Premier Savings Account
No monthly maintenance fee when you also have a Huntington checking account.
- No monthly maintenance fee when you also own a personal checking account; otherwise $4¶
- Unlimited transfers from your checking to your savings account
- FDIC insured up to customer's applicable limits
Innovations designed to help take care of your money.
All of our savings customers get access to products and tools built on automatic saving, forgiveness, and simple financial management.
Savings Goal GetterSM
Set financials goals, big or small—we'll show you how much you can save to get there and track your progress along the way.
When you enroll, Money Scout analyzes your spending habits, income, and upcoming expenses to find money you’re not using in your checking account—from $5 to $50—and moves it to your savings, automatically†.
Our 24-Hour Grace® feature is designed to give you more time to make a deposit in order to help avoid an overdraft or return fee.‡
With Deposit-to-Deposit Overdraft Protection, if your checking account overdraws, we can transfer funds from a linked account. For free. Some limitations apply.§
Email & Text Alerts
Our free alerts provide real-time updates on your accounts. Message and data charges may apply.
Check your balance, transfer money, and even deposit checks for free from your phone, tablet or desktop computer.
Premier Savings Account Features
On all balances above $0.01.
Does the interest rate impact my savings?Open Calculator
How much can I save by reducing my spending?Open Calculator
How much can I expect to save over time?Open Calculator
Premier Savings Interest Rates
Your interest rates and APY will be determined based on your zip code. Please note: If you are an existing Huntington customer with an address outside of our seven-state footprint, your interest rates and APY will be determined based on a Columbus, Ohio, regional zip code.
Rates effective as of Monday, November 28, 2022.
|Huntington Premier Savings|
MINIMUM OPENING DEPOSIT IS $50.00. MINIMUM BALANCE TO EARN INTEREST IS $0.01. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF HUNTINGTON BANCSHARES INCORPORATED. MEMBER FDIC.
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‡Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety ZoneSM. Learn more at huntington.com/SafetyZone and huntington.com/Grace.
†Money Scout automatically schedules transfers from your selected checking account and credits your selected savings account. A money market account (MMA) cannot be a selected savings account for use with Money Scout. A scheduled transfer may be canceled before midnight ET on the day it is scheduled. Transfer amounts and frequency may vary and will reduce the money available in your account to cover other transactions. You are responsible for ensuring your account has sufficient funds. You may be charged overdraft fees if your account falls below -$50. Subject to eligibility, terms and conditions, and other account agreements.
Asterisk-Free Checking®, 24-Hour Grace® and Money Scout® are federally registered service marks of Huntington Bancshares Incorporated. Savings Goal Getter℠ is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.