Adjustable Rate Mortgages

Take advantage of a lower introductory rate with an Adjustable Rate Mortgage (ARM). These loans generally start with a lower rate than Fixed Rate mortgages and stay steady for an introductory period. Then they adjust at predetermined intervals based on a money market rate index#.
Adjustable Rate Mortgages | Huntington

Why choose an ARM?

Various Term Options

Select the term that is best for you.

No Surprise Rate Changes

Know what's ahead. Since the interest rate adjusts at a predetermined time, you won't be surprised by a monthly payment change.

Annual and Lifetime Caps

Protect your future. ARM loans limit how much interest rates can increase over the life of the mortgage.

Other Fixed Rate Mortgage Features

Access to Over 1,000 Branches

No matter where you choose to make your payments, Huntington gives you options.

Flexible Payment Dates

Make fixed monthly payments on a day that fits your needs best.

Free Alerts

Our free, automated email Account Alerts can provide you with timely updates on your mortgage, such as payments received.

Free Mobile Banking

Check your balance and make a payment from your phone and iPad®.

Free Online Bill Pay

Pay your bills and track your Mortgage when you log in to and use free Online Bill Pay.

Go Paperless

A reliable alternative to mailed paper statements. Online statements are a secure way to manage and track your account information.

Service Commitment

We'll be here to walk you through the entire process, from application to closing and beyond.

Adjustable rate mortgage tools that can help with your decision

#Interest rates and APRs are adjustable rates and subject to increase after consummation.

Click here to find a loan officer near you or give us a call at 1-800-LOAN US-1 (1-800-562-6871) for terms available in your area. Mortgage Insurance may be required for loans that have less than a 20% down payment which will increase the APR and result in a higher loan payment. Interest rates and fees are subject to change without notice. Huntington's mortgage division offers many different mortgage products; your APR may vary depending on the product for which you apply.

The initial interest rate for the 3/1 ARM and the 5/1 ARM is in effect for the first 36 months, or 60 months, respectively. After 36 months, or 60 months, the interest rate is subject to change every 6 months.

All loans are subject to credit approval and receipt of a property appraisal demonstrating sufficient value.

iPad® is a trademark of Apple Inc., registered in the U.S. and other countries.

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