Asterisk-Free Checking® account

Looking for a checking account with no monthly maintenance fees? It’s here. With Asterisk-Free Checking there are no fees to open the account, no costs to maintain it, and no minimum balance requirement. This checking account has all the features you want, including online banking. And all without asterisks.
No fee free checking account

When you apply online, the interest rate and APY you receive will be based on a Columbus, Ohio-area ZIP code such as 43215 (instead of the ZIP code where you live).

Why open an Asterisk-Free Checking account?


Monthly Maintenance Fee

No Minimum Balance Fee

on a linked Premier Savings Account. 1 The banking convenience of linked accounts and mobile banking also makes your money management easier.

FREE Overdraft Protection Transfers

Some Limitations Apply2

Is an Asterisk-Free Checking® account right for you?

No asterisks? Yes, please! Huntington's Asterisk-Free Checking gives you great benefits with no strings attached. It's free to open, free to maintain, free from balance minimums, and free from monthly maintenance fees.

Not sure if Asterisk-Free Checking is right for you?
Compare checking accounts

All Checking accounts come with these features

Access To nearly 1,000 branches and more than 1,800 ATMs No matter how you choose to connect with your money, Huntington gives you options. Find a branch or ATM near you.
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24-HOUR GRACE® OVERDRAFT FEE RELIEF If you accidentally overdraw your account we give you more time the next business day to make it right. Learn how to avoid overdraft fees.
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FREE OVERDRAFT PROTECTION TRANSFERS FROM SAVINGS/Money Market Accounts If you overdraw your checking account, we'll move money to cover the amount. Some limitations apply2. Learn more about overdraft protection.
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ALL DAY DEPOSITSM FOR ATM AND MOBILE Our deposit day on ATMs and the Huntington Mobile app ends at midnight, so you don’t have to rush to beat an early cut-off time. Learn more about All Day Deposit.
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Mortgage Closing Cost Discount Huntington checking customers get a $250 discount on closing costs. Compare mortgage options.
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FREE ONLINE BILL PAY When you log into your account at, you can check balances, transfer money and pay bills. Keep track of your spending with our free online Bill Pay.
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FREE MOBILE BANKING You can check your balance, transfer funds and even deposit checks free from your phone or tablet. Learn more about mobile banking.
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FREE ALERTS Our free, automated text and email Account Alerts provide you with daily updates on your money. (Carrier's message and data rates may apply.)
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It's like applying in a branch. Without having to leave home.

Premier Savings Account

Premier Savings

Open a Premier Savings Account and take the first steps to building your savings.

Learn More
24 Hour Grace overdraft forgiveness

24-Hour Grace®

24-Hour Grace® is our unique Overdraft Fee Relief feature that comes free with all Huntington consumer checking, savings, and money market deposit accounts.

Learn More

1$4; or $0 Monthly Maintenance Fee on a Premier Savings account with average daily balance of $300 or when linked to an Asterisk-Free Checking account.

2For overdraft protection, there is no transfer fee if you choose to opt-in to our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts during the calendar month or statement cycle. See a banker or your deposit account agreements for more information.

Apple®, the Apple logo, iPhone® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries.

Asterisk-Free Checking®, 24-Hour Grace®, ®, and ® are federally registered service marks of Huntington Bancshares Incorporated. All Day DepositSM is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat. No. 8,364,581.

Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

24 hours a day, 7 days a week.
(800) 480-2265