Cash Back Credit Card

Earn 1.5% unlimited cash back on everything you buy

No caps, no categories, and no annual fees1. Just a cash back credit card that pays you back for the way you already spend. Simple, steady and built to support your goals.

Apply for Cash Back Card

What you get with the Huntington Cashback Credit Card

    Mobile Payments

    Use your card your way

    Add your Huntington credit card to Apple Pay®, Google Wallet™, or Samsung Pay for fast, secure, contactless payments. Whether you’re tapping in-store or checking out online, it’s one more way we help you move through your day—your way.

    Add Your Card

    Credit card features that keep you in control

      Huntington Mobile Banking App

      Mobile banking, made thoughtful

      Manage your money on the go—check balances, pay bills, and transfer funds, all from your phone.

      Google Play StoreApple Store

      Build your financial know-how

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      Cash Back Credit Card FAQs

      Cash back is a credit card rewards benefit that refunds you a certain percentage of the amount spent on purchases made with that card. In short, cash back is a way to earn money on purchases you make with your credit card.

      As you make purchases with your credit card, you’ll accumulate cash back rewards. Traditional rewards usually go towards specific goods or services, but cash back is a lot like it sounds—receiving cash. You get to choose what you spend your cash back on, and it’s typically received through direct deposit, statement credit, or a gift card.

      You earn cash back for all purchases made on your card. You'll earn 1.5% cash back rewards for every $1.00 in net purchases (purchases less returns) on your Huntington Cashback Credit Card.

      Yes. Applying for the Huntington Cashback Credit Card online is quick, easy, and secure. Navigate to the Huntington Cashback Credit Card application and follow the online instructions.

      You earn cash back rewards on all net purchases. Cash advances, balance transfers and account fees including but not limited to late fees and finance charges do not earn cashback rewards. Additionally, certain transactions such as casino gaming chips, off-track wagers lottery tickets, etc. will be excluded from earning cashback rewards. Refer to the Huntington Cashback Credit Card Rewards Terms and Conditions for additional details.

      Cash back rewards will be calculated by rounding to the nearest cent. We will round up amounts that are half a cent or higher and round down amounts below a half cent.

      There is not a maximum amount of cash back rewards you can earn.

      If you are enrolled in the Automatic redemption option, your rewards are automatically redeemed for a statement credit at the end of each billing cycle. It may take us up to one complete billing cycle to implement your authorization or to cancel any prior authorization you have provided to us. Statement credits are not a payment.

      Please remember to submit your normal monthly payment before your next due date. Cash back redemptions for a deposit into any Huntington or other financial institution checking or savings account are generated as an ACH deposit to the designated account typically within 3 business days of the redemption request.

      Redeeming your rewards for a statement credit doesn’t take the place of any minimum payment due. Please remember to submit your normal monthly payment before your next due date.

      As long as your account is open and in good standing, the cashback rewards you earn in this program will not expire. Accounts open and in good standing will be able to earn and redeem cashback rewards. Cash back rewards earned as part of a promotional program may expire. We will disclose the expiration date to you as part of the promotion. Please review the full Huntington Cashback Credit Card Rewards Terms and Conditions for additional details regarding cash back rewards expiration.

      Your cash back rewards balance will be forfeited when the account is closed by us or by you. You must redeem your cashback rewards before closing your account.

      If you have selected automatic as your redemption option, a statement credit will be issued to your Huntington Cashback Credit Card each billing cycle. We will transfer all cash back rewards available at the time when your current billing cycle ends, and your statement is generated. A minimum of $25 is required for any one-time manual cashback rewards redemptions.

      Answer: No, cash back rewards must be redeemed by the account owner.

      Answer: We do not charge any fees to redeem your cash back rewards.

      Answer: The Huntington Cashback Credit Card Rewards Program is provided by The Huntington National Bank. The program and benefits are offered at our sole discretion. The program may change from time to time as we continue to deliver better benefits for our customers. Refer to the Huntington Cashback Credit Card Rewards Terms and Conditions for the most up to date details.

      With Huntington credit cards, you have access to a variety of Mastercard® benefits, including:

      • Mastercard ID Theft Protection™: Stay secure with 24/7 access to a variety of identity theft resolution services year-round4.
      • Zero Liability5: In the event of any unauthorized purchases, you will not be held responsible as the cardholder.
      • Mastercard Airport Concierge™: Get 15% savings on Airport Meet and Greet services worldwide with a personal assistant to escort you through the airport 24/76

      DISCLOSURES

      1Cashback Card Terms and Conditions, Cashback Rewards Terms and Conditions.


      2 We must receive your required minimum payment by the day after the due date listed on your monthly billing statement in order to avoid a late charge. Regular payment cutoff times apply. Cutoff times vary by payment channel (via mail, in-branch, telephone, and internet), but will in no event be before 5p.m. Eastern Time.


      3Check your FICO credit score online free of charge. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.


      4 Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your Guide to Benefits for details or call 1-800-MASTERCARD.


      5 Transactions are protected by federal law and Mastercard’s Zero Liability. Transactions you did not authorize should be reported to us promptly through our dispute process. We ask that you assist us in our investigation as needed. Certain limitations apply. See mastercard.com/zeroliability for complete details.


      6 This benefit may be subject to change without prior notice. Please call 1-800-MASTERCARD for the latest benefit information.



      Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay® is a trademarks of Apple Inc.


      The Google logo, Google Wallet and Android are trademarks of Google LLC.


      Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.


      Mastercard and Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.