Spend Setter℠

Take the burden out of budgeting

Forget budget planning spreadsheets. With Spend Setter, you can set budgets for categories where you'd like to cut back on spending. We'll do the rest, letting you know how you're doing along the way. It’s included with all Huntington checking accounts.

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Here’s how Spend Setter℠ works:

Create budgets

Create budgets based on how you spend. Then edit, delete or create new budgets any time.

Track spending

When you make a purchase with your Huntington credit or debit card, we'll track it against the limit you set for that category.

Monitor progress

Quickly see how you're doing when you log in to your account. Green means you're on track, yellow means you're close to the limit, and red means you've gone over.

Create your budgets

Your budget, your way

Set monthly spending limits for categories like groceries, restaurants or entertainment. To see all your budgets, select "View Budgets." From here you can view, edit or delete a specific budget.

Track your spending

Clear color-coding is easy to understand at a glance

Every time you use your Huntington credit or debit card, the transaction is tracked against the limit you set for that category.

Stay on budget

Helping you stick to your plan

If we do see you're getting close to your limit in any category, we'll send you a Huntington Heads Up® alert. Just make sure you're set up to receive alerts.

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Spend Setter℠ FAQ

Spend Setter℠ lets you set budgets to track what you’ve spent and how much you have left to spend in a given month. You can view amount spent to date, amount left to spend, percentage of budget spent, and number of days left in the month. Spend Setter includes transactions from your Huntington checking and credit card accounts.

If you don’t use the Spend Setter℠ tool within the first 60 days of having access, budgets will be created for your highest three spending categories based on your monthly averages. To edit these budgets, select View Budgets.

On The Hub, select View Budgets.

  • To create a new budget, select Create a Budget at the bottom of the budgets list. First, select a Category and select Continue. On the next screen, enter a budget amount and select Save. You can create up to 10 budgets total.
  • To edit a budget amount, roll over a budget to highlight, select Edit. In the budget window, select Edit next to the Monthly Budget Amount. Enter the new budget amount, then Save.

If you need to delete a budget, select Delete (with trashcan icon), Yes to delete, No to cancel.

Spend Setter℠ includes transactions from your Huntington checking and credit card accounts.

You can change a budget as often as you like. Keep in mind that changes to the budget amount may affect the status of your budget.

The color of the budget bar will indicate if you are on track (green), off track (yellow) or already over budget (red). In the future, an alert will be available to tell you when your nearing or over your budget. You can also sign up to receive a Huntington Heads Up® by email, text, or push notification to let you know when you're nearing or over your budget.

If you are already enrolled in Heads Up alerts, you can also set up to receive Heads Up for your budget activity:

  • Go to Alerts and choose Manage Alerts.
  • Under the Manage Alerts section, choose Tips & Tools.
  • Then select Edit Alerts and scroll down to Budget Activity, where you can choose your preferences for Spend Setter℠.

If you are not yet enrolled, visit the Alerts tab in the top navigation and choose Enroll in Alerts. Follow the prompts to enroll. Once enrollment is complete, complete the Manage Alerts steps above to set up your Spend Setter alerts.

Message and data rates may apply.

Your budgets reset each calendar month. To view the bar graph that shows your average monthly spending for the last 12 months for a particular budget, select that budget to view.

Your total shows the sum of all your budgets.

Disclosure

Spend Setter℠ is a service mark of Huntington Bancshares Incorporated.