¹Relationship Savings. Annual percentage yield (APY) and interest rates are accurate as of January 23, 2026. The special interest rate for the Huntington Relationship Savings Account (HRSA) with balances between $5,000.00 to $2,000,000.99 is 3.00% with on APY of 3.03%. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above will earn 0.02% (0.02% APY). Balances below $5,000.00 will earn 0.02% (0.02% APY). Balances below $2,500 may be subject to a $10.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. For instance, if your balance reaches $2,000,001.00 or more, your entire balance would currently earn 0.02% APY. Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer. Initial minimum opening deposit to earn the higher interest rate on the HRSA is $5,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs).

²Money Market Account. Annual percentage yield (APY) and interest rates accurate as of January 23, 2026. The special interest rate for the Huntington Relationship Money Market Account (HRMMA) with balances between $25,000.00 to $2,000,000.99 is 4.00% with an annual percentage yield of 4.07%. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. For instance, if your balance reaches $2,000,001.00 or more, your entire balance would currently earn 0.25% APY. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs).

Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.

FDIC insured up to applicable limits.

³Relationship Savings Account Minimum Balance. Average daily balance to avoid the monthly maintenance fee without a qualifying account is $2,500. Minimum balance to earn interest is $0.01.

⁴Relationship Rate Benefit. The interest rate on your Relationship Money Market or Relationship Savings Account will be better when you also own a Huntington Perks Checking account or Huntington Platinum Perks Checking account. Ask a banker to see a rate sheet for details.

⁵Relationship Money Market Account Minimum Balance. Minimum balance to avoid monthly maintenance fee without a qualifying checking account is $25,000.00.

⁶$50 Safety Zone and 24-Hour Grace. Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone®. Learn more at huntington.com/SafetyZone and huntington.com/Grace.

⁷Alerts. Message and data rates may apply.

⁸Overdraft Protection. Increments of $100 can be transferred from available funds in a savings or money market account, and the transfer fee is $0. See additional information in the Huntington Consumer Deposit Account Agreement. Increments of $100 can be transferred from a personal credit line, up to the available credit limit and subject to the applicable personal credit line APR. Transfers can be made from a Voice Credit Card® up to 10% of the available credit limit and subject to the applicable cash advance APR. Terms and conditions for funding account still apply, such as paying interest on the credit lines. Not subject to grace periods.