Give yourself a bit of flexibility

Take advantage of a low rate with an Adjustable Rate Mortgage (ARM). These loans generally start with a lower rate than Fixed Rate mortgages and stay steady for an introductory period. Then they adjust at predetermined intervals based on a money market rate index.

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Why choose an ARM?

Various Term Options Select the term that is best for you.
Predictable Rate Changes Know what's ahead. Since the interest rate adjusts at a predetermined time, you won't be surprised by a monthly payment change.
Annual and Lifetime Caps Protect your future. ARM loans limit how much interest rates can increase. So the impact to you is minimized.

Other Adjustable Rate Mortgage Features

Flexible Payment Dates Make low, fixed monthly payments on a date that fits your needs best.
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Go paperless A reliable alternative to mailed paper statements. Online statements are a secure way to manage and track your account information.
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Free Alerts Our free, automated email Account Alerts can provide you with timely updates on your mortgage, such as payments received.
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Free Online Bill Pay Pay your bills and track your Mortgage when you log in to and use free Online Bill Pay.
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Service Commitment We'll be here to walk you through the entire process, from application to closing and beyond.
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Mortgage Closing Cost Discount Huntington checking customers get a $250 discount on Mortgage closing costs.
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Access to over 700 Branches No matter where you choose to make your payments, Huntington gives you options.
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Free Mobile Banking Check your balance and make a payment from your phone and iPad®.
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Tools that will help with your decision

How much should I put down for a new home?
Which is better, 15 or 30 year loan?
Which is better: fixed or adjusted?

All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.


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