3X Rewards Credit Card

Craft your money’s worth with 3X rewards

You have the freedom to choose your 3X category and earn rewards up to $2,000 in spend per quarter. And you earn 1X points on everything else1. It’s a rewards credit card that keeps up with your life—and helps you get more from it.

Apply for Rewards Credit Card

What you get with the Huntington Voice Rewards Credit CardSM

3X Rewards

Rewards for your lifestyle

Choose from 10 categories—like groceries, gas or entertainment—and earn 3X rewards. You can switch it up every quarter to keep up with your changing needs. Everything else earns 1X points, automatically1.

No Annual or Foreign Transaction Fees2

Transparency that pays off

You keep more of what you earn. This card skips the extra charges, so your money stays focused on what matters to you.

Flexible Rewards Redemption

You earned it. You decide.

Redeem your points for cash, statement credit, travel, or gift cards that support your plans.

Turn rewards points into possibilities

With the Huntington Voice Rewards Credit Card, you have the power to choose. Pick from 10 curated categories to earn 3X points, up to $2,000 in spend each quarter1. We know life changes, and your rewards can too. You have the option to update your category every three months to stay in sync.


All other purchases earn 1X points, helping your rewards grow steadily in the background. And because every point equals a penny, your rewards add up with intention—5,000 points becomes $50 in value. That means your spending can quickly turn into something more, whether it’s fueling your passions, planning your next big move or just making life a little sweeter.

Choose where you earn 3X points

Auto parts and service stores

Keep your car running smoothly with rewards on repairs, tires, and maintenance.


Category Examples: AutoZone, Discount Tire, Goodyear Auto Service

Clothing, department and sporting goods stores

From everyday outfits to weekend adventures—earn points while you shop.


Category Examples: Ann Taylor, Dick’s Sporting Goods, Macy’s

Discount and warehouse stores

Big value, big savings. Earn rewards where you stock up.


Category Examples: Big Lots, Family Dollar, Sam’s Club

Electronics, computer and camera stores

Upgrade your tech or gear up for your next creative project.


Category Examples: Apple Store, Best Buy, Midwest Photo

Gas stations

Fill up and go—earn points every time you hit the pump.


Category Examples: BP, ExxonMobil, Shell

Grocery stores

From weekly staples to dinner party spreads, your grocery runs earn more.


Category Examples: Giant Eagle, Kroger, Meijer, Pick’n Save

Home improvement stores

Whether it’s a quick fix or a full refresh, your projects pay off.


Category Examples: Ace Hardware, Lowe’s, Home Depot

Restaurants

Dining in or grabbing takeout? Earn points on every bite.


Category Examples: Applebee's, McDonald's, Olive Garden

Travel and entertainment

Flights, hotels, movies and more—your getaways and nights out earn 3X.


Category Examples: AMC Theaters, Hertz Rent a Car, Hilton Hotels, Southwest Airlines

Utilities and office supply stores

Power your home and your hustle with rewards on bills and basics.


Category Examples: AEP, Time Warner/Spectrum, Verizon

Mobile Payments

Use your card your way

Add your Huntington credit card to Apple Pay®, Google Wallet™, or Samsung Pay for fast, secure, contactless payments. Whether you’re tapping in-store or checking out online, it’s one more way we help you move through your day—your way.

Add Your Card

Credit card features that keep you in control

    Build your financial know-how

    Should you consider paying off your student loans early or invest and save?

    The financial responsibilities after college can feel daunting. Should you focus extra income toward paying off student loans early, saving for retirement, investing, or another financial goal? Learn more here.

    Learn More

    How to help build credit

    Having good credit can be the key to obtaining a mortgage, financing a car, or even getting a job. Here are some tips on how to build good credit.

    Learn More

    Rewards Credit Card FAQs

    DISCLOSURES

    1Earn 3X rewards in the one category you choose from ten pre-selected categories, up to $2,000 in spend per quarter. You may select your category once within the first 30 days of opening a new account then again prior to the start of each quarter for the next quarter. Earn 1X reward for all other purchases.


    2 Credit Card Terms and Conditions, Rewards Terms and Conditions.


    3We must receive your required minimum payment by the day after the due date listed on your monthly billing statement in order to avoid a late charge. Regular payment cutoff times apply. Cutoff times vary by payment channel (via mail, in-branch, telephone, and internet), but will in no event be before 5p.m. Eastern Time.


    4 Check your FICO credit score online free of charge. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.


    5 Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your Guide to Benefits for details or call 1-800-MASTERCARD.


    6 Transactions are protected by federal law and Mastercard’s Zero Liability. Transactions you did not authorize should be reported to us promptly through our dispute process. We ask that you assist us in our investigation as needed. Certain limitations apply. See mastercard.com/zeroliability for complete details.


    7 This benefit may be subject to change without prior notice. Please call 1-800-MASTERCARD for the latest benefit information.


    Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay® is a trademarks of Apple Inc.


    The Google logo, Google Wallet and Android are trademarks of Google LLC.


    Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.


    Mastercard and Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.