Thoughtful lending, built on the value you’ve built

Flexible access

Home equity line of credit (HELOC)

Borrow as you go, with interest-only payments during the draw period.

Predictable payments

Home equity loan

Get a lump sum with a fixed rate and monthly payments that stay the same.

Refinance options

First mortgage equity loan

Replace your current mortgage and potentially lower your monthly payments.

Personalized support

Talk to a Huntington banker

Get guidance from someone who understands your goals and your story. Call (888) 841-6458 to connect.

Smart tools

Use our calculators

Estimate your equity, compare options, and plan with confidence.

Mobile convenience

Manage it all in the Mobile Banking app

Track your loan, make payments, and stay in control. Anytime, anywhere.

We’re here to help you shape what’s next


At Huntington, we believe your home’s equity should work as hard as you do. Whether you’re planning a renovation, consolidating debt, or simply looking for more financial flexibility, we’re here to help you make confident, informed decisions with tools, guidance, and people who care.

More ways to make your equity work for you

Built around you

Flexible lending options

We’ll help you choose the structure that fits your goals, not the other way around.

Real-time insights

Smarter spending starts here

Use built-in tools to track, plan, and adjust all in one place.

Always within reach

Support that stays with you

Whether online or in person, we’re here to help you move forward. Call (800) 550-7958 to connect with us.

Confidence comes from clarity


We’ve built tools that make it easier to compare, calculate, and decide so you can move forward with clarity and confidence.

Your equity. Your plans. Our support.


Whether you're planning for something big or just want more breathing room in your budget, your home’s equity can help. At Huntington, we make it easier to put that value to work with flexible options, clear guidance, and support that’s always close by.

Let’s make a plan that fits


Every financial move you make should support the life you’re building. That’s why we offer tools and lending options that adapt to your needs, not the other way around. Whether you’re ready to apply or just exploring, we’re here to help you move forward with clarity and confidence.

Articles that help you plan with purpose

Borrow

HELOC vs Home Equity Loan: What’s the difference?

Unlock the value in your home through home equity loans or lines of credit (HELOCs). Understand the differences and your options for borrowing.

Borrow

Home Equity Loan Calculator

Use our consolidation calculator to see how much you could save.

Borrow

What should my budget be for buying a house?

What to consider beyond the down payment.

Choose what works for you

Apply online

Start your application anytime, from anywhere. It’s quick, secure, and designed to fit your schedule.

Talk to a banker

Prefer a conversation? Our bankers are here to help you explore your options and answer your questions.

Use our tools

Estimate your equity, compare loan types, and see how refinancing could work for you.

Disclosures

No application fee applies to standard home equity products. Other fees may apply depending on loan terms and conditions.

All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.