Huntington 5 Checking®

The checking account that earns you interest.

Upgrade to an Interest-Bearing Checking Account

Huntington 5 Checking® earns you interest on all your deposits, waives five non-Huntington ATM withdrawal fees per statement1, and qualifies you for a 10% Voice Credit Card® rewards boost2.

Compare All Checking Accounts |
Features and Fees

High Yield Checking Account

When you apply online, the interest rate and APY you receive will be based on a Columbus, Ohio-area ZIP code such as 43215 (instead of the ZIP code where you live).

Huntington 5 Checking Account Benefits

INTEREST BEARING
0.05%
Earn interest on your balance. Get 0.05% Annual Percentage Yield on all balance tiers3.
CREDIT CARD BONUS
10%
Get a 10% bonus on points earned on your linked Voice Credit Card2.
FREE ATM WITHDRAWALS
5
We'll waive 5 non-Huntington ATM cash withdrawal fees and reimburse you for fees charged by another ATM owner1.

Huntington 5 Account Details

RELATIONSHIP RATE BENEFIT

Get relationship rates on savings accounts when you own a checking account4.

MONTHLY MAINTENANCE FEE

$0 if you have $5,000 in total relationship balances. Otherwise $5 a month5.

MINIMUM TO OPEN

No minimum deposit needed to open a Huntington 5 account.

We're here when you need us.

Find a Huntington branch or ATM near you.
- OR -
THESE BENEFITS COME STANDARD
24-Hour Grace®

We all make mistakes, but our 24-Hour Grace® feature is designed to give you more time to make a deposit in order to avoid an Overdraft Fee. Learn more.

All Day Deposit℠

Our deposit day for ATMs and the Huntington Mobile app is up to midnight, so you don't have to rush to beat an early cut-off time. Learn more.

Overdraft Protection

With Deposit-to-Deposit Overdraft Protections, if your checking account overdraws, we can transfer funds from a linked account. For free. Some limitations apply6. Learn more.

Mobile Banking

Check your balance, transfer money, and even deposit checks for free from your phone, tablet or desktop computer. Learn more.

Online Bill Pay

Pay your bills with just a few clicks. Just tell us the payment amount and where to send it, and we'll take care of the rest. For free. Learn more.

Email & Text Alerts

Our free Alerts provide real-time updates on your accounts. Carrier's message and data charges may apply. Learn more.

What is Interest Checking

An interest-bearing account is a cross between a savings account and a checking account. An interest-bearing checking account earns interest on the money you deposit and you are still able to withdraw from the account without restrictions on the number of transactions you make. Huntington’s interest-bearing checking accounts allow you to earn money on your money plus get great benefits.

Huntington 5 interest checking account benefits include 5 waived non-Huntington ATM withdrawal fees per statement, free mobile banking, and 24-Hour Grace overdraft fee relief.

Want even more benefits? Consider opening a Huntington 25 Checking® account, our highest interest-earning checking account with even more banking benefits.

Apply Now


Switching is Easy

We know it can be confusing switching banks, so we've created a kit to help you. Don't worry, we're with you each step of the way.
Learn More

1With Huntington 25 we'll waive all & with Huntington 5 your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We'll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.

2There are two options with your Voice Credit Card- a Rewards option, where you can earn points to redeem for cash or merchandise, or a Lower Rate option, with a lower rate than the Rewards option. If you choose the Rewards option and you also open a Huntington 25 or 5 Checking account, you will get a 10% bonus on points earned for Rewards on your Huntington Voice Credit Card. You must maintain your Huntington 5 or 25 Checking account and your Huntington Voice Credit Card to continue to qualify for the 10% Rewards bonus. After your accounts are linked, the 10% bonus is calculated when you earn points on a transaction. The 10% bonus in points will be added to your reward point totals and will be reflected on your credit card statement each month. Please review your Rewards terms and conditions for more information, including when you no longer qualify for rewards because your Voice Credit Card is not in good standing.

3Rates are variable and may change; fees may reduce earnings. Rates are current as of today's date.

4The interest rate on your Relationship Money Market or Relationship Savings Account will be better when you also own a Huntington 5 or Huntington 25 Checking Account. Ask a banker to see a rate sheet for details.

5You can avoid the monthly checking maintenance fee for any statement period for either Huntington 5 or Huntington 25 checking account when you keep a total relationship balance of at least $25,000 for Huntington 25 or $5,000 for Huntington 5 in eligible deposits held directly with us or investments made through our affiliate, The Huntington Investment Company. Eligible deposits are this account and any other checking, money market, savings, certificate of deposit (CD), and individual retirement (IRA) accounts owned by you or jointly with someone else. Eligible investments are those in your name which The Huntington Investment Company reports to our deposit system for inclusion in the total relationship balance, and generally include investments (both IRA and non-IRA) held in brokerage accounts and certain direct investments in mutual funds and annuities, as well as retail life insurance products. We figure the total relationship balance each month by adding the qualifying balances, as we determine them, for all of your eligible accounts to the average daily balance of this checking account for the monthly statement period.

6For overdraft protection, we'll waive our daily transfer fee if you sign up for our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts.

Apple®, the Apple logo, iPhone® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries.

Huntington 5 Checking®, Voice Credit Card®, 24-Hour Grace® and ® are federally registered service marks of Huntington Bancshares Incorporated. All Day DepositSM is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. U.S. Pat. No. 8,364,581.

Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

24 hours a day, 7 days a week.
(800) 480-2265