Asterisk-Free Checking®

A Checking Account, Free from Minimum Balances

Asterisk-Free Checking is free to open and offers rewarding benefits.
Benefits include:
  • Free to open and free to maintain
  • No minimum balance requirement
  • More time to fix an overdraft with 24-Hour Grace® ##
  • No overdraft fee $50 Safety Zone##
  • Money Scout automated savings tool

Asterisk-Free Checking Account Benefits

No monthly maintenance fee with an Asterisk-Free checking account.
No minimum deposit needed to open an Asterisk-Free account.
on a Premier Savings Account when you own a checking account1.
24-Hour Grace®

We all make mistakes, but our 24-Hour Grace® feature is designed to give you more time to make a deposit in order to avoid an Overdraft Fee##. Learn more.

Money Scout

Money Scout analyzes your spending habits, income, and upcoming expenses to find money you’re not using in your checking account—from $5 to $50—and moves it to your savings, automatically. Learn more.

$50 Safety Zone

If you accidentally overdraw your account, our $50 Safety Zone helps protect you from overdraft fees. ##. Learn more.

The Hub

The digital tools in The Hub makes it easier to track and analyze your spending, find areas for potential savings, and help you create and reach your financial goals. Learn more.

Online Bill Pay

Pay your bills with just a few clicks. Just tell us the payment amount and where to send it, and we'll take care of the rest. For free. Learn more.

Huntington Heads Up®

Huntington Heads Up® lets you know exactly where your money is going and provides real-time insights—by email, text, or push alert; to help you make more informed decisions. Learn more.

We're here when you need us.

Find a Huntington branch or ATM near you.
- OR -

It's like applying in a branch. Without having to leave home.

Huntington Premier Savings

Take the first step toward building your savings today with the Huntington Premier Savings Account§ — the perfect companion to an Asterisk-Free Checking Account.
Learn More
Premiere Savings Account

Switching is Easy

We know it can be confusing switching banks, so we've created a kit to help you. Don't worry, we're with you each step of the way.
Learn More

§$4; or $0 Monthly Maintenance Fee on a Premier Savings account with average daily balance of $300 or when you own an eligible Huntington checking account. An eligible checking account is owned by you and includes Asterisk-Free Checking, Huntington 5 Checking, Huntington 25 Checking, or Personal Client Account.

## $50 Safety Zone and 24-Hour Grace® do not apply to returned items and their associated fees. Your account will be automatically closed if it remains negative for 60 days.

 Money Scout automatically schedules transfers from your selected checking account and credits your selected savings account. A money market account (MMA) cannot be a selected savings account for use with Money Scout. A scheduled transfer may be canceled before midnight ET on the day it is scheduled. Transfer amounts and frequency may vary and will reduce the money available in your account to cover other transactions. You are responsible for ensuring your account has sufficient funds. You may be charged overdraft fees if your account falls below $0. Subject to eligibility, terms and conditions, and other account agreements.

Message and data charges may apply.

Apple®, the Apple logo, iPhone® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries.

Asterisk-Free Checking®, 24-Hour Grace®, ®, and ® are federally registered service marks of Huntington Bancshares Incorporated. Money Scout℠ and $50 Safety Zone℠ are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat. No. 8,364,581.

We are here to help.

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

To speak to a customer service representative, call (800) 480-2265, daily 7:00 a.m. to 7:00 p.m. ET.