Business Checking Account Promotions

Earn up to $1,000

Choose the checking account that's right for you.
Apply by September 3, 2024.
New business checking customers qualify for a bonus in 3 easy steps.

New Feature! You can now have your monthly maintenance fee waived and gain access to your business and personal accounts with one login.

 
icon_Business Checking 100

Business Checking 100

  • Up to 100 monthly transactions
  • Deposit up to $2,500 in cash or currency monthly#
  • Free 120-day bonus service of a fraud tool: Reverse Positive Pay
  • No monthly maintenance fees

Minimum deposit $2,000 to earn bonus

Open at a Branch
Account Disclosures

Bonus code will only be applied when you click the Apply buttons on this page. Apply buttons on other pages will not generate a bonus code.
icon_Business Checking Unlimited

Unlimited Business Checking

  • Unlimited transactions
  • Deposit up to $10,000 in cash or currency monthly#
  • Choice of one Bonus Service
  • Waived monthly maintenance fees with $10,000 in total deposit relationship balances or with a qualifying personal checking account§

Minimum deposit $5,000 to earn bonus

Open at a Branch
Account Disclosures

Bonus code will only be applied when you click the Apply buttons on this page. Apply buttons on other pages will not generate a bonus code.
icon_Business Checking Unlimited Plus

Unlimited Plus Business Checking

  • Unlimited transactions
  • Deposit up to $25,000 in cash or currency monthly#
  • Choice of two Bonus Services
  • Waived monthly maintenance fees with $50,000 in total deposit relationship balances or with a qualifying personal checking account

Minimum deposit $20,000 to earn bonus

Open at a Branch
Account Disclosures

Bonus code will only be applied when you click the Apply buttons on this page. Apply buttons on other pages will not generate a bonus code.

Receive your bonus in three easy steps

Step 1

Open a new account


Open a new Huntington Business Checking 100, Unlimited, or Unlimited Plus Checking account before September 3, 2024.

Step 2

Meet your requirements


Business Checking 100 and Unlimited Business Checking: Make the required cumulative new money deposits into your new account within 60 days of account opening ($2,000 for Business Checking, $5,000 for Unlimited Business Checking) and keep your account open for a minimum of 90 days.

Unlimited Plus Business Checking: Make the required cumulative new money deposits of $20,000 within 30 days of account opening. Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. Account must be kept open for a minimum of 90 days.

Step 3

Enjoy your bonus


Your bonus will be deposited in your new account within 14 days of meeting requirements.

Waive your monthly maintenance fee and manage your personal and business accounts with one login.

We’ve added some additional perks for business owners. Now, when you have both qualifying business and personal checking accounts with Huntington, you’ll have another way to waive monthly maintenance fees on your business checking account§, . Plus, you’ll have the ability to switch between your online personal and business profiles with just a click††.

Business Checking Account Comparison

Business Checking Account Comparison
Unlimited Plus Business Checking ApplyDisclosures Unlimited Business Checking ApplyDisclosures Business Checking 100 ApplyDisclosures
Included Monthly Transactions ? Unlimited Unlimited Up to 100; $0.50 per transaction over 100
Interest Bearing ? Yes - -
Unlimited data downloads into business management software (Direct Connect) ? Free Free $15/Month
Monthly Branch and ATM Cash and Currency Deposits and Excess Fees# ? Up to $25,000; $0.30 per 100 after Up to $10,000; $0.30 per 100 after Up to $2,500; $0.30 per 100 after
Bonus Services ? Choose 2 Choose 1 120-days free trial to fraud tool
Monthly Maintenance Fee ? $40 fee waived with $50,000 in total deposit relationship balances or with a qualifying personal checking account. $20 fee waived with $10,000 in total deposit relationship balances or with a qualifying personal checking account§. $0
Paper Statement Fee ? $5.00 paper statement fee can be waived by choosing online statements. $5.00 paper statement fee can be waived by choosing online statements. $5.00 paper statement fee can be waived by choosing online statements.

Business Banking Features & Services

24-Hour Grace® for Business

Our 24-Hour Grace feature is designed to give you more time to make a deposit in order to avoid an overdraft or return feeΩ.

The Hub

Huntington's digital tools help make managing revenue and expenses easier than ever.

Email & Text Alerts

Free email and text alerts provide updates on your account so you can keep up with your business' finances.^

Overdraft Protection

Overdraft Protection Account with no annual fee(credit application and approval required) or Deposit-to-Deposit Overdraft Protection with no transfer fee.

Online Banking & Mobile App

Securely monitor and pay bills from your company's accounts on any device through online banking or the Huntington Mobile app.

Treasury Management & Fraud Tools

Flexible solutions for payables and receivables management, payroll servicesҰ, and electronic and paper-based fraud prevention.

ΩYour account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/BusinessGrace.

^Message and data rates may apply.

Bonus Services Available

Fraud Tool

Reverse Positive Pay

Remote Deposit Capture

Receive a $25/month credit toward your desktop check deposit scanner services.

