Personal loans and lines of credit

Borrowing that fits your life and your budget

Whether you're planning a renovation, consolidating debt, or simply want access to funds when you need them, we offer personal loans and lines of credit that support your financial momentum.

Explore Personal Loans

Explore personal loans and lines of credit

    Standby Cash

    Money when you need it 

    Once you qualify, instantly access between $100 and $750. No credit check. Just pay a 5% cash advance fee. No monthly interest with automatic payments; otherwise, a 1% monthly interest charge (12% APR) applies.

    Learn About Standby Cash

    Compare personal lending options

    Unsecured Personal Loan

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    Deposit secured personal loan

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    Premier Unsecured Line of Credit

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    Collateral required?

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    Borrowing Range

    Up to $50,000

    Up to $500,000

    $10,0001–$100,000

    Interest type

    Fixed

    Fixed

    Variable

    Repayment style

    Monthly payments

    Monthly payments

    Monthly payments

    Online Account Management

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    Lending that supports your next step

    A personal loan or line of credit can do more than cover a cost—it can help you feel more in control of your money. To apply for a personal loan or line of credit, fill out an online application, visit a Huntington branch, or call our lending center at (800) 628-7076 and press 1.

    Apply for Unsecured Personal LoanApply for Unsecured Line of Credit

    Build your financial know-how

    Things to consider when renovating a house

    Here’s how to zero in on a home project that can pay off.

    Learn More

    What is a short-term loan?

    When it’s time to consider applying for a loan, it can be overwhelming and confusing to navigate your options. We’re here to help you better understand how short-term loans work and if they may be a good option for you.

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    Contact Us

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    Find a branch

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    Disclosures

    1  For Premier Unsecured Lines of Credit over $20,000, verification of home ownership is required, but your home won’t be used as collateral.

    Lending products subject to credit application and approval. Your loan amount options will be determined through a review of your Ability to Repay, which includes a review of your income, and your debt, including the debt listed on your credit report.

    Personal loans are only available for Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, West Virginia, Wisconsin, Minnesota, South Dakota, and Colorado residents.