Checking Account Bonus Offer

Earn up to $300

Choose the checking account and
bonus option that is right for you.
Apply by February 7, 2023.
Complete the 3 easy steps below.

Asterisk-Free Checking®

  • No monthly maintenance fees

Perks Checking

  • Fees waived on 5 non-Huntington ATM withdrawals per statement cycle, plus we reimburse the ATM operator's fee
  • Credit Score monitoring at no added cost§
  • Earns interest
  • $10 monthly maintenance fee waived with $1,000 in total monthly deposits or with $5,000 in relationship balances from checking and savings^

Minimum deposit $1,000 to earn bonus

Open at a Branch
Account Disclosures

Bonus code will only be applied when you click the Apply buttons on this page. Apply buttons on other pages will not generate a bonus code.

Platinum Perks Checking

  • Unlimited non-Huntington ATM withdrawals
  • Credit Score and identity theft monitoring§
  • Earns interest
  • $25 monthly maintenance fee waived with $25,000 in relationship balances from checking and savings^

Minimum deposit $25,000 to earn bonus

Open at a Branch
Account Disclosures

Bonus code will only be applied when you click the Apply buttons on this page. Apply buttons on other pages will not generate a bonus code.

Receive your Huntington Perks Checking or Huntington Platinum Perks Checking bonus in 3 easy steps

Step 1

Open a new account

Choose and open the checking account that best fits your needs by February 7, 2023.

Step 2

Meet your requirement

Make cumulative new money deposits within 60 days from account opening and keep your account open for 90 days.

Step 3

Enjoy your bonus

$200 for Perks Checking or $300 for Platinum Perks Checking will be deposited in your new account within 14 days of meeting requirements.

J.D. Power
App-solutely Amazing
Huntington ranked #1 in Customer Satisfaction with Mobile Banking Apps among Regional Banks for four years in a row.

J.D. Power 2022 U.S. Banking Mobile App Satisfaction Study among banks with $75B to $200B in deposits. Visit jdpower.com/awards for more details. 

All checking customers may benefit from these innovations

Get access to products and tools built on forgiveness, faster access to cash, and more automatic saving.

Early Pay

If you have a Huntington checking account with direct deposit, you could get paid up to two days early^^.

Digital Tools

Set financial goals, big or small, and features like Savings Goal Getter, Spend Analysis, Spend Setter, and Look Ahead Calendar will show you how much you need to save and track your progress along the way, helping you get there faster.

Standby Cash®

Standby Cash allows you to access between $100 and $1,000 with no interest or fees when you sign up for automatic payments and pay it back over three months. Otherwise, a 1% monthly interest charge (12% APR) applies to the outstanding balances††.

$50 Safety Zone

If you accidentally overdraw your account by $50 or less, you won't be charged an overdraft fee thanks to our $50 Safety Zone##.

24-Hour Grace®

We give you more time to make a deposit in order to avoid an overdraft or return fee with 24-Hour Grace. And, it's free with all Huntington checking, savings, and money market accounts##.

Huntington Mobile App

Whether at home or on the go, you can quickly and securely check balances, pay bills, deposit checks, and more with our mobile app. Download the app and your accounts are a tap away.


Checking Account Benefits

Checking Account Benefits
Asterisk-Free Checking Account
Asterisk-Free Checking
Apply NowDisclosures
Perks Checking logo
Perks Checking
Apply NowDisclosures
Platinum Perks logo
Platinum Perks Checking
Apply NowDisclosures
Your Bonus
$0
$200
$300
Monthly Maintenance Fee
$0
$10 fee waived with $1,000 in total monthly deposits or $5,000 in total relationship balances^
$25 fee waived with $25,000 in total relationship balances^
Interest Bearing Account -
0.02% Annual Percentage Yield (APY) Applies to all balance tiers
0.03% Annual Percentage Yield (APY) Applies to all balance tiers
Free ATM Withdrawals -
5 (Waive up to 5 per statement cycle)
Unlimited non-Huntington ATM withdrawals
Identity Monitoring§ - - Checkmark

Credit Score Monitoring§ - Checkmark

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Mobile Banking Checkmark

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No Overdraft Fee $50 Safety Zone℠## Checkmark

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24-Hour Grace® Overdraft and Return Fee Relief## Checkmark

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All Day DepositSM Checkmark

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Digital Tools to Help Manage Your Finances Checkmark

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Huntington Heads Up® Alerts for Real Time Account Updates‡‡ Checkmark

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To be eligible for this offer, click Apply Online or Open at a Branch from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin.

