How to Fill Out a Money Order

Money orders are a great alternative to personal checks, but some people rarely use them and aren’t familiar with how to complete them. Huntington can help. Here’s how to fill out a money order in four simple steps:

  1. Recipient’s Name: Write the name of the person or company you’re sending the money to on the line labeled “Pay to the Order Of,” “Pay to," or “Payee.”
  2. Address Information: Fill out the purchaser’s address and/or the recipient’s address. Some money orders ask for both and some only ask for the recipient’s address. It should be clear what is needed. If it seems confusing, ask the person who printed the money order for you.
  3. Memo Line: If money order is for something personal, the memo line can be used to include a little note about what the money order is for. If it’s for a household bill, the account number for the bill should be written on the memo line§.
  4. Signature: Sign the front of the money order. The line may be labeled “purchaser,” “drawer,” or just “signature.”

Remember: Money orders are used for amounts of less than $1,000# . If you want more than that, you’ll need a cashier’s check, or you’ll have to pay for multiple money ordersα . We have information about the difference between a cashier’s check and a money order to help you decide.  

If you make a mistake while filling out your money order, ask the cashier who printed it for you what to do. If the mistake is big enough, they may need to void the money order and print a new one. This could result in an additional fee; be careful and write slowly when you fill it outβ .

How to Sign a Money Order

When you sign a money order, it’s important to keep a few things in mind:

  1. Sign your full legal signature. Do not use a nickname††.
  2. Sign on the front of the money order where indicated for the “purchaser” or “drawer” to sign. Do not sign the back. That space is provided for the recipient to endorse the money order when they cash or deposit it‡‡.
  3. Sign in black permanent ink. Use a gel pen if you have one. Gel pens are more resistant to check washing than regular ink pens§§.  
  4. If the money order seems confusing and you’re not sure where to sign it, ask the person who printed it for you.

Pritchard, Justin, “How Money Orders Work: Benefits and Drawbacks,” The Balance, August 12, 2019.

Ibid

§ Ibid

ǁ Ibid

# “What Is a Money Order?” USPS, Accessed January 16, 2020.

α Pritchard, “How Money Orders Work: Benefits and Drawbacks.”

β “Can I Change the Payee Name after the Money Order Has Been Completed?” Western Union, March 6, 2017.

†† “How to Fill Out a Money Order.” Blog | Western Union, June 20, 2016.

ǂǂ Pritchard, “How Money Orders Work: Benefits and Drawbacks.”

§§ “Check Washing - What Is It?” National Check Fraud Center. Accessed January 16, 2020.