all from your phone.
Build your financial know-how

Do secured credit cards help build credit?

What is a secured credit card?
Secured Credit Card FAQs
DISCLOSURES
1Secured Card Terms and Conditions, Secured Card Rewards Terms and Conditions.
2We must receive your required minimum payment by the day after the due date listed on your monthly billing statement in order to avoid a late charge. Regular payment cutoff times apply. Cutoff times vary by payment channel (via mail, in-branch, telephone, and internet), but will in no event be before 5p.m. Eastern Time.
3 Check your FICO credit score online free of charge. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
4 Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your Guide to Benefits for details or call 1-800-MASTERCARD.
5 Transactions are protected by federal law and Mastercard’s Zero Liability. Transactions you did not authorize should be reported to us promptly through our dispute process. We ask that you assist us in our investigation as needed. Certain limitations apply. See mastercard.com/zeroliability for complete details.
6 This benefit may be subject to change without prior notice. Please call 1-800-MASTERCARD for the latest benefit information.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay® is a trademarks of Apple Inc.
The Google logo, Google Wallet and Android are trademarks of Google LLC.
Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.
Mastercard and Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.