Spend Analysis

Track your money at a glance

With our intuitive tools, you can see exactly where your money goes so you can make confident, informed choices every day. It’s included with your Huntington checking account.

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Here’s how Spend Analysis works:

You use your account

Make purchases with your Huntington debit card or credit card, and your transactions will be tracked automatically in Spend Analysis.

We crunch the data

Spend Analysis automatically places your transactions into categories like groceries, shopping or entertainment.

Track over time

When you log into your account, you easily spot your spending trends and effortlessly plan your next money moves.

Tracking features tailored to you

Modern expense tracking

Understand your money in a snap

Pie chart or table? Either way, you'll immediately be able to visualize exactly where your money goes. Spend Analysis automatically tracks up to two years of history to help you better understand your spending trends, so you’re in control of crafting your financial future.

Manually adjust categories

Flexible categories to fit your life

Each transaction is automatically assigned to a category, but you can move it to another category. Want to see how much you spend on coffee each month? That’s the kind of bean counting Spend Analysis was made for.

Compare income vs spending

Get a quick view of your cash flow

Sometimes you just need to see things from a different angle. Check out your monthly cashflow tracker to understand your spending vs income over time.

Huntington Heads Up®

Real-time insights that empower smart choices

With Huntington Heads Up, you get guidance, budget updates, even notifications when money leaves your account in unusual ways. Because we think more insights help you make smarter financial decisions.

Online Banking

Powerful digital tools, included with every Huntington account

Get started right now in the app or online.

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Money management, made simple

The Hub helps you track and understand your spending, spot opportunities to save, and set financial goals, with guidance to help you reach them.

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Positive steps to help cut your debt

When debt balloons, it overwhelms. But you’re not alone. We’re here to help with simple steps to start getting you back in control.

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Spend Analysis FAQ

Spend Analysis tracks how much you're spending, and exactly where you're spending it, in categories like groceries and entertainment. We'll analyze your expenses so you can easily see exactly where your money is going.

For personal accounts, Spend Analysis includes transactions from your Huntington checking and credit card accounts. For business accounts, Spend Analysis includes transactions from your Huntington checking, money market, credit card and credit line accounts.

Do you have a Huntington checking account? Spend Analysis enrollment is automatic.

Only your Huntington accounts and credit cards are included.

When you make a purchase using your debit or credit card, Spend Analysis places that purchase in an existing category, such as Groceries, Education, or Home.

For your convenience, each transaction is automatically assigned to a category. To reassign a transaction, follow these easy steps:

  • Select a transaction from the line-item list. A Transaction Detail window will pop up. (Note: Pending transactions cannot be reassigned).
  • Under Category, select Edit and select a new category.
  • Answer Yes, Create Rule to always categorize this way, or No, Apply Once for one-time only.

Yes, you can hide transactions so they aren’t included in Spend Analysis. Select a transaction to bring up the Transaction Detail window, and check Hide this transaction from financial tools.

To see your spending for previous months, select the View Analysis button. On the larger Spend Analysis view, you can change the date range or dive into categories. You can also switch from pie chart, to bar graph, to table view and roll over visual charts to see amounts and percentages by category.

With Spend Analysis, you can see up to two years of spending and income history to better understand your habits. And, the Spend v. Income feature within Spend Analysis provides you with an easy-to-read, side-by-side comparison of money coming in and money going out. You can compare your cash flow for the past 12 months. All of this gives you the ability to make informed decisions about your money.