Meeting with your financial advisor for the first time

Your first financial advisor meeting is on the calendar. A little prep goes a long way. Come ready to share your goals, your finances and a few key documents.

What to ask your financial advisor:

During the first sit-down with your advisor, think about finding out the following so you know what to expect going forward:

  • How are they compensated? Fees or Commissions?
  • Where do they obtain information regarding investments?
  • Do they work solo or as part of a team that may provide support?
  • How do they determine investment recommendations?
  • What are the advisor’s investment philosophy and qualifications?
  • Are taxes considered when creating my investment strategy?

Please note that Huntington advisors aren't able to provide tax or legal advice.

What to discuss annually with your financial advisor

  • Income
  • Risk tolerance
  • General assets
  • Retirement plans
  • Financial priorities
  • Insurance coverage
  • Specific short- and long-term goals
  • Dependents, beneficiaries, and any immediate or extended family members
  • Annual spending, including college debt, vehicles, real estate, travel plans

After the meeting

After you and your advisor know more about each other, the next steps might depend on what was achieved. Do you need to provide more information? Did you get a financial roadmap? Do you have follow-up questions?

Before leaving, discuss when you might meet again. Face-to-face is always good, but after the first meeting, subsequent meetings may be virtual, but that is up to you and your advisor.

If you've established a meeting schedule, stick to it–don't get complacent. And if you did receive a financial roadmap make sure to inform your advisor of changes to income, debt, major life events or simply to maintain contact.

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Disclosures

Investment, Insurance and Non-deposit Trust products are: NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY LOSE VALUE

The Huntington National Bank (“Huntington Bank”) offers a full range of wealth management and financial services through dedicated teams of professionals within the Huntington Private Bank® and Huntington Financial Advisors® as follows:

  • Banking solutions, including loans and deposit accounts, are provided by Huntington Bank, Equal Housing Lender and Member FDIC.
  • Trust and investment management services are provided by Huntington Bank, a national bank with fiduciary powers.
  • Certain insurance products are offered by Huntington Insurance, Inc. and underwritten by third-party insurance carriers not affiliated with Huntington Insurance, Inc.
  • Certain investment advisory solutions, securities, and insurance products are provided by Huntington Financial Advisors®, a financial advisory practice of Ameriprise Financial Services, LLC (“Ameriprise”). Huntington Financial Advisors® is the trade name of the investment program offered through Huntington Bank. Certain employees of Huntington Bank provide investment advisory, brokerage, and insurance services, offered by and through Ameriprise in their capacity as registered representatives of Ameriprise. Ameriprise is a registered investment adviser and broker-dealer member of FINRA and SIPC. Ameriprise is not affiliated with Huntington Bank, Huntington Insurance, Inc., or Huntington Bancshares Incorporated. Ameriprise and Huntington Bank partner to provide financial planning services and solutions to clients. Huntington Bank is not an investment client of Ameriprise; however, it receives revenue sharing payments from Ameriprise, which creates a conflict of interest. Details on how we work together can be found on ameriprise.com/sec-disclosure.

Huntington Private Bank® is a federally registered service mark of Huntington Bancshares Incorporated.

Huntington Financial Advisors® is a federally registered service mark of Huntington Bancshares Incorporated and is used under license.

Huntington Bank and Huntington Insurance, Inc. are wholly-owned subsidiaries of Huntington Bancshares Incorporated.

Minimum investment or deposit balance criteria apply with respect to the Huntington Private Bank. Please contact a Huntington Private Bank colleague for more information on eligibility requirements.