Zero Balance Accounting

Simplify transfers by automatically moving excess cash from one account to one or more sub-accounts.

If you’re concerned about idle balances or forgotten transfers, Huntington’s Zero Balance Accounting (ZBA) service manages the automatic transfer of funds between your accounts based on desired target balances income and ensure accounts are funded to avoid overdraft and transfer service fees.

Zero Balance Account Benefits

It’s an easy and convenient way to help you:

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Manage Multiple Accounts

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Track Activity and Balances

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Move Funds

ZBA allows you to pick and choose the appropriate investment or loan pay-down services that naturally complement the concentration capability. Then, the concentration account sweeps excess cash out of sub-accounts with a positive balance and automatically funds sub-accounts with a negative balance.

How? Excess cash in the concentration account can be invested through a Huntington Automated Funds Investment (AFI) sweep or used to pay down a line of credit through Huntington’s Automated Credit Sweep (ACS) service. Plus, you can monitor your accounts with daily balance and transfer activity reports in Business Online. Huntington’s ZBA provides an efficient and cost-effective method to obtain investment income and ensure accounts are funded to avoid overdraft and transfer service fees.

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