Open a Premier Savings Account Online
A simple way to begin building your savings.
With a Premier Savings Account from Huntington, there's no monthly maintenance fee when you also have a Huntington checking account; otherwise $4.¶ Earn interest on all balances above $0.01 and receive access to our mobile app and tools that help you strengthen your financial well-being. Apply for a Premier Savings Account online today.
Premier Savings Account Features
FDIC-Insured Savings
Our Premier Savings Account is FDIC insured up to customer's applicable limits.
No Monthly Maintenance Fees
With average daily balance of $300 or when you also own a Huntington Asterisk-Free Checking® or any other personal checking account; otherwise $4.¶
Unlimited Transfers and Withdrawals
Keep your cash liquid with unlimited cash withdrawals and transfers through Huntington ATMs.
Earn Interest
On all balances above $0.01.
Premier Savings Account Tools
All of our savings customers get access to products and tools built on automatic saving, flexibility, and simple financial management.
Premier Savings Interest Rates
Rates effective as of Thursday, July 03, 2025.
| Huntington Premier Savings | |||
|---|---|---|---|
|
Balance
|
Interest Rate
|
APY*
|
|
|
$0.01 to
$99,999,999,999.99 |
0.01%
|
0.01%
|
|
MINIMUM OPENING DEPOSIT IS $50.00. MINIMUM BALANCE TO EARN INTEREST IS $0.01. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF HUNTINGTON BANCSHARES INCORPORATED. MEMBER FDIC.
Savings Calculators
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Related Resources
Premier Savings FAQs
Answer: For your day-to-day life, the main differences between checking and savings accounts are access to the money and interest. Checking accounts allow quick access to your funds on an ongoing basis, and some checking accounts are interest bearing. Savings accounts may have withdrawal limits, are interest bearing, and are typically used for a financial goal or specific purpose, like a vacation or home remodel.
Answer: For most savings accounts, interest is compounded. When interest is compounded, it means that you earn interest on your initial deposit, any additional deposits that you’ve made, and any interest that you have earned, assuming you haven’t withdrawn any money. Our interest rate varies based upon the average daily balance of the account, and whether you have any other accounts with Huntington.
Answer: Yes. Applying for a savings account online is quick, easy, and secure—it takes about 10 minutes. To apply, you’ll need your social security number and a U.S. government or state-issued ID, like a passport or a driver’s license. If you’re applying for a joint savings account, you’ll need the same information for the other applicant.
Apply Online in Five Steps:
- Navigate to the Premier Savings Account application
- Enter your profile information
- Complete your account usage details
- Choose your service
- Review your account opening documents
Answer: To open a Premier Savings Account, you need a minimum deposit of $50.00.
Answer: Huntington is an FDIC insured bank, which means the money in your savings account is insured up to applicable limits.
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¶Minimum Balance. Average daily balance to avoid the monthly maintenance fee without a qualifying account is $300. Minimum balance to earn interest is $0.01.
§Transfers. Money can be automatically transferred (if you have enough money in your linked account) to cover overdrafts and returns in increments of $100. The transfer fee is $0.
‡24hour Grace & Safety Zone. Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone®. Learn more at huntington.com/SafetyZone and huntington.com/Grace.
†Money Scout. Money Scout automatically schedules transfers from your selected checking account and credits your selected savings account. A money market account (MMA) cannot be a selected savings account for use with Money Scout. A scheduled transfer may be canceled before midnight ET on the day it is scheduled. Transfer amounts and frequency may vary and will reduce the money available in your account to cover other transactions. You are responsible for ensuring your account has sufficient funds. You may be charged overdraft fees if your account falls below -$50. Subject to eligibility, terms and conditions, and other account agreements.
Asterisk-Free Checking®, 24-Hour Grace®, $50 Safety Zone® and Money Scout® are federally registered service marks of Huntington Bancshares Incorporated. Savings Goal Getter℠ is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.