State Data Privacy Rights Notice

Print State Data Privacy Rights Notice

Your Privacy Rights

Some states provide individuals with additional rights as it relates to their personal information that a business collects about them. For example, California residents may be eligible to exercise consumer privacy rights under the California Consumer Privacy Act or “CCPA” (Cal Civ. Code §1798.100 et seq.). This notice is provided pursuant to the CCPA, and, if eligible, you may exercise the following rights.

Date This Notice Was Last Updated

July 1, 2020

Right to Know About Personal Information Collected, Disclosed, or Sold

You have the right to request that Huntington disclose what personal information it collects, uses, discloses, and sells. Huntington provides two methods for submitting a verifiable consumer request to know:

  • Option 1Submit an online request
  • Option 2Call our designated Personal Information Rights Request line at (866) 644-9790, daily 6:00 a.m. to midnight ET.

In order to verify your request, we will ask you to provide information (name, date of birth, address, email address, phone number, and last 4 of your Social Security Number). We will use the identifying information you provided to attempt to verify your identity. If necessary, we may also use a third-party provider to assist in verification.

Details about Personal Information Collected

We may have collected the following Categories of personal information within the last twelve (12) months:

  • Behavioral
  • Contact and Biographical
  • Demographic
  • Employment
  • Financial
  • Government-Issued
  • Location
  • Medical and Health
  • Payment Card
  • Protected Classifications
  • Unique Persistent Identifiers
  • User Activity

We may obtain personal information from the following Sources:

  • Directly from the Individual
  • Government Entities
  • Employer of Individual
  • Consumer Reporting Agencies
  • Data Resellers
  • Directly obtained
  • Affiliates

We may obtain personal information for the following Business and Commercial Purposes:

  • Provide/Maintain/Service Account
  • Marketing
  • Data analytics
  • Debt Collection
  • Compliance/Legal/Regulatory
  • Fraud/Safety/Security/Protect Accounts
  • Customer concerns/complaints

We may provide personal information to the following Third Parties:

  • Service Providers
  • Operating Systems and Platforms
  • Government Entities
  • Borrower's Authorized Third Party
  • Data Analytics Providers
  • Affiliates
  • Consumer Reporting Agencies
  • Non-Affiliated Financial Services Companies

We may provide personal information to Third Parties for the following Purposes:

  • For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
  • For our marketing purposes—to offer our products and services to you
  • For our affiliates' everyday business purposes—information about your transactions and experience
  • For our affiliates' everyday business purposes—information about your creditworthiness
  • For our affiliates to market to you
Details about the Disclosure or Sale of Personal Information

Sale of Personal Information. Huntington has not sold any personal information to third parties in the preceding 12 months, including the personal information of minors under 16 years of age.

Disclosure of Personal Information for a Business or Commercial Purpose. Huntington has disclosed personal information to third parties for a business or commercial purpose in the preceding 12 months. Categories of personal information disclosed to third parties for a business or commercial purpose in the preceding 12 months may include:

  • Behavioral
  • Contact and Biographical
  • Demographic
  • Employment
  • Financial
  • Government-Issued
  • Location
  • Medical and Health
  • Payment Card
  • Protected Classifications
  • Unique Persistent Identifiers
  • User Activity
Right to Opt-Out of the Sale of Personal Information

Huntington does not sell personal information. As a result, Huntington does not collect—and individuals cannot submit—a request to opt-out of the sale of their personal information.

Right to Request Deletion of Personal Information

You have the right to request that Huntington delete your personal information collected or maintained by Huntington. Huntington provides two methods for submitting a verifiable consumer request to delete:

  • Option 1Submit an online request
  • Option 2: Call our designated Personal Information Rights Request line at (866) 644-9790, daily 6:00 a.m. to midnight ET.

In order to verify your request, we will ask you to provide information (name, date of birth, address, email address, phone number, and last 4 of your Social Security Number). We will use the identifying information you provided to attempt to verify your identify. If necessary, we may also use a third-party provider to assist in verification.

Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights

You have the right not to be discriminated against for the exercise of any of these privacy rights.

Authorized Agent

You will be asked to submit a notarized affidavit authorizing your delegate to act on your behalf. If you do not submit the notarized affidavit within 10 business days, your case may be closed.

Exceptions

Applicable state law may provide exceptions that impact your rights under this Notice. For example, the CCPA provides an exception to compliance with some of the rights under this Notice if the personal information is regulated under the federal Gramm-Leach-Bliley Act.

What to Expect When Exercising Rights

In the event you submit either (a) a request to Know About Personal Information Collected, Disclosed, or Sold or (b) a request for Deletion of Personal Information, you can expect the following:

  • We will determine whether your request can be fulfilled, which may include, verifying your identity, determining whether you have reached your request limit (no more than two for the preceding 12 months), determining whether you reside in a state that provides these rights, and determining whether you are ineligible under any other exception.
  • We may take up to 45 days to fulfill your request.
  • We may also extend the time to fulfill your request by another 45 days (for a total of 90 days); however, we will notify you when we make this extension.
  • We will provide you with your response via your chosen communication method (mail or email). We may take up to 45 days to fulfill your request.

Please note, as discussed above, your submission does not guarantee that we will fulfill your request.

Contact for More Information

For questions or concerns about the Huntington’s privacy policies and practices, please contact us at privacy@huntington.com.