Fewer Fees. Faster access to money. Powerful financial controls, built into every account. People say it’s hard to believe. But people are why we built hard-to-believe banking.
Welcome to Huntington.
Early PayIf you have a Huntington checking account with direct deposit, you could get paid up to two days early at no cost to you#.
Standby Cash®Standby Cash® allows you to access between $100 and $500 with no interest or fees when you sign up for automatic payments and pay it back over three months. Otherwise, a 1% monthly interest charge (12% APR) applies to the outstanding balances†.
Asterisk-Free Checking®Asterisk-Free Checking is free to open and free to maintain. It also comes with access to our powerful digital savings and money management tools in the Hub.
$50 Safety Zone℠If you accidentally overdraw your account by $50 or less, you won't be charged an overdraft fee thanks to our $50 Safety Zone℠. And, if you overdraw by more than $50, 24-Hour Grace® gives you more time to fix it and avoid overdraft fees or returns.‡
Powerful Financial Controls
Our accounts are filled with smart features that make managing your spending and saving a matter of taps.
Digital ToolsSet your financial goals with confidence. With features like Savings Goal Getter℠, Spend Analysis, Spend Setter℠, and Look Ahead Calendar℠, we'll help you see how much you need to save, and track your progress along the way. And they're free with every account.
Huntington Mobile App
Whether at home or on the go, you can quickly and securely check balances, pay bills, deposit checks, and more with our mobile app. Download the app and your accounts are a tap away.Learn more
Huntington Heads Up®Huntington Heads Up lets you know exactly where your money is going and provides real-time insights to help you make more informed decisions¶.
We look out for people.
Open a Huntington checking account online today and we'll make a believer out of you.
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† Standby Cash is subject to terms and conditions and other account agreements. A 1% monthly interest charge (12% Annual Percentage Rate) will be added to outstanding balances if automatic payments are not scheduled. Available through online banking or the Huntington Mobile app to individuals with an active consumer checking account with at least three months of consistent deposit activity of $1,000 or more, and an average daily balance over the last 30 days of $200 or more. An active or recent bankruptcy or other legal process may disqualify you. Other eligibility requirements apply, including your recent overdraft and/or return history, regardless of whether you are charged overdraft fees or have transactions returned or they are waived with our 24-Hour Grace® and $50 Safety ZoneSM services. We reserve the right to change eligibility criteria at any time. Line amount and/or ongoing availability may vary based on changes to your deposit activity, average daily balance, and number and length of overdrafts and/or returns on any of your Huntington deposit accounts. When any of your Huntington deposit accounts are in an overdraft status for more than one day, your Standby Cash line may be suspended until they are no longer negative. If 90% or more of the approved credit line is drawn three months in a row, Standby Cash will be suspended until it’s paid to a zero balance. Business checking accounts are not eligible for Standby Cash.
#You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/EarlyPay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.
‡Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/SafetyZone and huntington.com/Grace.
¶Message and data rates may apply.
Standby Cash®, Asterisk Free Checking®, 24-Hour Grace®, and Huntington Heads Up® are federally registered service marks of Huntington Bancshares Incorporated. $50 Safety Zone℠, Savings Goal Getter℠, Spend Setter℠, and Look Ahead Calendar℠ are service marks of Huntington Bancshares Incorporated. Standby Cash is patent pending. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.