Program Design

Can your company afford a large deductible or retention on its insurance? Should some of your risks be self-insured? Do you have a business risk, or combination of risks, that doesn't exactly fit the definition of insurance?

These are just some of the many questions we will ask to help design a risk financing program that will meet your needs. Risk financing involves the use of several methods, or sources of funds, to pay for losses. As businesses become larger and more complex, they need to better understand and allocate their risks between shareholders, other stakeholders and capital providers, and the insurance markets.

By developing a risk financing strategy, you will have an approach to financing enterprise risk that is aligned to your business strategies and drivers, and that makes effective and efficient use of your capital sources and the insurance markets.

Huntington Insurance professionals can help you anticipate the potential costs of your risks and determine how to use insurance and other sources of capital to finance those risks. Call or email us today for more information.