Fixed Rate Mortgages:
15 & 30 Year Terms

Get the security of a monthly principal and interest payment that never increases. We give you the flexibility to lock in your rate for any term between 8 and 30 years, whichever works best for you. See the benefits of a fixed rate loan listed below.
Fixed Rate Mortgage | Huntington

Fixed Mortgage Rates

The rates below are based on the Columbus, Ohio, 43015 ZIP code and can vary by market (or region).

Rates effective as of Monday, October 25, 2021.

Rate Table
Interest Rate
Discount Points
Payment Stream
Rate Effective Date
Conv 30 Yr Fixed
359 payments of $514.06
1 payment of $508.10
10/25/21 12:00:00 AM

The interest rate requires 1% origination fee, plus any additional points, if any, as listed above.

The Annual Percentage Rates (APRs) disclosed above are based on a $120,000 loan amount, at least a 20% down payment, points disclosed, the payment of certain customary fees at loan closing, credit score of at least 740, a rate lock period of 60 days and assumes a purchase of an owner-occupied one unit dwelling with no secondary financing for a property located in Franklin County, Ohio. Click here to find a loan officer near you or give us a call at 1-800-LOAN US-1 (1-800-562-6871) for terms available in your area. Mortgage Insurance may be required for loans that have less than a 20% down payment which will increase the APR and result in a higher loan payment. Interest rates and fees are subject to change without notice. Huntington's mortgage division offers many different mortgage products; your APR may vary depending on the product for which you apply. 

All loans are subject to credit approval and receipt of a property appraisal demonstrating sufficient value.

All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search.

Why choose a Fixed Rate Loan?

Fixed Rates

Lock in your rate for the entire term of your loan, no matter what else happens in the market.

Predictable Payments

Pay the same monthly principal payment in year one that you pay at the end of your mortgage.

Down Payment Assistance

You may be able to reduce your down payment. With the help of state bond programs, you may need to put less money down.

Other Fixed Rate Mortgage Features

Flexible Payment Dates Make fixed monthly payments on a date that fits your needs best.
1 of 7
Go paperless A reliable alternative to mailed paper statements. Online statements are a secure way to manage and track your account information.
2 of 7
Free Alerts Our free, automated email Account Alerts can provide you with timely updates on your mortgage, such as payments received.
3 of 7
Free Online Bill Pay Pay your bills and track your Mortgage when you log in to and use free Online Bill Pay.
4 of 7
Service Commitment We'll be here to walk you through the entire process, from application to closing and beyond.
5 of 7
Access to over 800 Branches No matter where you choose to make your payments, Huntington gives you options.
6 of 7
Free Mobile Banking Check your balance and make a payment from your phone and iPad®.
7 of 7

These fixed rate mortgage tools will help with your decision

Home Mortgage Guide

From tips on making an electronic payment to understanding your escrow account, this Home Mortgage Guide is just another way Huntington helps to make your mortgage easier.

Download the Home Mortgage Guide


Connect With a Specialist

Local loan officers are waiting to help you. Select your location to connect with lenders in your area.
Find a Loan Officer Near You
24 hour grace logo

Find an NMLS Number

Search Huntington employees to view his or her registration with the Nationwide Mortgage Licensing System.
Find an NMLS Number

Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

(800) 562-6871
Mon to Thu: 8:00 a.m. - 8:00 p.m. ET
Friday: 8:00 a.m. - 7:00 p.m. ET
Saturday: 9:00 a.m. - 3:00 p.m. ET