Earn 3.97% (4.05% APY) with a certificate of deposit1

Feel good about where your savings are headed with a competitive rate that stays the same from start to finish.

Apply by April 28, 2026 and meet the requirements to take advantage of a fixed rate.

Promotional rate code is only available from this page. Other pages will not generate the promotional rate.

Three steps to open an account

How to lock in your CD interest rate

Step 1

Request your promotional code

Get your unique code by email and bring it to your local Huntington branch by April 28, 2026.

Step 2

Make your opening deposit

Deposit a minimum of $1,000 in your new CD.

Step 3

Enjoy your guaranteed rate

Watch your savings grow with 3.97% (4.05% APY) for 5 months1.

Smart CD features, thoughtfully crafted

Earn predictable returns

Your rate stays the same for the entire term. It’s a steady way to grow your savings with clarity and control.

Stronger rates for long-term saving

Huntington CDs offer competitive interest rates. It’s a way to grow your savings with more intention, and more return.

Your money is protected

Funds in your Certificate of Deposit account are FDIC insured up to the applicable limits, giving you added peace of mind as you save.

Let’s get started

Get your promotion code

Promotional rate code is only available from this page. Other pages will not generate the promotional rate.

Disclosures

1Interest Rate Interest rate and annual percentage yield (APY) are accurate as of November 6, 2025. The promotional interest rate for the Huntington Certificate of Deposit of 3.97% (4.05% APY) is for balance rate tiers between $1.00 to $99,999,999.99 and is guaranteed for 5 months. Minimum Balance to open and obtain the promotional rate is $1,000. A penalty will be imposed for early withdrawal. No rate exceptions. Not available for Brokers/Agents/Public Entities/ Financial Institutions. Offer is limited to one per household. Not valid with any other offer.