How to Read a Check

Read Time: 4 Min

If you know how to write a check, you’re probably familiar with how to read a check that you’ve received. But what about when you're trying to find information about your own checking account?

a couple looks up how to read a check on a tablet

Where is the routing number on a check?

Your routing number is the first set of nine-digit bank numbers on a check located in the bottom left corner. Each bank has its own routing number so they can identify where the checking account was opened.

The routing number is treated as an address that is associated with your bank, so each financial institution, like Huntington, has its own unique routing number. This code is used for electronic transactions such as a funds transfer, direct deposit, digital checks and bill payments.

Don't have a check handy? Discover other ways to find your routing number.

a personal check with an arrow pointing to the routing number

Where is the account number on a check?

You can find your account number at the bottom of your checks, the second set of numbers from the left that is between 9 and 12 digits. This number lets the bank know which checking account to take the funds from. If you don't have a check available, you can find your account number on your bank statements, or by logging into your Huntington Online Banking account. You can also get your account number by visiting a Huntington branch and showing a valid ID.

a personal check with an arrow pointing to the account number

What is the check number?

In the upper right-hand corner is three or four-digit number, which is your check number. This number is helpful for your own record keeping, particularly when you’re balancing your checkbook.

a personal check with an arrow pointing to the check number

What is the fractional bank number?

On every check there is a number that corresponds with the bank where you have a checking account. You can find this number towards the top right of your check. This information is not used as much anymore since it includes the same details that are in your routing and account numbers on a check but the fractional bank number is still printed on each check.

a personal check with an arrow pointing to the fractional bank number

Open a Huntington Checking Account

If you want a basic checking account with no monthly maintenance fee, or an interest-earning checking account, we've got the options that are right for you.

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