Scarlet and Gray®, right down to your wallet.

Buckeye Banking for Ohio State Alumni

As the Official Consumer Bank of The Ohio State University®, our connection with Ohio State runs deep. Huntington has invested in Buckeye Nation™ through $25 million in support funding that Ohio State has dedicated to upgrading classroom technology, funding endowments, providing programming support within Student Life and the Alumni Association, and more.

Ohio State Alumni can also take advantage of Buckeye Banking™, which offers unique financial services benefits and more.

Thompson statue

Buckeye Banking™ at Huntington

Asterisk-Free Checking®

A Checking Account, Free from Minimum Balances

Our Asterisk-Free Checking account makes managing your money easier than ever. It’s free to open, there’s no monthly maintenance fees, and no minimum balance requirement. Plus, you’ll have access to Huntington’s award-winning mobile app and features designed to help strengthen your financial well-being.

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Account Perks

No monthly maintenance fee

No monthly maintenance fees for this account.

No minimum to open

No minimum deposit needed to open an Asterisk-Free Checking account.

That’s the Spirit!

As part of Buckeye Banking, when you open a Huntington checking account, you can pick your design for a Buckeye Banking™ Debit Mastercard®.

buckeye debit card

Checking Account Features

Huntington Checking accounts are loaded with features designed to look out for you and your financial well-being.

Qualify for Standby Cash®

Once you qualify, instantly access between $100 and $500 with our do-it-yourself, digital only line of credit. Eligibility is based primarily on your checking and deposit history, not your credit score. Just pay a 5% cash advance fee when you make a transfer. Pay it back over three months and there's no monthly interest charge when you set up automatic payments. Otherwise, a 1% monthly interest charge (12% APR) applies to the outstanding balances.

$50 Safety Zone® and 24-Hour Grace®

If you accidentally overdraw your account by $50 or less, you won't be charged an overdraft fee thanks to $50 Safety Zone®. And, if you overdraw by more than $50, 24-Hour Grace® gives you more time to make a deposit to avoid an overdraft fee or having a transaction returned##.

Zelle®

With just a few taps, send and receive money using your Huntington account with friends and family¶¶ who have a bank account in the U.S.≠≠

The Hub

The digital tools in The Hub makes it easier to track and analyze your spending, find areas for potential savings, and help you create and reach your financial goals.

Early Pay

If you have a Huntington checking account with direct deposit, you could get paid up to two days early††.

Check Deposit Availability

At no extra cost, you may have instant access to your funds—up to $500—of the checks you've deposited‡‡. Plus, All Day DepositSM is also available.

Ohio State Voice Credit Card®

Buckeye Alumni Have a New Voice.

Choose our Ohio State Voice Credit Card® with rewards and get 3% cash back on the first $2,000 that you spend each quarter from one pre-selected category. Or, choose our lower-rate card that still displays your Buckeye pride. Both are powered by Mastercard. Learn more.

Contact Us

We're here for you—online, by phone, or in a branch.

Automated Assistant

Quick answers when you need them

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Find a Branch

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  Standby Cash is subject to terms and conditions and other account agreements. A cash advance fee equal to 5% of the amount of the cash advance will be collected from your Eligible Deposit Account immediately after the cash advance is deposited in that account. A 1% monthly interest charge (12% Annual Percentage Rate) will be added to outstanding balances if automatic payments are not scheduled. Available through online banking or the Huntington Mobile app to individuals with an active Huntington consumer checking account with at least three months of consistent deposit activity of $1,000 or more, and an average daily balance of $200 or more over the last 30 days. An active or recent bankruptcy or other legal process may disqualify you. Other eligibility requirements apply, including your recent overdraft and/or return history, regardless of whether you are charged overdraft fees or have transactions returned or they are waived with our 24-Hour Grace® and $50 Safety Zone® services. We reserve the right to change eligibility criteria at any time. Line amount and/or ongoing availability may vary based on changes to your deposit activity, average daily balance, and number and length of overdrafts and/or returns on any of your Huntington deposit accounts. When any of your Huntington deposit accounts are in an overdraft status for more than one day, your Standby Cash line may be suspended until they are no longer negative. If 90% or more of the approved credit line is drawn three months in a row, Standby Cash will be suspended until it’s paid to a zero balance. Business checking accounts are not eligible for Standby Cash.

Huntington is the Official Consumer Bank of The Ohio State University. All trademarks of The Ohio State University used under license. All third-party trademarks belong to their respective owners.

Buckeye Nation is a trademark of The Ohio State University and used under license.

Buckeye Banking is a trademark of The Ohio State University and used under license.

BuckID is a trademark of The Ohio State University and used under license.

Scarlet and Gray is a federally registered trademark of The Ohio State University and used under license.

## $50 Safety Zone and 24-Hour Grace®. Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/SafetyZone and huntington.com/Grace.

†† Early Pay. You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/EarlyPay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.

‡‡ Check Deposit Availability. The first $500 of your total daily check deposits made at a branch, ATM, or through Mobile Deposit may be available to you immediately on the day we receive your deposit. For check deposits made from Saturday through Monday and Federal Holidays, up to $500 in total may be available immediately from all your check deposits over those days. Your remaining check deposit amount(s) will generally be available on the next business day. Subject to eligibility; longer holds and exclusions may apply. Please see your Funds Availability Policy for more detail.

¶¶ Zelle®. For your protection, you should only send money to those you know and trust, such as family, friends and others such as your personal trainer, babysitter or neighbor. If you don’t know the person or aren’t sure you will get what you paid for, you should not use Zelle® for these types of transactions.

≠≠Must have a bank account in the U.S. to use Zelle®.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Mastercard, Debit Mastercard, and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Buckeye Banking Debit Mastercard is issued by The Huntington National Bank pursuant to a license by Mastercard International. Trademarks of the Ohio State University used under license. To apply, customer must reside in: IL, IN, KY, MI, OH, PA, WV.

Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark of Samsung Electronics Co., Ltd.

Asterisk-Free Checking®, 24-Hour Grace®, $50 Safety Zone® and Standby Cash® are federally registered service marks of Huntington Bancshares Incorporated. All Day Deposit℠ are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat No. 8,364,581, 8,781,955, 10,475,118, and others pending. Standby Cash is patent pending.