How to Void a Check to use to set up a Direct Deposit

Get your paycheck directly deposited into your bank account to save yourself some time and hassle. If you’ve never set up direct deposit before, it can be intimidating. Most employers will ask for a voided check to set up your direct deposit in addition to filling out a form. They ask for this because a check has all the information your employer needs to help ensure your paycheck is deposited in your account. If you don’t already have checks, you can order checks online.

How to Void a Check to use to set up a Direct Deposit

Never hand someone a blank check. They can fill it out and withdraw money from your bank account. Treat checks like cash. This is why employers ask for a voided check to set up direct deposit, not a blank one. To make a voided check you can:

  • Write VOID in big letters across the entire face of the check.
  • Or, write VOID in the:
    • date line
    • payee line
    • amount box
    • amount line
    • signature line.

Use a black or blue pen to write this. You want the ink to be permanent. After you void the check, record the voided check number in your check register. This will help you remember that the check was voided and you’re not waiting for it to clear your account. If that check number is posted to your account, contact your bank right away. Finally, if you use duplicate checks, make sure your VOID marks are seen on the duplicate, too.

Alternative Ways to Set Up Direct Deposit Without a Voided Check

If you don’t have paper checks, you can still enjoy the benefits of direct deposit.

  • You can get a voided check by going to your bank and asking a teller to print one. There may be a fee for this service.
  • Ask your bank if they have instructions on how to set up direct deposit. The information you need might be there.

If your employer doesn’t require a voided check and uses a form instead, you’ll need some information from your bank to complete the form correctly. You’ll need:

  • Your routing number
  • Your bank account number
  • Name of the bank
  • City and state of the bank

Your routing number is specific to your bank. No two banks have the same routing number. Your bank account number is specific to your account. No two accounts at the same bank will have the same account number. The city and state of the bank is not the address of the branch you go to. It’s the city and state of the headquarters of the bank. Depending upon your bank, you can find this information online, on your bank statements, on your checks (if you have them), or you can go to a teller and ask for this information.

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