How does Access Sharing work?

As an account owner, you can share limited access to select accounts with people you trust as a delegate. Your delegate does not have to be a Huntington customer, and there is no cost for Access Sharing.

Delegates can:

  • Have view-only access.
  • Perform specific money management tasks, like paying bills to established payees, or internal transfers between shared accounts, to help ensure your money is where it needs to be.
  • Create their own login credentials to provide support, keeping your account credentials secure.

How to enroll in Access Sharing

Account Owner Enrollment Steps

  1. Log into your Huntington account.
  2. Select the More menu in the Mobile Banking app or Profile in online banking and choose Access Sharing.
  3. Invite a delegate by providing their name, email address and phone number.
  4. Choose the accounts you want to share. Eligible account types are: Checking, savings, credit cards, investments, and trusts.
  5. An email invitation will be sent to the delegate. You retain the power to add, modify or remove access to any account at any time.

Delegate Enrollment Steps

  1. Your email invitation for Access Sharing must be accepted by the delegate to complete the enrollment.
  2. Create a new log in with a brief identity verification process, or they can utilize their current Huntington Bank credentials.

Access Sharing Features

How to manage users

Secure sharing

Access Sharing means you’re giving view-only access to your checking, savings, or credit card account(s) to someone you’ve authorized for access sharing. Transactions are limited to online bill pay and internal transfers.

How to select accounts

Give access, stay in control

When you add a new user, you’ll be notified as the account owner. The new user will also be notified with details on how to log in. You can manage or remove access for users at any time and see what transactions they’ve made. And those transactions will be conducted based on the relationship you’ve established, that’s best for your business.

Optional transactions

Bill Pay & internal transfers

Account owners can now give view-only access or choose to turn on Bill Pay and internal transfers to help ensure your funds are where you need them.

Not a business customer? Open a checking account today

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1 Unlimited Plus Business Checking Maintenance Fee Waiver. The business can avoid the monthly checking maintenance fee ($40.00) for any statement period on the Unlimited Plus Business Checking account when the business keeps a total deposit relationship balance of at least $50,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Relationship Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Platinum Perks Checking® Account, Private Client Checking Account, or a Huntington SmartInvest Checking®Account through that same statement period. Business ownership for the purposes of this benefit is defined as a 25% or greater beneficial ownership interest and is determined by information in Huntington's client records. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.

Unlimited Business Checking Maintenance Fee Waiver. The business can avoid the monthly checking maintenance fee ($20.00) for any statement period on the Unlimited Business Checking account when the business keeps a total deposit relationship balance of at least $10,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Relationship Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Perks Checking® Account through that same statement period. Business ownership for the purposes of this benefit is defined as a 25% or greater beneficial ownership interest and is determined by information in Huntington's client records. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.

2 A "transaction" is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases and bill payment transactions made through Huntington’s Online Bill Pay service.

3 The interest rate on your Business Premier Plus Money Market Account may be better when you also own an Unlimited Plus Business Checking account. Ask a banker to see a rate sheet for details. Your interest rates and APY will be determined based on your zip code.