Get ready for Huntington Online Banking

Find everything you need to transition to your new online and mobile services.

Huntington online banking gives you secure, 24/7 access to your accounts, so you can manage your money with clarity and confidence, wherever life takes you.

Key dates to keep in mind

Mid-May – Early June 2026

Reserve your username and password for Online Banking

  • If you’re eligible to set up your new username and password before the June conversion, you’ll see prompts in Cadence Online Banking in mid-May.
  • Setting up your new login by reserving your username on Huntington Online will help you be prepared to enroll in Online Banking on Monday, June 22.

Mortgage loans

  • Most mortgage loans will transition to Huntington on May 30, 2026.
  • You can enroll in Huntington Online Banking starting Tuesday, June 2 to access and view your mortgage beginning June 4, 2026.

Thursday, June 18, 2026

Online banking access

  • Beginning at 6:00 a.m. ET, access to Bill Pay and Zelle® will end.
  • Access to Cadence Bank online and mobile banking services end at 6:00 p.m. ET.

Friday, June 19 – Sunday, June 21, 2026

Online and mobile banking availability

Online and mobile banking services will be unavailable through the weekend.

Monday, June 22, 2026

Online, mobile banking and payments

  • You can access your accounts through Huntington Online Banking and the Huntington Mobile App beginning at 8:00 a.m. ET.
  • Loans will transfer at that time, but some loans may not be viewable online until June 25, 2026.
  • Review Bill Pay payments that were transferred and adjust "send" dates to ensure payments will arrive on time.
  • Begin using Bill Pay to schedule any future or recurring payments.

Zelle® enrollment

  • Zelle® is available in the Huntington Mobile Banking App.
  • If you are a small business owner, Zelle® for your business is a new feature available to you at Huntington Bank.
  • To enroll, open the app, tap on Pay & Transfer, select Payments, then Enroll, and choose an email address or U.S.-based 10-digit mobile number to send and receive payments from your eligible Huntington Bank checking account.
  • You can manually add recipients to your recipient list or import them from your U.S. mobile phone number contact list.
  • Zelle® transactions may only be made from and to your eligible Huntington Bank checking account1. Savings and money market accounts are not eligible.
  • Learn more about Zelle® or Zelle® for your business.

Steps to take before June 18

Confirm your contact info

Make sure your address, mobile number, and email are up to date with Cadence so you can receive a one-time passcode to log in.

Set up your new login

If eligible, use the “Reserve my username” link provided in Cadence Online Banking to create your Huntington username and password. Taking this step will help you be prepared to enroll in Online Banking on Monday, June 22.

Review and note your transfers

Most recurring and future-dated transfers will move to Huntington automatically, but some may need to be reestablished after June 22.

Adjust upcoming bill payments

If you have payments scheduled shortly after June 22, consider sending them before June 18 to help avoid delays during the transition.

Save your Bill Pay history

Your transaction history and Bill Pay details will transfer, but you may want to keep a copy for your records.

Save your Zelle® information

Your Zelle® recipient list will not transfer. You will need to reestablish them after enrolling in Zelle®. Any scheduled or recurring Zelle® payments will be canceled when access ends on June 18 at 6:00 a.m. ET.

Back up your QuickBooks® or Quicken® data

Complete a data file backup and final transaction download before June 18. Transaction history may not be available after that time.

What to do beginning June 22

Log in to Huntington Online Banking

Visit huntington.com or use the Huntington Mobile Banking App, select Login, and enter the new username and password you created to access Huntington Online Banking.

Need to enroll?

Go to huntington.com, select Login, then choose Enroll Now to get started. You can use your Huntington or Cadence account or debit card number to set up your credentials.

Download the app

Download the Huntington Mobile Banking App and log in with your new credentials. You can delete the Cadence mobile banking app from your device.

Confirm and reestablish transfers

Review your recurring and future-dated transfers and reestablish any that did not move automatically.

Enroll in eStatements

To continue receiving paperless statements, reenroll in eStatements through Huntington Online Banking.

Set up Zelle®

Enroll in Zelle® through the Huntington Mobile Banking App to send and receive money. You will need to reestablish recipients and any scheduled payments.

Resume Bill Pay

Review your payees and scheduled payments to ensure everything is set up as expected before your next due dates.

