How to deposit or cash a check at the bank.
How to deposit or cash a check at your local bank branch.Depositing or cashing a check in person at a branch is as old as banking itself. You will need to show your ID when cashing or depositing a check at a bank branch, so be sure to bring it along!
Step 1: Bring a valid I.D.Be sure to have a valid form of I.D. with you when you go to your bank to deposit a check. Valid forms of identification include driver’s licenses and passports.
Step 2: Endorse the checkOnce you arrive at the branch, flip the check over to the back and look for two grey lines. Depending on the type of check, it may read “endorse here.” Sign your name on the first line as it appears on the front of the check. If the check is made out to more than one person, they can sign on the second line.
After you have endorsed your check, you’re ready to cash or deposit it!
Step 3: Present the check to the bankerIf you’d like to deposit all or part of the check, provide the banker with the account number or identification, how much of the check you would like to deposit into your account, and how much you would like to receive in cash. The banker will provide a receipt for the transaction.
Do personal checks expire?While personal checks do not technically expire, banks have the option to refuse payment if a check is older than 6 months. With so many convenient ways to deposit a check, avoid this deadline by depositing or cashing it as soon as possible after you receive it.
Deposit a check through our ATMs & mobile app.Deposit a check without stepping into a bank branch. Make your deposit at one of our ATMs or through the Huntington Mobile app. And with All Day Deposit℠ you don't have to rush to beat an early cut-off time. Follow our step-by-step instructions for mobile and ATM check deposit.
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To speak to a customer service representative, call (800) 480-2265, daily 6:00 a.m. to midnight ET.