Doctor Home Loans

We can help relieve the tension of home financing.

Just like every patient is unique, every home buying experience can be too. PhysicianLoans by Huntington offers The Doctor Loan – a loan created for graduating medical students, residents, and practicing physicians.

  • 100% Financing - No Money Down
  • Flexible Loan Programs – Choose the payment option right for you
  • No Private Mortgage Insurance
  • Move in up to 90 days prior to starting your next position
  • No Pre-Payment Penalty
Get Started

Finding the right home starts with finding the right mortgage for you.

Graduating Medical Students

A Doctor Home Loan for medical students was developed for those who plan to purchase a home upon graduation. See what benefits a PhysicianLoans Doctor Loan are available to students.

Learn More

Residents

Whether you are in your first year or fifth, we have a flexible loan option at a time where the only constant in your life and career is change.

Learn More

Practicing Physicians

Mortgage loan options even for the most seasoned physicians are available. Higher income and career stability doesn’t always mean a large down payment toward a home. See what’s available.

Learn More

Our Easy Steps To Success

The support you need when buying a home – in just a few easy steps.
Step 1

Be Matched With A Mortgage Loan Officer

Work with an experienced Mortgage Loan Officer who can help you get the financing you need.

Get Started

Step 2

Pre-Qualify for a Loan

Your Loan Officer will provide a free Pre-Qualification so that you can begin your search for the place you will call home.

Step 3

The Mortgage Process

With your Mortgage Loan Officer by your side, you’ll have someone with you to help simplify the process and answer any questions.


Program only available to medical doctors who have a minimum degree of M.D., D.O., D.M.D., D.V.M., or D.D.S. and proof of sufficient income or active employment contract with proof of sufficient income and reserves. Minimum reserves required vary depending on amount of the loan. Maximum loan amount at 100% financing is $1,000,000, at 95% financing is $1,250,000 and 90% financing is $2,000,000. Loan-to-value (LTV) financing options vary based on customer FICO score. Maximum overall loan amount is $2,000.000 with a maximum overall cash out option of $250,000 for refinances. Program is limited to the purchase or refinance of a primary residence. All loans are subject to application and credit approval, satisfactory appraisal and title insurance.