Home Loans Just for Doctors

Take advantage of our premier program for physicians and residents who plan to buy or refinance a home.  The Physician Mortgage is tailored for medical doctors with an MD, DO, DDS, DVMM or DMD.
Physician Mortgage Loans | Huntington

Why choose a Physicians Only Loan?

Flexible Down Payment Options

Up to 100% financing available1.

No PMI

No Private Mortgage Insurance means monthly savings.

No Prepayment Penalty

Pay off your loan anytime at no cost.

Other Physicians Only Features

Fixed and Variable Rates

Select the term that is best for you.

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No Money Down Recent medical school grads can get a loan without a down payment when they show an employment contract and letter from their employer.
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Up to $2,000,000 Some restrictions apply. Maximum of $650,0001 with $0 down and $0 private mortgage insurance.
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Great For New Residents No money down makes it easier for recent medical school graduates. Residents need to show an employment contract and provide a letter from their employer.
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1Program only available to medical doctors who have a minimum degree of M.D., D.O., D.M.D., D.V.M., or D.D.S. and proof of sufficient income or active employment contract with proof of sufficient income and reserves. Minimum reserves required vary depending on amount of the loan. Maximum loan amount at 100% financing is $1,000,000, at 95% financing is $1,250,000 and 90% financing is $2,000,000. Loan-to-value (LTV) financing options vary based on customer FICO score. Maximum overall loan amount is $2,000.000 with a maximum overall cash out option of $250,000 for refinances. Program is limited to the purchase or refinance of a primary residence. All loans are subject to application and credit approval, satisfactory appraisal and title insurance.

All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.

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