Welcome

Congratulations on Your
New Huntington Checking Account

You've taken the first step to ensuring a rewarding banking experience and
we're here to help you keep that momentum going.

Download the Huntington Mobile Banking App

The easiest way for you to access, manage, and fund your account 24/7 is through online and mobile banking. Secure and convenient, safely check your balance, deposit checks, transfer money, and more.

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Add Money to Your Account

Enjoy the benefits of banking with us, starting with adding money to your account. You can add funds quickly and easily by setting up Direct Deposit, doing a bank transfer, or even by depositing a check on the mobile app. Or you can always visit a branch.

Activate Your Debit Card

If you signed up for a debit card, be sure to activate it so you can start making purchases.

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Enroll in Bill Pay

Guarantee your bills get paid on time, every time when you enroll in Bill Pay‡. Simply log in to Online Banking and visit the Bill Pay tab to get started.

Get to Know Our Digital Banking Tools

Set monthly spending limits by category using Spend Setter℠, save for specific goals using Savings Goal Getter℠, get insights delivered to you about your spending and saving with Huntington Heads Up®, and more in the Hub.

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Enroll in Alerts

You can even set up helpful notifications, like Huntington Heads Up Alerts, to always stay aware of your account's activity†.

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Go Paperless

We believe paperless is more. Cut down on the clutter and help the environment by enrolling to receive paperless statements. It's simple.

To enroll, log in to Online Banking, and then:

  1. Click on Service Center at the top of the page
  2. Click Paperless Settings in the STATEMENTS section
  3. Click Update Delivery Preferences
  4. Click "I wish to turn off paper statements and would like e-statements only"
  5. Click Save

We're the bank that helps you along the way.

At Huntington, our priority is people. That means it's our privilege to look out for you throughout your financial journey.

Checking Account Features

Huntington Checking accounts are loaded with features designed to look out for you and your financial well-being.

Qualify for Standby Cash®

Once you qualify, instantly access between $100 and $750 with our do-it-yourself, digital only line of credit. Eligibility is based primarily on your checking and deposit history, not your credit score. Just pay a 5% cash advance fee when you make a transfer. Pay it back over three months and there's no monthly interest charge when you set up automatic payments. Otherwise, a 1% monthly interest charge (12% APR) applies to the outstanding balances†.

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$50 Safety Zone® and 24-Hour Grace®

If you accidentally overdraw your account by $50 or less, you won't be charged an overdraft fee thanks to $50 Safety Zone®. And, if you overdraw by more than $50, 24-Hour Grace® gives you more time to make a deposit to avoid an overdraft fee or having a transaction returned##.

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Zelle®

With just a few taps, send and receive money using your Huntington account with friends and family¶¶ who have a bank account in the U.S.≠≠

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The Hub

The digital tools in The Hub makes it easier to track and analyze your spending, find areas for potential savings, and help you create and reach your financial goals.

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Early Pay

If you have a Huntington checking account with direct deposit, you could get your pay up to two days early††.

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Check Deposit Availability

At no extra cost, you may have instant access to your funds—up to $500—of the checks you've deposited‡‡. Plus, All Day Deposit℠ is also available.

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Checking Account FAQs

Answer:

At Huntington, you have three easy ways to order checks:

Order checks online:

  1. After you log in, click the Customer Service tab.
  2. Go to Account Services and click Order Checks.
  3. Follow the instructions to complete your order.
  4. If you’d prefer to order your checks directly from Harland Clarke, you can also visit their website to complete an order.

Order checks by phone:

  1. Call (800) 480-2265, daily 7:00 a.m. to 7:00 p.m. ET.
  2. Call Harland Clarke to order checks at (800) 355-8123.

Order checks at a branch:

  1. Visit a bank branch if you need to reorder checks or purchase a cashier's check.
  2. If you're ordering new checks because your checkbook was lost or stolen, contact Huntington immediately at (800) 480-2265 or visit a bank branch.

