Home Loans Just for Doctors
Why choose a Physicians Only Loan?
Flexible Down Payment Options
Up to 100% financing available1.
No Private Mortgage Insurance means monthly savings.
No Prepayment Penalty
Pay off your loan anytime at no cost.
Other Physicians Only Features
Select the term that is best for you.
1Program only available to medical doctors who have a minimum degree of M.D., D.O., D.M.D., D.V.M., or D.D.S. and proof of sufficient income or active employment contract with proof of sufficient income and reserves. Minimum reserves required vary depending on amount of the loan. Maximum loan amount at 100% financing is $1,000,000, at 95% financing is $1,250,000 and 90% financing is $2,000,000. Loan-to-value (LTV) financing options vary based on customer FICO score. Maximum overall loan amount is $2,000.000 with a maximum overall cash out option of $250,000 for refinances. Program is limited to the purchase or refinance of a primary residence. All loans are subject to application and credit approval, satisfactory appraisal and title insurance.
All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.
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