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Auto loan refinancing that fits your life

At Huntington, we believe money should work for you. Not the other way around. That’s why our auto loan refinancing is built to be simple, supportive, and shaped around your goals. Plus, for a limited time, receive a 3.5% discount from rates below. Restrictions apply.

Apply to RefinanceGet Personalized Rates

Refinance your car loan with care, clarity, and confidence

Help lower your monthly expenses

Keep more of what you earn. Refinancing may help reduce your monthly payment.

Explore term options

Pick the loan length that works for you; up to 72 months for newer cars, 60 for older ones. You can even choose your first payment date, up to 60 days after closing.

Loan amounts to fit your budget

Pick an auto loan ranging from $3,000 to $200,000.

Support that stays with you

Our bankers are here to help.

Visit Your Neighborhood Branch

Huntington mobile banking app

Manage your loan anytime, anywhere, with a quick tap.

Download the App

Auto loan refinancing is only available for Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, West Virginia, Wisconsin, Minnesota, and Colorado residents.

Refinancing that works for real life

Whether you're looking to lower your rate or simplify your finances, refinancing with Huntington gives you more control and more breathing room. Our process is fast, transparent and built around your needs.

Compare rates and see the difference

Use the table below to compare Huntington’s auto loan refinancing rates with your current loan. See how much you could save each month and over the life of your loan.

Find Rate by Zip Code

More ways to refine your auto loan experience

    Support that stays with you

    From application to final payment, we’re here to help. Use our mobile app to manage your loan, or connect with a banker who knows your name and your story.

    Find a BranchUse the Mobile App

    Auto loan refinance FAQs

    More ways to make your money work

    Talk to a banker

    Get personalized help from someone who gets it. Call us at (877) 587-8051.

    Check your credit score

    Monitor your credit for free in the Huntington Mobile Banking app.

    Get the App

    We’re here to help you drive forward

    Refinancing isn’t just about rates. It’s about freedom, flexibility, and feeling more in control. At Huntington, we believe banking should help you live better, not just bank better. That’s why we offer refinancing that’s simple, supportive, and built around your goals.

    • Lower your monthly payment
    • Choose your loan term
    • Apply online in minutes
    • No application fees
    • Fast decisions
    • Trusted support every step of the way
    Apply to RefinanceGet Personalized Rates

    Helpful reads on auto loan refinancing

    Home and Auto

    How much can I afford to spend on a car?

    Learn about considerations that go into car buying and leasing to help understand what your budget could look like.

    Read More

    Home and Auto

    New car buying worksheet

    Use our five money-saving moves that help put you in the driver’s seat.

    Learn More

    Home and Auto

    Auto calculators

    Explore a range of calculators to help determine the best next move for your situation.

    View All

    Disclosures

    Rates and discounts subject to change at any time.

    Lending products subject to credit application and approval. Your loan amount options will be determined through a review of your Ability to Repay, which includes a review of your income, and your debt, including the debt listed on your credit report.