Huntington 5 Checking®
Upgrade to an Interest-Bearing Checking Account
Your interest rates and APY will be determined based on your zip code. Please note: If you are an existing Huntington customer with an address outside of our seven-state footprint, your interest rates and APY will be determined based on a Columbus, Ohio, regional zip code.
Huntington 5 Checking Account Benefits
Free ATM Withdrawals
We'll waive 5 non-Huntington ATM cash withdrawal fees and reimburse you for fees charged by another ATM owner†.
Credit Score Monitoring
At No Added Cost
Receive a monthly VantageScore® and quarterly credit snapshots, a credit score simulator and more^.
Savings and Money Market
Get better relationship rates on savings and money market accounts when you own a Huntington checking accountҰ.
Get 1.05% cash back on purchases made with your linked Voice Credit Card with Rewards#.
Huntington 5 Account Details
Earn interest on your balance.
Earn more relationship benefits based on balances in all shared consumer accounts, owned by you or jointly with someone else.
Monthly Maintenance Fee
$0 if you have $5,000 in total relationship balances. Otherwise $5 a month‡.
Minimum to Open
No minimum deposit needed to open a Huntington 5 Account.
We're here when you need us.
We all make mistakes, but our 24-Hour Grace® feature is designed to give you more time to make a deposit in order to avoid an Overdraft Fee. Learn more.
Our deposit day for ATMs and the Huntington Mobile app is up to midnight, so you don't have to rush to beat an early cut-off time. Learn more.
Check your balance, transfer money, and even deposit checks for free from your phone, tablet or desktop computer. Learn more.
Pay your bills with just a few clicks. Just tell us the payment amount and where to send it, and we'll take care of the rest. For free. Learn more.
Our free Alerts provide real-time updates on your accounts. Carrier's message and data charges may apply. Learn more.
What is Interest Checking
An interest-bearing checking account earns interest on the money you deposit and you are still able to withdraw from the account without restrictions on the number of transactions you make. Huntington’s interest-bearing checking accounts allow you to earn money on your money plus get great benefits.
Huntington 5 Interest Checking® account benefits include 5 waived non-Huntington ATM withdrawal fees per statement, credit score monitoring, and 24-Hour Grace overdraft fee relief.
Want even more benefits? Consider opening a Huntington 25 Checking® account, our highest interest-earning checking account with even more banking relationship benefits.Apply Now
Switching is Easy
†With Huntington 25 we'll waive all & with Huntington 5 your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We'll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.
#You may qualify for a bonus on points earned for rewards on your Voice Credit Card when you open a new consumer checking account. You must have chosen the Rewards option on your Voice Credit Card and maintain the consumer deposit account to qualify. If you choose the Rewards option and you also open a Huntington 25 Checking account, you will get a 25% bonus. If you open a Huntington 5 Checking account, you will get a 5% bonus. You must maintain your Huntington 25 or 5 Checking account and your Huntington Voice Credit Card to continue to qualify for the Rewards bonus. After your accounts are linked, the bonus is calculated on the single points earned for each transaction and is not calculated on any bonus points, including any bonus points earned in the 3X Rewards category. Please review your Rewards terms and conditions for more information.
ҰThe interest rate on your Relationship Money Market or Relationship Savings Account may be better when you also own a Huntington 5 or Huntington 25 Checking Account. Ask a banker to see a rate sheet for details.
‡You can avoid the monthly checking maintenance fee for any statement period for either Huntington 5 or Huntington 25 checking account when you keep a total relationship balance of at least $25,000 for Huntington 25 or $5,000 for Huntington 5 in eligible deposits held directly with us or investments made through our affiliate, The Huntington Investment Company. Eligible deposits are this account and any other checking, money market, savings, certificate of deposit (CD), and individual retirement (IRA) accounts owned by you or jointly with someone else. Eligible investments are those in your name which The Huntington Investment Company reports to our deposit system for inclusion in the total relationship balance, and generally include investments (both IRA and non-IRA) held in brokerage accounts and certain direct investments in mutual funds and annuities, as well as retail life insurance products. We figure the total relationship balance each month by adding the qualifying balances, as we determine them, for all of your eligible accounts to the average daily balance of this checking account for the monthly statement period.
‡‡For overdraft protection, we'll waive our daily transfer fee if you sign up for our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts.
^The Monitoring Services are optional and are not available with all accounts, Enrollment requires agreement to the Services' Terms & Conditions, which include important legal terms that a customer should read carefully before deciding whether to enroll.
Apple®, the Apple logo, iPhone® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries.
Huntington 5 Checking®, Huntington 25 Checking®, Voice Credit Card®, 24-Hour Grace® and ® are federally registered service marks of Huntington Bancshares Incorporated. All Day DepositSM is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat. No. 8,364,581.
We are here to help.
If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.
To speak to a customer service representative, call (800) 480-2265, daily 7:00 a.m. to 7:00 p.m. ET.