Disclosures
To be eligible for this offer, click Apply Online or Open at a Branch from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, or Wisconsin.
1 Cash Bonus Offer. To qualify for a $400 cash bonus, new business checking customer is required to do ALL of the following: 1) Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed, Non Profit Analyzed, or Non Profit Interest Checking account by October 16, 2025. 2) Make total new money deposits of $5,000 or more within sixty (60) days of account opening. 3) Maintain an open account status in the eligible checking account for ninety (90) days.
To qualify for a $1,000 cash bonus, new business checking customer is required to do ALL of the following: 1) Open a new Huntington Unlimited Plus Business Checking account by October 16, 2025. 2) Make total new money deposits of $20,000 or more within thirty (30) days of account opening and then maintain a daily balance of $20,000 or more for sixty (60) days after meeting the initial deposit requirement. 3) Maintain an open account status in the eligible checking account for ninety (90) days.
"New money" is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment. All new accounts subject to account opening approval and account conversions are not eligible.
If you opened an Unlimited Business Checking account, your $400 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. If you opened an Unlimited Plus Business Checking account, your $1,000 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. Your business checking account must remain in open status to receive the bonus. This offer is only available to new business checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington business checking account, or those who closed a checking account within the last 12 months, are not eligible. Public Fund/Government Banking dollars and Brokers are not eligible for this offer. Eligible checking accounts for this offer are Unlimited Business Checking and Unlimited Plus Business Checking. Transfers from another Huntington deposit account do not count as a deposit. This offer cannot be used in combination with any other checking offer. For tax purposes, you will receive a from 1099-INT from us for the cash bonus. Huntington reserves the right to limit an individual or business owner to one cash incentive within a rolling 24-month period across all their account relationships, both business and consumer.
Additional Clarification: Encouraging Responsible Use: We encourage our valued customers to take advantage of cash promotional offers. However, to ensure fairness, we monitor for patterns of repeated use that may indicate misuse. Example: If you receive a cash incentive for opening a new business account and then another for a personal checking account, you may not be eligible for another cash incentive for any new accounts until 24 months have passed since the most recent payment. Preventing Abuse: Customers who open multiple accounts solely to receive cash incentives and then close them shortly after may be subject to this rolling 24-month limit. This helps us maintain the integrity of our cash promotional programs. Monitoring and Analysis: We use reporting tools to identify such patterns and make decisions based on careful analysis. This policy ensures that our offers are fair and benefit genuine customers. Huntington reserves the right to close an account at our discretion, prior to promotional requirements being met, and without a promotional payment if promotions abuse is suspected.
2 Transaction. A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases, and bill payment transactions made through Huntington’s Online Bill Pay service.
Business Checking Transactions. Business Checking Transactions. Huntington Business Checking 100 provides 100 transactions ($0.50 per transaction over 100) during each monthly statement cycle.
3 Deposits. Huntington Business Checking 100 provides up to $2,500 in cash or currency deposits monthly in-branch or at an ATM at no charge for each statement cycle; $0.30 fee for each $100 thereafter. Huntington Unlimited Business Checking provides up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge for each statement cycle; $0.30 fee for each $100 thereafter. Huntington Unlimited Plus Business Checking provides up to $25,000 in cash or currency deposits monthly in-branch or at an ATM at no charge for each statement cycle; $0.30 fee for each $100 thereafter.
4 Unlimited Checking Account Maintenance Fee Waiver. The business can avoid the monthly checking maintenance fee ($20.00) for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $10,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Perks Checking® Account through that same statement period. Business ownership for the purposes of this benefit is defined as a 25% or greater beneficial ownership interest and is determined by information in Huntington's client records. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.
Unlimited Plus Checking Account Maintenance Fee Waiver. The business can avoid the monthly checking maintenance fee ($40.00) for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $50,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Relationship Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Platinum Perks Checking ® Account, Private Client Checking Account, or a SmartInvest Checking® Account through that same statement period. Business ownership for the purposes of this benefit is defined as a 25% or greater beneficial ownership interest and is determined by information in Huntington's client records. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.
5 Owners Perks. Business accounts on which you hold at least a 25% beneficial ownership interest according to Huntington’s client records and are a signer on will be available to view through your personal login.
6 24-Hour Grace®. Your account will be closed if it is negative by any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/BusinessSafetyZone and huntington.com/BusinessGrace.
7 Alerts. Message and data rates may apply.
8 Paychex. Payroll processing services provided by Paychex, a third-party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guarantee their products or services.
9 Zelle®. To send or receive money with Zelle®, both parties must have an eligible checking or savings account and be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. Transactions between enrolled users typically occur in minutes. For your protection, you should only send money to those you know and trust, such as family, friends and others such as your personal trainer, babysitter or neighbor. If you don’t know the person or aren’t sure you will get what you paid for, you should not use Zelle® for these types of transactions. Subject to fees. Terms and conditions apply.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
10 SBA Loans. SBA loans subject to SBA eligibility. Huntington is #1 in the nation in number of SBA 7(a) loans from October 1, 2017 to September 30, 2024. Huntington was the #1 SBA 7(a) lender in the region made up of Illinois, Indiana, Kentucky, Ohio, Michigan, West Virginia, and Western Pennsylvania from October 1, 2008 to September 30, 2021 and the region made up of Illinois, Indiana, Kentucky, Ohio, Michigan, West Virginia, Pennsylvania, Minnesota, Colorado and Wisconsin from October 1, 2021 to September 30, 2024. Source: U.S. Small Business Administration (SBA).