Premier unsecured line of credit

A credit line that doesn’t tie up your assets

An unsecured line of credit gives you access to funds without using your home or other personal property as collateral. It’s a revolving credit option that you can draw from, repay, and reuse—based on your approved limit.

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A credit line that fits your life

Choose a credit line that fits your needs

We offer unsecured personal lines of credit from $10,000 to $100,000, based on your credit profile.

Keep your assets where they belong—with you

You don’t need to pledge your home or other property to qualify. For lines over $20,000, we’ll verify homeownership, but your home won’t be used as collateral.

Use what you need, when you need it

Borrow multiple times up to your approved limit. As you repay, those funds become available again, until your draw period ends.

Rates that reflect your credit profile

Qualified customers may receive an APR between 7.84% and 18%1. During the draw period, you’ll only pay interest on the amount you borrow.

Apply with less paperwork

Compared to secured loans, our application process requires fewer documents, so you can access funds sooner.

Manage your loan online

Check your balance, track your payment history, and make payments, all from your phone or computer, anytime.

1 Disclosed rates are as of March 7, 2025, and are subject to change. The APR for this line of credit is variable based on Prime plus a margin and can change monthly but will never be higher than 18.0%. Rates and eligibility are determined based on address of primary residence, credit history, line amount and certain underwriting. Advertised rates are subject to change at any time.

Premier Unsecured Line of Credit

Premier Unsecured Line of Credit

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Minimum Line Amount

$10,000

Maximum Line Amount

$100,000

Collateral

None

Interest Rate

Variable

Draw Period

5 Years

Repayment Period

15 Years

Annual Fee

$50

Apply for a Huntington Unsecured Line of Credit

Start with a conversation. We’ll guide you from there.

Applying is easy, and you don’t need a Huntington account to begin. Apply online, visit a branch or call (877) 881-7787 to speak with a lending specialist who can guide you through your options.

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Unsecured Line of Credit FAQs

Disclosures

Lending products are subject to credit application and approval.