Personal loans are only available for Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, West Virginia, Wisconsin, Minnesota, South Dakota, and Colorado residents.
Personal Loans
Personal loans with purpose and possibility
A personal loan from Huntington gives you flexible funding with no collateral required. Choose terms that fit your life, access your money quickly, and use it for what matters — from home improvements to consolidating high-interest debt. We’ll help you shape a loan that supports your goals, your way.
What makes a Huntington personal loan different
Clear, competitive rates
Flexible first payment date
Terms that fit your budget
Manage your loan online
Unsecured personal loans
Flexible funding, no collateral required
A Huntington unsecured personal loan give you access to funds based on your credit. Use it to consolidate high-interest debt, cover medical expenses, make home repairs, or fund a major purchase. With fixed rates, flexible terms and fast access to your money, it’s a straightforward way to support your goals.
We'll look at your credit score, debt-to-income ratio, and other financial factors to determine your qualification.
You can borrow up to $50,000, depending on qualifying factors, with a fixed rate and flexible payment options.
Interest Rate Range: 8.42%–25.00% APR1
Deposit-secured personal loans
Keep your savings. Use your credit.
A deposit-secured personal loan is backed by your Huntington savings, CD, or money market account. It’s a way to borrow while keeping your savings intact — and may offer a lower interest rate than an unsecured loan. Use it to cover personal expenses, build credit, or consolidate debt with one monthly payment.
We'll use your Huntington Certificate of Deposit (CD), Huntington Savings Account, or Huntington Money Market Account to secure your loan. With our Deposit Secured Loan, you could borrow up to the value of your deposit as high as $500,000 along with consolidated monthly payments.
Interest rate range: 7.51%–25.00% APR2.
Apply for a personal loan from Huntington
Start your application online, in person or by phone and get support every step of the way.
Ready to move forward? You can apply for a personal loan online, visit your nearest Huntington branch, or call our lending center at (800) 628-7076 and press 1. A lending specialist will help you explore your options and find a loan that fits your needs and budget.
Personal Loan FAQs
What is a personal loan?
A personal loan is a type of loan that allows you to borrow a certain amount of money from a lender, like Huntington, to fund a major personal expense, like medical bills, a home renovation, an emergency expense, and more. It can also be used to consolidate high-interest debt in an effort to lower the interest rate and reduce the time to pay off debt. Personal loans offer fixed interest rates and monthly payments that are repaid over a set term.
What's the difference between an unsecured and a secured personal loan?
An unsecured personal loan doesn't require any type of collateral to secure the loan. Rather than relying on assets as collateral, we look at information from your credit report along with income to determine loan qualifications.
A secured personal loan is backed by collateral - like your savings account, certificates of deposit, money market account, or another asset.
What do I need to apply for a personal loan?
While it's good to start thinking about the documents you'll need to apply for a personal loan, we recommend calling our lending center at (800) 628-7076 or reaching out to your local branch to understand what you'll need for your specific application.
To start, you'll likely need:
- Social Security or Taxpayer Identification Number
- Personal identification
- Income information
- Employment history
How does my personal loan work?
If you're approved for a personal loan, you'll receive a lump sum payment, and you'll pay back the loan over time in fixed payments with a fixed interest rate.
Terms and loan type may be different between applicants, so we recommend reaching out to your lending specialist directly or calling our lending center at (800) 628-7076 for more information on your specific loan.
Disclosures
Lending products subject to credit application and approval. Your loan amount options will be determined through a review of your Ability to Repay, which includes a review of your income, and your debt, including the debt listed on your credit report.