Premier Savings Account
The Benefits of Premier Savings
A simple way to begin building your savings.
FDIC insured
Up to customer's applicable limits.
Free checking overdraft protection
When your Huntington checking and savings accounts are linked1.
No monthly maintenance fee
With average daily balance of $300 or when you also own a Huntington Asterisk-Free Checking Account; otherwise $4.
We all make mistakes, but our 24-Hour Grace feature is designed to give you more time to make a deposit in order to avoid an overdraft or return fee‡. Learn more.
Our deposit day for ATMs and the Huntington Mobile app is up to midnight, so you don't have to rush to beat an early cut-off time. Learn more.
With Deposit-to-Deposit Overdraft Protection, if your checking account overdraws, we can transfer funds from a linked account. For free. Some limitations apply2. Learn more.
Check your balance, transfer money, and even deposit checks for free from your phone, tablet or desktop computer. Learn more.
Pay your bills with just a few clicks. Just tell us the payment amount and where to send it, and we'll take care of the rest. For free. Learn More
Our free Alerts provide real-time updates on your accounts. Message and data charges may apply. Learn more.
Savings Calculators
Now, when you have both a Huntington savings and checking account, you can enroll in Money Scout℠, our latest innovation.
Introducing Money Scout℠
It analyzes your spending habits, income, and upcoming expenses to find money you’re not using in your checking account —from $5 to $50— then moves it to your savings, automatically†.
Money Scout is not eligible with a Huntington Money Market Account
Premier Savings Interest Rates
Your interest rates and APY will be determined based on your zip code. Please note: If you are an existing Huntington customer with an address outside of our seven-state footprint, your interest rates and APY will be determined based on a Columbus, Ohio, regional zip code.
Rates effective as of Wednesday, January 19, 2022.
| Huntington Premier Savings | |||
|---|---|---|---|
|
Balance
|
Interest Rate
|
APY*
|
|
|
$0.01 to
$99,999,999,999.99 |
0.01%
|
0.01%
|
|
MINIMUM OPENING DEPOSIT IS $50.00. MINIMUM BALANCE TO EARN INTEREST IS $0.01. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF HUNTINGTON BANCSHARES INCORPORATED. MEMBER FDIC.
1Regulations limit the number of transfers that can be made on savings and on money market accounts during the calendar month or statement cycle. See additional information in the Account Documents.
2For overdraft protection, we'll waive our daily transfer fee if you sign up for our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts.
‡Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/SafetyZone and huntington.com/Grace.
†Money Scout automatically schedules transfers from your selected checking account and credits your selected savings account. A money market account (MMA) cannot be a selected savings account for use with Money Scout. A scheduled transfer may be canceled before midnight ET on the day it is scheduled. Transfer amounts and frequency may vary and will reduce the money available in your account to cover other transactions. You are responsible for ensuring your account has sufficient funds. You may be charged overdraft fees if your account falls below -$50. Subject to eligibility, terms and conditions, and other account agreements.
Asterisk-Free Checking®, 24-Hour Grace® and 
® are federally registered service marks of Huntington Bancshares Incorporated. All Day Deposit℠, Money Scout℠, Savings Goal Getter℠ and Safety Zone℠ are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.
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Call Us
To speak to a customer service representative, call (800) 480-2265.