Choose Lower Rate
Our lower APR Voice Credit Card® offers a 2% lower interest rate instead of rewards. That means you can pay less with Voice℠.
Pay Less With Your Voice Credit Card® When You Choose the Lower Rate Option
A 2% lower purchase APR that will not increase if you make a late payment†.
With worldwide, 24-hour Lost and Stolen Card Reporting assistance, Emergency Card Replacement and Emergency Cash Advance. Read MasterCard Terms & Conditions
Savings that come from spending less on finance charges and paying off balances faster.
The Power of Your Voice Credit Card
No matter which option you choose, lower rate or 3X Rewards, you get great benefits1:
†Credit Card Terms and Conditions, Rewards Terms and Conditions
1The Voice Credit Card® lets you choose between the option to earn cash back or get a 2% lower purchase APR instead of rewards. The lower rate card does not earn rewards.
2 We must receive your required minimum payment by the day after the due date listed on your monthly billing statement in order to avoid a late charge. Regular payment cutoff times apply. Cutoff times vary by payment channel (via mail, in-branch, telephone, Internet). An expedited payment fee will apply for Colleague assisted same day telephone payments.
Mastercard and Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
Late Fee Grace® and Voice Credit Card® are registered service marks of Huntington Bancshares Incorporated. Voice℠ is a service mark of Huntington Bancshares Incorporated.