We are now PhysicianLoans by Huntington Bank

PhysicianLoans is now part of Huntington. Together, we can help prescribe the right loan for you – whether you’re a graduating medical student or a practicing physician.

If you’re in the medical field and ready to buy a home, The Doctor Loan is for you.

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Meet the Team

Tal Frank
Physicians Partnership Business Development Manager

After graduating from The Ohio State University in 1995 as a Joyce Scholar, Tal spent two years in commercial lending before joining PhysicianLoans in 1997. Tal was instrumental in transforming the mortgage company his parents founded, then under the name Tower Mortgage Corp., into a niche company serving physicians.

Daniel Frank
Physicians Partnership Business Development Manager

Danny graduated Summa Cum Laude from the Ohio State University Honors Accounting program in 1997. He went straight to work with Ernst and Young in Atlanta where he earned his CPA and gained valuable accounting and auditing experience. After additional experience in both the technology and finance industries, Danny joined PhysicianLoans in 2006.

Specializing in home loans for physicians, residents, and graduating medical students.

Doctor looking at laptop

Doctor Loan


No matter what stage of your career, the Doctor Loan is a great mortgage option for doctors ready to buy a home.

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Male Doctor

Practicing Physicians


Practicing physicians looking to buy a home have plenty of options, but the Doctor Loan was developed exclusively for the unique financial needs of doctors.

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Lady Doctor

Residents


Residency is a huge step in your profession – and the Physician Loan Program offers flexible options.

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Medical Students Talking

Graduating Medical Students


Loan options are available to those planning to buy a home once they’ve graduated from medical school.

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We are proud to be associated with these organizations.

AMA logo

AMA Member Benefits

The AMA is the largest association of physicians—including both MDs and DOs—and medical students in the United States. With over 200,000 members, the AMA works hard to advance the interest of physicians and their patients, promotes public health and raises money for medical education.

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SOMA logo

Student Osteopathic Medical Association (SOMA)

The Student Osteopathic Medical Association is a national, not-for-profit osteopathic medical organization founded to ensure a high quality of education for D.O. medical students and to improve the delivery of healthcare by Doctors of Osteopathic Medicine.

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AOA logo

AOA

The AOA is the member organization for over 135,000 osteopathic medical students and doctors (D.O.s) in the United States. PhysicianLoans is proud to have been selected as a preferred service providing mortgages.

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Our Easy Steps To Success

The support you need when buying a home – in just a few easy steps.
Step 1

Be Matched With A Mortgage Loan Officer

Work with an experienced Mortgage Loan Officer who can help you get the financing you need.

Get Started

Step 2

Pre-Qualify for a Loan

Your Loan Officer will provide a free Pre-Qualification so that you can begin your search for the place you will call home.

Step 3

The Mortgage Process

With your Mortgage Loan Officer by your side, you’ll have someone with you to help simplify the process and answer any questions.


Program only available to medical doctors who have a minimum degree of M.D., D.O., D.M.D., D.V.M., or D.D.S. and proof of sufficient income or active employment contract with proof of sufficient income and reserves. Minimum reserves required vary depending on amount of the loan. Maximum loan amount at 100% financing is $1,000,000, at 95% financing is $1,250,000 and 90% financing is $2,000,000. Loan-to-value (LTV) financing options vary based on customer FICO score. Maximum overall loan amount is $2,000.000 with a maximum overall cash out option of $250,000 for refinances. Program is limited to the purchase or refinance of a primary residence. All loans are subject to application and credit approval, satisfactory appraisal and title insurance.