Premier Savings Account

No monthly maintenance fee when you also have a Huntington checking account.

Features include:

  • No monthly maintenance fee when you also own a personal checking account; otherwise $4
  • Unlimited transfers from your checking to your savings account
  • FDIC insured up to customer's applicable limits

Apply Now    See all features & fee information

Innovations designed to help take care of your money.

All of our savings customers get access to products and tools built on automatic saving, forgiveness, and simple financial management.

Savings Goal GetterSM

Set financials goals, big or small—we'll show you how much you can save to get there and track your progress along the way.

Money Scout®

When you enroll, Money Scout analyzes your spending habits, income, and upcoming expenses to find money you’re not using in your checking account—from $5 to $50—and moves it to your savings, automatically.

24-Hour Grace®

Our 24-Hour Grace® feature is designed to give you more time to make a deposit in order to help avoid an overdraft or return fee.

Overdraft Protection

With Deposit-to-Deposit Overdraft Protection, if your checking account overdraws, we can transfer funds from a linked account. For free. Some limitations apply.§

phone alert

Email & Text Alerts

Our free alerts provide real-time updates on your accounts. Message and data charges may apply.

Mobile Banking

Check your balance, transfer money, and even deposit checks for free from your phone, tablet or desktop computer.

Premier Savings Account Features

Earn Interest

On all balances above $0.01.

No maintenance fee

With average daily balance of $300 or when you also own a Huntington Asterisk-Free Checking® or any other personal checking account; otherwise $4.


Savings Calculators

Rate Calculator

Does the interest rate impact my savings?

Open Calculator

Reduced Spending

How much can I save by reducing my spending?

Open Calculator

Savings Calculator

How much can I expect to save over time?

Open Calculator


Choose the checking account that's right for you.

Three accounts that are uniquely different. Just like you.

Compare Checking Accounts

Still not sure which savings account is best for you?

Three accounts all with interest that keeps your money working 24 hours a day.

Compare Savings Accounts

Premier Savings Interest Rates

Your interest rates and APY will be determined based on your zip code. Please note: If you are an existing Huntington customer with an address outside of our seven-state footprint, your interest rates and APY will be determined based on a Columbus, Ohio, regional zip code.

Rates effective as of Monday, November 28, 2022.

Rate Table
Huntington Premier Savings
Balance
Interest Rate
APY*
$0.01 to
$99,999,999,999.99
0.01%
0.01%

MINIMUM OPENING DEPOSIT IS $50.00. MINIMUM BALANCE TO EARN INTEREST IS $0.01. *ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF HUNTINGTON BANCSHARES INCORPORATED. MEMBER FDIC.

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Minimum balance to avoid the monthly maintenance fee without a qualifying account is $300. Minimum balance to earn interest is $0.01.

§Money can be automatically transferred (if you have enough money in your linked account) to cover overdrafts and returns in increments of $100. The transfer fee is $0.

Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety ZoneSM. Learn more at huntington.com/SafetyZone and huntington.com/Grace.

Money Scout automatically schedules transfers from your selected checking account and credits your selected savings account. A money market account (MMA) cannot be a selected savings account for use with Money Scout. A scheduled transfer may be canceled before midnight ET on the day it is scheduled. Transfer amounts and frequency may vary and will reduce the money available in your account to cover other transactions. You are responsible for ensuring your account has sufficient funds. You may be charged overdraft fees if your account falls below -$50. Subject to eligibility, terms and conditions, and other account agreements.

Asterisk-Free Checking®, 24-Hour Grace® and Money Scout® are federally registered service marks of Huntington Bancshares Incorporated. Savings Goal Getter is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.