Documents for Buying a Home

The following checklist shows what is typically required of you when meeting with your Huntington mortgage specialist:

• Legible sales contract signed by Buyers and Sellers if purchasing a property
• Social Security numbers of all applicants.
• Complete addresses for the past two years (including complete name and address of landlords for past 24 months).
• Name, address, and all income earned from all employers for past 24 months.
• Copies of previous two years' W-2 forms.
• Copy of most recent year-to-date paystub.
• A list of creditors for installment loans, revolving charge accounts, student loans, mortgage loans and auto loans through a credit report pulled by your Huntington Bank loan officer.
• Name, address, account number and balance of all deposit accounts, including: checking accounts, savings accounts, stocks, bonds, etc.
• Two months' most recent statements for deposit accounts, stocks, etc.
• If you choose to include income from Child Support/Alimony bring copies of court records and canceled checks showing receipt of payment.

If you are applying for a VA Loan:

DD-214, Certificate of Eligibility or statement from your Commanding Officer if you are on active duty.

If you are self-employed or own a business(es)

Previous two years' Federal Income Tax Returns with all schedules and a year-to-date profit and loss statement.

If you own other properties:

Address of properties and current market value.

If any debt is owed on properties:

• Mortgage statement showing lender's name, property address, account number, monthly payment and current balance.
• Copy of previous two years' Federal Income Tax Returns with all schedules.
• If rented; copy of lease.

If you have filed bankruptcy in the last seven years:

Copy of petition and discharge, handwritten explanation of the reason for bankruptcy and evidence of re-established credit since the bankruptcy.