How to deposit or cash a check at the bank

If you’ve received a check, you probably want to cash or deposit it as soon as possible. Learn how to deposit or cash your check at the bank.

Steps to deposit or cash a check at the bank

Step 1

Bring a valid ID

Be sure to have a valid form of ID with you when you go to your bank to deposit a check. Valid forms of identification include driver’s licenses and passports.

Step 2

Endorse the check

Once you arrive at the branch, flip the check over to the back and look for two grey lines. Depending on the type of check, it may read “endorse here.” Sign your name on the first line as it appears on the front of the check. If the check is made out to more than one person, they can sign on the second line. After you have endorsed your check, you’re ready to cash or deposit it.

Step 3

Present the check to the banker

If you’d like to deposit all or part of the check, provide the banker with the account number or identification, how much of the check you would like to deposit into your account, and how much you would like to receive in cash. The banker will provide a receipt for the transaction.

Do personal checks expire?

While personal checks do not technically expire, banks have the option to refuse payment if a check is older than six months. With so many convenient ways to deposit a check, avoid this deadline by depositing or cashing it as soon as possible after you receive it.

Deposit a check through our ATMs and mobile app

If you’re a Huntington Bank customer, you can deposit a check at one of our ATMs, or through the Huntington Mobile Banking app. Plus, with All Day Deposit℠, you don’t have to rush to beat an early cutoff time. Follow our step-by-step instructions for mobile and ATM check deposit.

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Disclosures

All Day Deposit℠ is a service mark of Huntington Bancshares Incorporated.

The information provided in this document is intended solely for general informational purposes and is provided with the understanding that neither Huntington, its affiliates nor any other party is engaging in rendering financial, legal, technical or other professional advice or services, or endorsing any third-party product or service. Any use of this information should be done only in consultation with a qualified and licensed professional who can take into account all relevant factors and desired outcomes in the context of the facts surrounding your particular circumstances. The information in this document was developed with reasonable care and attention. However, it is possible that some of the information is incomplete, incorrect, or inapplicable to particular circumstances or conditions. NEITHER HUNTINGTON NOR ITS AFFILIATES SHALL HAVE LIABILITY FOR ANY DAMAGES, LOSSES, COSTS OR EXPENSES (DIRECT, CONSEQUENTIAL, SPECIAL, INDIRECT OR OTHERWISE) RESULTING FROM USING, RELYING ON OR ACTING UPON INFORMATION IN THIS DOCUMENT EVEN IF HUNTINGTON AND/OR ITS AFFILIATES HAVE BEEN ADVISED OF OR FORESEEN THE POSSIBILITY OF SUCH DAMAGES, LOSSES, COSTS OR EXPENSES.

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