Checking Account Bonus

Earn up to a $600 bonus1

New personal checking customers apply by September 15, 2025 by completing the three easy steps below.

At Huntington, we believe your bank should support the life you’re building. Thoughtful banking starts here—with up to $600 when you qualify.

Explore Checking Accounts

Explore checking account options

    Teen Banking from Huntington

    A little independence for your dependents

    Give your teen a little financial freedom—with guidance built in. Huntington's Teen Banking is a joint checking account with a debit card that includes customizable controls for parents. Set debit card spending limits, receive alerts, and lock cards instantly. Teens get their own card and digital access, while you stay in the know. No overdraft fees. No monthly maintenance fee when paired with an eligible Huntington account. Visit your neighborhood Huntington branch with your teen to get started.

    Learn MoreFind a Branch

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    Asterisk-Free Checking®

    Apply OnlineOpen at a Branch

    Huntington Perks Checking®

    Apply OnlineOpen at a Branch

    Huntington Platinum Perks Checking®

    Apply OnlineOpen at a Branch

    Account Disclosure

    Your Bonus1

    $0

    $400

    $600

    Maintenance Fees4

    $0

    $0 or $10

    No fee with $1,000 in total monthly deposits, or $5,000 in total relationship balances, otherwise $10 a month

    $0 or $25

    No fee with $25,000 in total relationship balances, otherwise $25 a month

    Interest Bearing Account3

    —

    0.02% Annual Percentage Yield (APY) Applies to all balance tiers

    0.03% Annual Percentage Yield (APY) Applies to all balance tiers

    Non-Huntington ATM Fee Waivers6

    —

    5 (waive up to 5 per statement cycle)

    Unlimited

    Identity Monitoring5

    —

    —

    ✔

    Credit Score Monitoring5

    —

    ✔

    ✔

    Huntington Heads Up® Alerts for Real Time Account Updates10

    ✔︎

    ✔

    ✔

    Business Checking Monthly Maintenance Fee Waiver11

    —

    $20 fee waived with $10,000 in total deposit relationship balances or with qualifying personal checking account

    $40 fee waived with $50,000 in total deposit relationship balances or with qualifying personal checking account

    Checking account features

    More than just a checking account

    Early Pay

    Money that moves when you do

    Get your paycheck up to two days early when you set up a qualifying direct deposit. Because waiting for your money shouldn’t be the norm2.

    $50 Safety Zone®

    A little cushion when you need it

    If you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee—$50 Safety Zone gives you a buffer before overdraft fees apply7.

    24-Hour Grace®

    More time to make it right

    If you overdraw your account, you have until midnight, Central Time, the next business day to make your balance positive and avoid overdraft fees or return7. Because we all need a little grace sometimes.

    Zelle®

    Simple, everyday payments—made effortless

    Send and receive money fast and easy, right from the Huntington Mobile Banking app8.

    Huntington Mobile Banking App

    Designed to make everyday money moves easier

    Check balances, pay bills, transfer funds, and deposit checks—right from your phone. It’s simple, secure, and built to support your financial rhythm, wherever life takes you.

    Check Deposit Availability

    Instant access to deposited checks

    When you deposit a check with Huntington, you may have immediate access to up to $500 of those funds—so you can use your money without the wait9.