To qualify for the $200 cash bonus, you are required to open a new, qualifying Huntington Perks Checking account by February 7, 2023 and make cumulative new money deposits into the checking account of at least $1,000 or more within 60 days of account opening and keep your account open for 90 days.

To qualify for the $300 cash bonus, you are required to open a new, qualifying Huntington Platinum Perks Checking account by February 7, 2023 and make cumulative new money deposits into the checking account of at least $25,000 or more within 60 days of account opening and keep your account open for 90 days.

If you opened a Huntington Perks Checking account, your $200 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. If you opened a Huntington Platinum Perks Checking account, your $300 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. Your checking account must remain in open status to receive the bonus.

"New money" is defined as money that is not currently on deposit in any Huntington account (except maturing personal CDs).

This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.

Transfers from another Huntington deposit account do not count as a deposit. This offer cannot be used in combination with any other consumer checking offer. For tax purposes, you will receive a Form 1099-INT from us for the cash bonus. Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

Huntington Perks Checking and Huntington Platinum Perks Checking are interest-bearing accounts. The annual percentage yield (APY) for Huntington Perks Checking is 0.02% and for Huntington Platinum Perks Checking is 0.03%. Earn interest on account balance in all balance tiers. Rates are variable and may change; fees may reduce earnings. Rates are current as of today's date.

With Huntington Platinum Perks Checking, we'll waive all & with Huntington Perks Checking your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We'll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.

§The Monitoring Services are optional and are not available with all accounts, Enrollment requires agreement to the Services' Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.

^Refer to Personal Account Charges Form for detailed explanation of Total Relationship Balances. You can avoid the monthly checking maintenance fee for any statement period for Huntington Perks Checking if you have $1,000 in monthly deposits or if you keep a Total Relationship Balance of at least $5,000 in eligible deposits. You can avoid the monthly checking maintenance fee for any statement period for Huntington Platinum Perks Checking if you have $25,000 in monthly deposits or if you keep a Total Relationship Balance of at least $25,000 in eligible deposits. Eligible deposits are deposits held directly with us or investments made through our affiliate, Huntington Financial Advisors® (HFA). They include this account and any other consumer checking, money market, savings, certificate of deposit (CD), and individual retirement accounts (IRA) on which you are an owner. Eligible investments are those in your name, made through us or which HFA reports to our deposit system for inclusion in the Total Relationship Balance, and generally include investments (both IRA and non-IRA) held in brokerage accounts and certain direct investments in mutual funds and annuities, as well as advisory account balances. Investments held in IRAs and agency accounts with Huntington Private Bank®, as well as personal agency accounts within the Trust Group that utilize your social security number, are also eligible. We figure the Total Relationship Balance each month by adding the qualifying balances, as we determine them, for all of your eligible accounts to the average daily balance of this checking account for the monthly statement period.

††Standby Cash is subject to terms and conditions and other account agreements. A 1% monthly interest charge (12% Annual Percentage Rate) will be added to outstanding balances if automatic payments are not scheduled. Available through online banking or the Huntington Mobile app to individuals with an active consumer checking account with at least three months of consistent deposit activity of $1,000 or more, and an average daily balance over the last 30 days of $200 or more. An active or recent bankruptcy or other legal process may disqualify you. Other eligibility requirements apply, including your recent overdraft and/or return history, regardless of whether you are charged overdraft or return fees or they are waived with our 24-Hour Grace® and $50 Safety Zone services. We reserve the right to change eligibility criteria at any time. Line amount and/or ongoing availability may vary based on changes to your deposit activity, average daily balance, and number and length of overdrafts and/or returns on any of your Huntington deposit accounts. When any of your Huntington deposit accounts are in an overdraft status for more than one day, your Standby Cash line may be suspended until they are no longer negative. If 90% or more of the approved credit line is drawn three months in a row, Standby Cash will be suspended until it's paid to a zero balance. Business checking accounts are not eligible for Standby Cash.

##Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/SafetyZone and huntington.com/Grace.

^^You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/EarlyPay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.

Learn more at huntington.com/All-Day.

‡‡Message and data rates may apply.

Asterisk-Free Checking®Asterisk-Free Checking icon, Money Scout®, Standby Cash®, and 24-Hour Grace® are federally registered service marks of Huntington Bancshares Incorporated. Huntington Perks Checking, Huntington Platinum Perks Checking, Perks Checking icon, Platinum Perks Checking icon, $50 Safety Zone, Savings Goal Getter, Spend Setter, Look Ahead Calendar, and All Day Deposit are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. US Pat. No. 8,364,581, 8,781,955, 10,475,118, and others pending. Patents pending for Standby Cash®.