Set up users and permissions

Reestablish access for any authorized users and confirm their permissions.

Reconnect your accounting tools

Reconnect QuickBooks®, Quicken®, or other financial tools after logging in using Direct Connect.

Important things to know

  • Bill Pay payees and payments linked to a checking account will transfer automatically. Some payments may need to be set up again.
  • Payments are processed based on the “send on” date, not the due date. Review and adjust future payments to ensure they arrive on time.
  • Final Cadence Bank account statements through June 18 will be mailed even if you receive electronic statements.
  • If you used Zelle® at Cadence, your previous activity will not appear in the Huntington Zelle® activity page, but it will remain in your account transaction history.

Key information about your Bill Pay

What transfers and what doesn’t

  • Payees will transfer automatically to your new Huntington checking account.
  • If your new Huntington account is a money market, your payees will not transfer. You will need to set up these payees using a checking account.
  • If the person who set up or manages Bill Pay is not an owner of the checking account used for payments, the payees and payments will not transfer.
  • Huntington does not support electronic bills (eBills). If you used eBills at Cadence, your payment may have been made automatically for the full amount due. At Huntington, you’ll enter your payment amount each month if your bill varies. If your payment amount stays the same, you can set up a recurring payment.
  • Auto payments set up using eBills will not continue after the transition. If an eBill auto payment was scheduled before the transition and is to be paid after June 22, Huntington will process that one payment. Future payments will need to be set up using Bill Pay.

Bill Pay Timing

  • Payments are withdrawn on the “send on” date, not the due date.
  • Existing payments will use the prior delivery date as the new “send on” date, which could cause late payments.
  • Review and update all future and recurring payments:
    • Allow 2 business days for electronic payments
    • Allow 5 business days for check payments
  • Some payees may receive checks instead of electronic payments. Choose earlier send dates and confirm payee details match your paper bill.
  • Payments scheduled on weekends or holidays send on the next business day.

Bill Pay History

  • Six months of Bill Pay history will appear in Payments history.
  • Historical bill pay transactions older than six months will show in your deposit account transaction history.

Huntington Mobile Banking App

Mobile banking, made thoughtful

Manage your money on the go—check balances, pay bills, and transfer funds, all from your phone.

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Demo videos for online banking and Huntington mobile app

Bank on your time, from anywhere with Huntington Online Banking. It gives you secure, 24/7 access to your accounts, so you can manage your money with clarity and confidence, wherever life takes you. These how-to videos will help you with different features within Online Banking and the Huntington Mobile Banking App.

How to Enroll in Online Banking

Watch Video

Find Your Account Information and Set Up Direct Deposit

Watch Video

Manage Your Debit or Credit Cards

Watch Video

Get Help Without Being Put on Hold

Watch Video

Online Banking FAQs

For managing your personal accounts

Access to Huntington Online Banking and the Huntington Mobile Banking app begins Monday, June 22, 2026 at 8:00 a.m. ET.

Cadence Bank online and mobile banking access ends at 6:00 p.m. ET on Thursday, June 18, 2026.

Zelle® and Bill Pay will be unavailable after 6:00 a.m. ET on Thursday, June 18.

There will be no online or mobile banking access from Friday, June 19 through Sunday, June 21.

No. You will need to create new credentials for Huntington Online Banking. Before the transition, eligible customers will see a link to reserve their username when they log in to Cadence online banking. Use that link to set up your new Huntington username and password so you’re ready to log in as soon as your accounts move on Monday, June 22, 2026.

No problem. You can enroll for access at huntington.com beginning Monday, June 22, 2026. Just select Login, then choose Enroll Now to set up your credentials using either your new Huntington Bank account or debit card number, or your current Cadence Bank account number.

Yes. If you are eligible to view the account in Online Banking, your account balance, transaction history and scheduled Bill Pay payments will transfer automatically. Account nicknames will not transfer. Some items, such as recurring and future-dated transfers, may need to be reestablished after you log in.

Please note, if you’ve enrolled in Huntington Online Banking to access your mortgage on June 4, you will use those same login credentials to access all your accounts beginning June 22. If you don’t see a loan right away, it will be available in online banking by June 25.

Bill Pay payees linked to a checking account will transfer automatically as long as the person who owns/manages the Bill Pay account is the owner of the checking account.