Payroll

10% off PaychexҰ payroll services

Wires

Two incoming domestic wires per month

Returned Deposited Items

Up to 25 per month

To be eligible for this offer, click Apply Online or Open at a Branch from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin.

^Message and data rates may apply.

To be eligible for the $100 cash bonus, business customer must open a new Huntington Business Checking 100, Huntington Unlimited Business, Huntington Unlimited Plus, Business Analyzed, Non Profit Analyzed, or Non Profit Interest Checking account by September 3, 2024, then make a minimum cumulative new money deposit into the new checking account of at least $2,000 within sixty (60) days of account opening. Account must maintain open status for at least 90 days before it is eligible for the bonus payment.

To be eligible for the $400 cash bonus, business customer must open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account by September 3, 2024, then make a minimum cumulative new money deposit into the new checking account of at least $5,000 within sixty (60) days of account opening. Account must maintain open status for at least 90 days before it is eligible for the bonus payment.

To be eligible for the $1,000 cash bonus, business customer must open a new Huntington Unlimited Plus Business Checking, Business Analyzed Checking, or Non-Profit Analyzed Checking account by September 3, 2024, then make a minimum cumulative new money deposit into the new checking account of at least $20,000 within thirty (30) days of account opening. The $20,000 or more daily balance must be maintained for 60 days after meeting your initial cumulative new money deposit requirement. Account must maintain open status for at least 90 days before it is eligible for the bonus payment.

"New money" is defined as money that is not currently on deposit in any Huntington account (except maturing business CDs). Account must maintain an open status for at least 90 days before it is eligible for the bonus payment. All new accounts subject to account opening approval and account conversions are not eligible. An Early Account Closing Fee will apply to accounts closed within 180 days of opening.

If you opened a Business Checking 100 account, your $100 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. If you opened an Unlimited Business Checking account, your $400 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. If you opened an Unlimited Plus Business Checking account, your $1,000 bonus will be deposited into your new checking account within 14 days of meeting the above requirements.

Your business checking account must remain in open status to receive the bonus.

This offer is only available to new business checking customers. All existing Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. Public Fund/Government Banking dollars and Brokers are not eligible for this offer.

Cash bonus does not count towards the deposit requirement. This offer cannot be used in combination with any other offer. For tax purposes, the bonus will be reported on IRS Form 1099-INT for the year in which you receive your bonus. Huntington reserves the right to limit an individual business owner with multiple businesses to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

A “transaction” is any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases, and bill payment transactions made through Huntington’s Online Bill Pay service.

Huntington Business Checking 100 provides 100 transactions ($0.50 per transaction over 100) during each monthly statement cycle.

††Business accounts on which you hold at least a 25% beneficial ownership interest according to Huntington’s client records and are a signer on will be available to view through your personal login.

#Huntington Business Checking 100 provides up to $2,500 in cash or currency deposits monthly in-branch or at an ATM at no charge for each statement cycle; $0.30 fee for each $100 thereafter. Huntington Unlimited Business Checking provides up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge for each statement cycle; $0.30 fee for each $100 thereafter. Huntington Unlimited Plus Business Checking provides up to $25,000 in cash or currency deposits monthly in-branch or at an ATM at no charge for each statement cycle; $0.30 fee for each $100 thereafter.

§The business can avoid the monthly checking maintenance fee ($20.00) for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $10,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Perks Checking® Account through that same statement period. Business ownership for the purposes of this benefit is defined as a 25% or greater beneficial ownership interest and is determined by information in Huntington's client records. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.

The business can avoid the monthly checking maintenance fee ($40.00) for any statement period on this checking account when the business keeps a total deposit relationship balance of at least $50,000 in a combination of deposits held directly by us. Eligible deposits are this checking account and any other checking, money market, savings, or certificate of deposit (CD) account(s) owned by the business, but deposits owned by separate legal entities (even those that share EINs or TINs) are not eligible. We figure the total relationship deposit balance each month by adding the average daily balance for all eligible deposit account balances of the business for the applicable statement period. We calculate the average daily balance by totaling the balances in your account from the end of each day in the applicable statement period and dividing that amount by the number of days in that period. However, for new accounts or closed accounts, we only count the number of days that the account was open during the applicable statement period for purposes of determining the average daily balance. Personal Checking Account Relationship Benefit: The business can also avoid the monthly checking maintenance fee for any statement period on this business checking account when a business owner maintains a personal Huntington Platinum Perks Checking® Account, Private Client Checking Account, or a SmartInvest Checking® Account through that same statement period. Business ownership for the purposes of this benefit is defined as a 25% or greater beneficial ownership interest and is determined by information in Huntington's client records. To remove the benefit of a personal relationship, the owner of the personal checking account will need to contact (800) 480-2001.

ҰPayroll processing services provided by Paychex, a third-party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guarantee their products or services.

ΩYour account will be closed if it is negative by any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/BusinessSafetyZone and huntington.com/BusinessGrace.

24-Hour Grace® and $50 Safety Zone® are registered service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.