Answer:

Your routing number can be found in the bottom left of your checks. The first set of numbers is the routing number, followed by the account number. You can also find your routing number without a check.

Answer:

To find your account number online:

  1. Log into Huntington Online Banking.
  2. Select an account from The Hub.
  3. Click on Account Numbers and More.
  4. The account number should be visible in the pop-up window.

To find your account number in the mobile app:

  1. Log into the Huntington Mobile App.
  2. Select the account you want to check.
  3. Select the summary tab.
  4. The account number is located just below the routing number.
  5. The account number has been obscured for your security. Click the “show” link to reveal the account number.

Answer:

Your new debit card should arrive in the mail in 3-5 business days from account opening.

Answer: We want to help you avoid overdraft fees. Click here to learn about overdraft fees.

Contact Us

We're here for you—online, by phone, or in a branch.

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Find a Branch

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‡Bill Pay. Schedule your payments at least five business days before the due date for payments mailed via the U.S. Postal Service. Schedule your payments at least two business days before the due date for payments sent electronically. Payments scheduled before 8:00 p.m. ET Monday through Friday, excluding federal holidays, will begin to process on the same day. Payments to a Huntington credit card made before midnight ET will be credited to the account as of that day.

†Standby Cash. Standby Cash is subject to terms and conditions and other account agreements. A cash advance fee equal to 5% of the amount of the cash advance will be collected from your Eligible Deposit Account immediately after the cash advance is deposited in that account. A 1% monthly interest charge (12% Annual Percentage Rate) will be added to outstanding balances if automatic payments are not scheduled. Available through online banking or the Huntington Mobile app to individuals with an active Huntington consumer checking account with at least three months of consistent deposit activity of $1,000 or more, and an average daily balance of $200 or more over the last 30 days. An active or recent bankruptcy or other legal process may disqualify you. Other eligibility requirements apply, including your recent overdraft and/or return history, regardless of whether you are charged overdraft fees or have transactions returned or they are waived with our 24-Hour Grace® and $50 Safety Zone® services. We reserve the right to change eligibility criteria at any time. Line amount and/or ongoing availability may vary based on changes to your deposit activity, average daily balance, and number and length of overdrafts and/or returns on any of your Huntington deposit accounts. When any of your Huntington deposit accounts are in an overdraft status for more than one day, your Standby Cash line will be suspended until they are no longer negative. If 90% or more of the approved credit line is drawn three months in a row, Standby Cash will be suspended until it’s paid to a zero balance. Business checking accounts are not eligible for Standby Cash.

##Overdraft and Return Fee Relief. Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/safetyzone and huntington.com/grace.

¶¶Zelle®. For your protection, you should only send money to those you know and trust, such as family, friends and others such as your personal trainer, babysitter or neighbor. If you don’t know the person or aren’t sure you will get what you paid for, you should not use Zelle® for these types of transactions.

≠≠Must have a bank account in the U.S. to use Zelle®.

††Early Pay. You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/earlypay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.

‡‡Funds Availability. The first $500 of your total daily check deposits made at a branch, ATM, through Mobile Deposit, or Huntington Deposit Scan (for businesses) may be available to you immediately on the day we receive your deposit. For check deposits made from Saturday through Monday and Federal Holidays, up to $500 in total may be available immediately from all your check deposits over those days. Your remaining check deposit amount(s) will generally be available on the next business day. Subject to eligibility; longer holds and exclusions may apply. Please see your Funds Availability Policy for more detail.  

Apple® and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Play is a trademark of Google Inc.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

ŁMessage and data rates may apply.

24-Hour Grace®, Huntington Heads Up®, $50 Safety Zone®, and Standby Cash® are federally registered service marks of Huntington Bancshares Incorporated. Spend Setter℠, Savings Goal Getter℠, and All Day Deposit℠ are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace system and method is patented. U.S. Pat no. 8,364,581, 8,781,955, 10,475,118, and others pending.