You will need to enroll again in eStatements beginning Monday, June 22, 2026. Your statements will be delivered by mail until you do. Your Cadence online statement history will be available once you log in.

Yes. You can send and receive money with Zelle® in the Huntington Mobile Banking App beginning Monday, June 22, 2026 using an eligible Huntington checking account. If you were enrolled in Zelle® at Cadence Bank, you will need to enroll again. Zelle® is available only through the Huntington Mobile Banking App and can be used with an eligible Huntington checking account. Savings and money market accounts are not eligible.

No, you will need to set up your alerts in Huntington Online Banking after Monday, June 22, 2026. Once logged in, go to Manage Alerts to customize balance, transaction, and security notifications. Message and data rates may apply.

To locate your mobile deposit limits, log in to the Huntington Mobile Banking App, then tap on Deposits, and then click on Mobile Deposit Limits and Cut-Off Times. Mobile deposits made until 11:59 p.m. CT will be processed on that business day.

No. Huntington does not accept mobile deposits from outside of the U.S. and Canada.

For managing your business accounts

Yes. Your account balances and transaction history will transfer automatically. Some items, such as recurring and future-dated transfers, may need to be reestablished after you log in.

Yes. Access sharing and account permissions align to Huntington’s Online Banking platform. You and your users will continue to have secure access, but some capabilities will change. Huntington supports one admin per small business profile, advanced granular permissions are no longer available, and users added through access sharing do not have access to mobile deposit. Learn more about access sharing and entitlements.

Huntington provides flexible options for accessing and managing your accounts. You can select the approach that best fits your needs using one of the following options:

Option 1: Dedicated Business Profile - A separate login exclusively for your business accounts.

  • Advantages: Maintain clear separation between business and personal finances. Use unique credentials for added security.
  • Considerations: External Transfers are not available with this option.
  • Getting Started: Visit huntington.com, select Login, then choose Enroll Now to get started. You can create your new credentials by entering either your new Huntington Bank account or debit or ATM card number, or your current Cadence Bank account number

Option 2: Consumer Profile with Linked Business Accounts - Link your business accounts to your personal profile (must be primary owner of business account).

  • Advantages: Single login for both personal and business accounts. Consolidated view of all accounts. Ability to transfer funds between accounts (internal and external). Access to Bill Pay and Zelle® for both personal and business accounts (Zelle® is available in the Huntington Mobile Banking App).
  • Considerations: Must be enrolled in Huntington Online Banking for both personal and business before you can link accounts. Note: Reverse Positive Pay and Access Sharing will not be available for your business accounts on your consumer profile.
  • Getting started: Login using your business credentials, navigate to Profile and click Link Personal & Business Accounts. From there, enter your personal profile credentials on the next screen and select your phone number from the list provided. You will receive a phone call or text with a verification code. Provide the verification code when prompted. You will then choose which eligible business accounts to link and click Continue. A confirmation message will appear once the accounts have been successfully linked.

Option 3: Business Owner Perks - For customers who are signers and beneficial owners on multiple businesses, Gemini enables easy switching between businesses.

  • Advantages: View only the accounts you are authorized to access. Automatically configured upon login – no additional setup required.
  • Considerations: Must be enrolled in Huntington Online Banking for both personal and business before access will be automatically granted for this feature. Additionally, you must be a beneficial owner with at least 25% ownership and a signer on at least one of the business accounts.
  • Getting Started: Customers who are enrolled and eligible will be auto enrolled in this feature. Note: Your business login credentials will continue to exist.

Yes. You can export account information from Huntington Online Banking to Quicken®, QuickBooks®, or to a .CSV or Excel file for use with other financial management tools. Learn more on how to set up Direct Connect.

Visit the Treasury Management Integration Center for product details, key transition dates, and webinar registration to learn more about TM services.

Zelle® for your business is a new feature available to you at Huntington Bank. Enroll in Zelle® by logging in to the Huntington Mobile Banking App and tapping on Pay & Transfer, then Payments, and Enroll. Select the contact method you will use to send and receive money with Zelle®. You can use either an email address or a U.S.-based 10-digit mobile number.

Disclosures

1 For businesses who use Zelle®, a charge of $0.50 will be applied for each transaction that is sent from or received by an eligible business account.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Third-party product, service and business names are trademarks/service marks of their respective owners.