The Federal Reserve cut its benchmark interest rate on December 10.  However, Huntington Bank is extending its high-yield rates for a limited time. Act now and make your savings go even further.

    What Is a savings account?

    A safer place to grow your money with confidence

    A savings account helps you set money aside while earning interest over time. At Huntington, your savings are protected up to applicable limits by FDIC insurance, so you can focus on your goals, not your risk.

    Your account earns interest, which is added to your balance on a regular schedule. At Huntington, savings account interest is compounded and paid quarterly, helping your savings grow steadily.

    Enjoy these additional benefits of your account.

    No Monthly Maintenance Fee

    High Yield Savings:
     Avoid a monthly maintenance fee when you have an average daily balance of $2,500 or have an Asterisk-Free Checking®, Huntington Perks Checking® or Huntington Platinum Perks Checking® account; otherwise $10.

    High Yield Money Market:
    Avoid a monthly maintenance fee when you have an average daily balance of $25,000 or when you have either a Perks Checking or Platinum Perks Checking account; otherwise $25.

    Digital Savings Tools

    Our digital savings tools help you set goals, move money from checking to savings, and track your progress along the way.

    FDIC Insured

    Huntington Money Market and Savings accounts are FDIC insured, up to customer's applicable limits. Learn more.

    Start taking advantage of our attractive high-yield money market and savings rates with a few simple steps:

    Step 1

    Choose the best account for you

    and apply online or visit your local Huntington branch.

    Step 2

    Make your opening deposit

    High Yield Savings:
    minimum of $5,000 not currently deposited at Huntington.

    High Yield Money Market:
    minimum of $25,000 not currently deposited at Huntington.

    Step 3

    Watch your savings grow

    Get your variable rate after opening a Huntington Relationship Savings Account when you maintain deposits of $5,000.00 - $2,000,000.99.[1]

    Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.[2]

    Better Tools. Better Insight. Better Living.

    At Huntington, we're always thinking about your financial well-being. That's why we've created digital tools that make tracking and managing your money easier than ever. And, they're included with your Huntington account.

      Disclosures

      1 Huntington Relationship Savings Account. Annual percentage yield (APY) and interest rates are accurate as of November 12, 2025. The special interest rate for the Huntington Relationship Savings Account (HRSA) with balances between $5,000.00 to $2,000,000.99 is between 2.95%-3.50% with an APY between 2.98% APY-3.55% based on your zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above will earn 0.02% (0.02% APY). Balances below $5,000.00 will earn 0.02% (0.02% APY). Balances below $2,500 may be subject to a $10.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. For instance, if your balance reaches $2,000,001.00 or more, your entire balance would currently earn 0.02% APY Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer. Initial minimum opening deposit to earn the higher interest rate on the HRSA is $5,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs).

      2 Huntington Relationship Money Market Account. Annual percentage yield (APY) and interest rates accurate as of March 3, 2026. The special interest rate for the Huntington Relationship Money Market Account (HRMMA) with balances between $25,000.00 to $2,000,000.99 is between 3.15%-3.75% with an APY of 3.20% APY-3.82% based on your zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. For instance, if your balance reaches $2,000,001.00 or more, your entire balance would currently earn 0.25% APY. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.

      3 Message and data rates may apply.

      FDIC insured up to applicable limits.

      Savings Goal Getter℠ and Spend Setter℠ are service marks of Huntington Bancshares Incorporated.