Checking accounts for West Virginia University students

Huntington Perks Checking®

Building a relationship with Huntington has its perks, and a great place to start is Huntington Perks Checking. West Virginia University students can enjoy Perks Checking on us with no monthly maintenance fee, regardless of how much you keep in your account.

Perks Checking is an interest-bearing checking account with no minimum required to open, and it’s loaded with features designed to make your relationship with Huntington even more rewarding.

Opening a Huntington account is voluntary and is not required to obtain student financial aid or other West Virginia University services. Other accounts are available, visit a branch for more information.

WVU Banking Perks

Simple by design, powerful in practice

No monthly maintenance fee

We're offering this premier account to West Virginia University students without the standard monthly maintenance fee. And there's no minimum deposit needed to secure your Perks Checking account.

Earn interest on deposits

Perks Checking is an interest-bearing account, which means your deposits grow over time.

5 free ATM withdrawals

Getting cash when you need it should be easy, so we cover the fees on five non-Huntington ATM withdrawals per statement cycle1.

Credit score monitoring

Track your credit score with monitoring at no added cost2.

Checking account features

More than just a checking account

$50 Safety Zone®

A little cushion when you need it

If you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee—$50 Safety Zone gives you a buffer before overdraft fees apply3.

24-Hour Grace®

More time to make it right

If you overdraw your account, you have until midnight, Central Time, the next business day to make your balance positive and avoid overdraft fees or return3. Because we all need a little grace sometimes.

Zelle®

Simple, everyday payments—made effortless

Send and receive money fast and easy, right from the Huntington Mobile Banking app4.

Early Pay

Money that moves when you do

Get your paycheck up to two days early when you set up a qualifying direct deposit. Because waiting for your money shouldn’t be the norm5.

Huntington Mobile Banking App

Designed to make everyday money moves easier

Check balances, pay bills, transfer funds, and deposit checks—right from your phone. It’s simple, secure, and built to support your financial rhythm, wherever life takes you.

Check Deposit Availability

Instant access to deposited checks

When you deposit a check with Huntington, you may have immediate access to up to $500 of those funds—so you can use your money without the wait6.

Huntington branches near West Virginia University

Morgantown Main

201 High Street
Morgantown, WV 26505

Suncrest

3120 University Ave
Morgantown, WV 26505

WVU Banking FAQ

Asterisk-Free Checking is a Huntington checking account with no monthly maintenance fee and no minimum balance requirement. Huntington Perks Checking is an interest-bearing account. This account includes all of the benefits of an Asterisk-Free Checking account; plus, your money will earn interest, you'll receive five free non-Huntington ATM withdrawals per statement cycle1, relationship rate benefit7, and credit score monitoring2. We're offering this premier account to West Virginia University Students without the standard monthly maintenance fee.

Huntington Bank offers numerous ATM and branch locations throughout West Virginia and the surrounding region. See of all of our locations

You can use any Huntington location on or off campus and receive all the WVU Banking benefits.

Switch your account to a Huntington Perks Checking account at any Huntington branch or by calling 800-480-2265.

Visit any branch or call 800-480-2268 to have a fee waiver applied to your account.

Bring your WVU Student ID Card or give us your student email address.

A Huntington banker can help you with any step of the process. Call the Morgantown main branch at 304-291-7700 or the Suncrest branch at 304-291-7790 to talk to a banker at these locations.

Disclosure

All trademarks of West Virginia University used under license. All third-party trademarks belong to their respective owners.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1 Non-Huntington ATM. With Huntington Perks Checking, we’ll waive your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We’ll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.

2 Monitoring Services. The Monitoring Services are optional and are not available with all accounts. Enrollment requires agreement to the Services Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.

3 $50 Safety Zone® and 24-Hour Grace®. Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/SafetyZone and huntington.com/Grace.

4 Zelle. For your protection, you should only send money to those you know and trust, such as family, friends and others such as your personal trainer, babysitter or neighbor. If you don’t know the person or aren’t sure you will get what you paid for, you should not use Zelle® for these types of transactions. Must have a bank account in the U.S. to use Zelle®.

5 Early Pay. You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/EarlyPay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.

Check Deposit Availability. The first $500 of your total daily check deposits made at a branch, ATM, or through Mobile Deposit may be available to you immediately on the day we receive your deposit. For check deposits made from Saturday through Monday and Federal Holidays, up to $500 in total may be available immediately from all your check deposits over those days. Your remaining check deposit amount(s) will generally be available on the next business day. Subject to eligibility; longer holds and exclusions may apply. Please see your Funds Availability Policy for more detail.

Relationship Rate Benefit. The interest rate on your Relationship Money Market or Relationship Savings Account may be better when you also own a Huntington Perks Checking or Huntington Platinum Perks Checking account. Ask a banker to see a rate sheet for details. Your interest rates and APY will be determined based on your zip code.

Huntington Perks Checking®, 24-Hour Grace®, and $50 Safety Zone®, are federally registered service marks of Huntington Bancshares Incorporated. All Day Deposit℠ is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending.