Key takeaways

Identify your money mindset

Recognize how your habits and emotions influence spending to help make smarter choices.

Track small expenses

Logging even minor purchases can reveal spending patterns and help you stay in control.

Automate your finances

Enabling automatic payments and transfers can help you avoid missed bills or overspending.

1. Recognize your money mentality

Are you in the habit of avoiding the topic of money? Do you spend like there will always be more? Attitudes unconsciously drive habits until you’re aware of them. To help find your money mentality, check out this article by Lauren Bowling, Four Main Money Mentalities and How to Find Yours.

2. Track your finances

You might not do it forever, but it's super instructive. Not just the big stuff, but the lattes and lunches as well. Our new digital tools on The Hub can help you track and categorize your expenses. See this article to learn more about keeping an eye on your spending and saving.

3. Automate your spending and saving habits

Use direct payment and pay credit card balances and other bills automatically. Huntington Heads Up® can also help you stay on track. At the end of the month, we'll let you know if you hit your goals. Under budget? Maybe put the extra into savings.

Open a Huntington checking account

If you want a basic checking account with no monthly maintenance fee, or an interest-earning checking account, we've got the options that are right for you.

4. Avoid the one-click buying impulse

Retail companies make shopping online extraordinarily easy, which can make overspending even easier. We’ve got advice on Four Ways to Stop Overspending Online.

5. Set goals, near and far

A reward like a vacation or paid off credit card will help motivate you to stick to these good habits. Use Savings Goal Getter℠ to watch your progress.

Build your financial know-how

Budgeting & Spending

Earning ideas for a cash infusion

Looking to seed an emergency fund or cover a surprise expense? Get a boost.

Budgeting & Spending

Options for getting money before payday

When you’re in need of immediate cash, whether it’s for an unexpected expense or a business that doesn’t accept credit cards, you can be left wondering what to do and who to turn to for help.

Budgeting & Spending

Four ways to help stop overspending online

How NOT to buy that thing you want in just one click.

Resources

Huntington Heads Up® is a federally registered service mark of Huntington Bancshares Incorporated. Savings Goal Getter℠ is a service mark of Huntington Bancshares Incorporated.

Lauren Bowling, The Four Main Money Mentalities and How to Find Yours, Accessed July 11, 2017. This post may contain affiliate links.

The information provided in this document is intended solely for general informational purposes and is provided with the understanding that neither Huntington, its affiliates nor any other party is engaging in rendering financial, legal, technical or other professional advice or services, or endorsing any third-party product or service. Any use of this information should be done only in consultation with a qualified and licensed professional who can take into account all relevant factors and desired outcomes in the context of the facts surrounding your particular circumstances. The information in this document was developed with reasonable care and attention. However, it is possible that some of the information is incomplete, incorrect, or inapplicable to particular circumstances or conditions. NEITHER HUNTINGTON NOR ITS AFFILIATES SHALL HAVE LIABILITY FOR ANY DAMAGES, LOSSES, COSTS OR EXPENSES (DIRECT, CONSEQUENTIAL, SPECIAL, INDIRECT OR OTHERWISE) RESULTING FROM USING, RELYING ON OR ACTING UPON INFORMATION IN THIS DOCUMENT EVEN IF HUNTINGTON AND/OR ITS AFFILIATES HAVE BEEN ADVISED OF OR FORESEEN THE POSSIBILITY OF SUCH DAMAGES, LOSSES, COSTS OR EXPENSES.

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