How to Activate a Debit Card

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You just received your new Huntington debit card but before you can start using it, you need to activate it. Here’s how.

There are a few different ways you can activate your debit card – online, on the phone, or in-person at any Huntington branch. After your debit card activation is complete, you can make purchases, pay bills, and withdraw cash or make deposits at ATMs.

How to Activate a Debit Card

Activating your debit card can be done in a few easy steps.

  1. To activate online, simply visit and log into your account.
  2. Select the Service Center tab at the top.
  3. Underneath Debit & ATM Cards, Click Activate Card.
  4. Then enter the three-digit security code on the back of your debit card and click Activate.

How to Activate a Debit Card on Your Phone

You can also activate your debit card by using your phone. You can either use the Huntington Mobile app on your mobile phone or call (800) 462-6260, daily 6:00 a.m. to midnight ET.

  1. To activate your new card using your phone, open the Huntington Mobile app and log in.
  2. Click More, then click Manage Cards and select your card.
  3. Enter the three-digit security code on the back of your card and click Activate.

Direct deposit is your ticket to Early Pay

Set up direct deposit for your Huntington Checking account, and you could start receiving your pay early. When we receive your direct deposit information from your employer, we make your pay available to you, up to two days earlyΩΩ.

Learn More

Other ways to activate a debit card.

If you prefer, you can also activate your debit card by visiting any Huntington ATM location, visiting a branch, or by using your card and PIN to make a purchase.

Learn more about debit cards.

Huntington can assist with all your debit card needs:

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ΩΩ You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.