Opening a Huntington account is voluntary and is not required to obtain student financial aid or other University of Minnesota services. University of Minnesota may receive a financial benefit when its faculty, staff or students open a Huntington account. Other accounts are available, visit a branch for more information.
University of Minnesota Banking
Banking built to look out for the campus community
Gophers® and Bulldogs® can open a Huntington Perks Checking® account with special benefits. And choose from a range of debit card designs, including a University of Minnesota debit card.
Huntington Perks Checking
Everyday banking with built-in benefits
Building a relationship with Huntington has its perks, and a great place to start is Huntington Perks Checking. Perks Checking is an interest-bearing checking account with no minimum required to open that’s loaded with features designed to make your relationship with Huntington even more rewarding.
Plus, students, faculty, staff, alumni, and season ticket holders can activate a special monthly maintenance fee waiver by visiting a branch. You must visit a branch to activate the special monthly maintenance fee waiver1.
Banking made easy for international students
To apply for a checking account, visit any Huntington branch. Bring passport, I-20 Form, I-94 Form and U-Card. You do not need a social security number. At the branch, we can also help you with currency exchange services, notary services, and international wire transfers incoming to the U.S.
Huntington savings accounts
A more rewarding relationship
As your banking needs grow, Huntington easily shifts with you to accommodate your banking needs. When you open a Perks Checking account, you can access better interest rates on a Huntington Relationship Savings or Huntington Relationship Money Market Account4.
You can also extend the savings of Perks Checking to your family members through all your shared consumer accounts, owned by you or jointly with someone else.
Checking account features
More than just a checking account
Early Pay
Money that moves when you do
$50 Safety Zone®
A little cushion when you need it
24-Hour Grace®
More time to make it right
Zelle®
Simple, everyday payments, made easy
Huntington Mobile Banking App
Designed to make everyday money moves easier
Check Deposit Availability
Instant access to deposited checks
Student banking with style
Get a U of M or UMD sweatshirt when you deposit $25 or more into your new account. Bring your deposit and a photo ID or account number to a full-service branch on campus. Limit one sweatshirt per customer9.
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Disclosures
1 Maintenance Fee Waiver. If you fail to notify us of your University of Minnesota relationship, you may be charged a $10 monthly maintenance fee unless your Total Relationship Balance is at least $5,000.
2 Non-Huntington ATM Fees. With Huntington Platinum Perks Checking, we’ll waive all and with Huntington Perks Checking your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We’ll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.
3 Monitoring Services. The Monitoring Services are optional and are not available with all accounts. Enrollment requires agreement to the Services Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.
4 Savings Account Relationship. The interest rate on your Relationship Money Market or Relationship Savings Account may be better when you also own a Huntington Perks Checking or Huntington Platinum Perks Checking account. Ask a banker to see a rate sheet for details. Your interest rates and APY will be determined based on your zip code.
5 Early Pay. You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/EarlyPay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.
6 $50 Safety Zone and 24-Hour Grace. Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/SafetyZone and huntington.com/Grace.
7 Zelle®. For your protection, you should only send money to those you know and trust, such as family, friends and others such as your personal trainer, babysitter or neighbor. If you don’t know the person or aren't sure you will get what you paid for, you should not use Zelle® for these types of transactions. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
8 Check Deposit Availability. The first $500 of your total daily check deposits made at a branch, ATM, or through Mobile Deposit may be available to you immediately on the day we receive your deposit. For check deposits made from Saturday through Monday and Federal Holidays, up to $500 in total may be available immediately from all your check deposits over those days. Your remaining check deposit amount(s) will generally be available on the next business day. Subject to eligibility; longer holds and exclusions may apply. Please see your Funds Availability Policy for more detail.
9 Sweatshirts. Receive a sweatshirt with first deposit of $25 or more into a new campus checking account. Visit an on-campus banking center to verify the deposit and pick up a sweatshirt. Limit one per customer, while supplies last. Recipient is responsible for all taxes. The block M is a mark of the University of Minnesota used under license, and Champ the Bulldog is a mark of the University of Minnesota Duluth used under license.
10 Alerts. Message and data rates may apply.
24-Hour Grace®, $50 Safety Zone®, and Huntington Perks Checking® are federally registered service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.
Third-party logos and product, service, business, institution and team names are trademarks and/or service marks of their respective owners.