Specialized Mortgage Solutions

Services crafted for complex mortgage and real estate operations

Huntington Bank’s Specialized Mortgage Solutions team delivers a relationship-driven banking platform designed for sophisticated mortgage and real estate organizations. We provide customized cash management, treasury and escrow solutions supported by deep industry experience and seamless execution.

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Why Specialized Mortgage Solutions

Specialized Mortgage Solutions is built around long-term relationships and a clear understanding of the operational and regulatory demands facing today’s mortgage and real estate businesses. Our dedicated team, averaging more than 25 years of banking experience, serves as a single point of contact, aligning specialized product knowledge with Huntington’s broader mortgage network to help clients operate efficiently, confidently and at scale. Specialized Mortgage Solutions offers competitive deposit pricing to help offset fees and optimize liquidity.

Structured cash management services

Our flexible platform supports a wide range of transaction structures and servicing models.

Operating, custodial and investor accounts

Tax, insurance, principal and interest, reserves, holdbacks

Deposit account control agreements with lockbox services

Springing, hard, soft, restricted after notice

Cash management accounts with configurable waterfall maintenance

Self-service or lender-directed, both available with sub-accounting

Tri-party agreements and other deal structures

Enhancing credit for funds held in reserves, escrows, REPO, subscription and construction structures

Residential and commercial servicer cash management services

Master servicer, special servicer, sub-servicer, cashiering

Clients we serve

We work with sophisticated commercial and institutional clients nationwide, serving a diverse range of organizations.

Commercial and residential mortgage originators and servicers
Private equity firms, hedge funds, and real estate investment trusts
Commercial real estate asset managers, property managers, real estate owned portfolio managers and institutional owners and operators
Secured parties requiring lender-controlled cash management structures

The Huntington advantage

Specialized Mortgage Solutions is part of Huntington’s mortgage network, providing clients access to a coordinated ecosystem of specialists across commercial mortgage finance, fund finance, note finance, capital markets and related solutions. This integrated approach delivers clarity, efficiency and executional ease.

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