Huntington Bank welcomes
Veritex Community Bank.
Together, we’re focused on delivering broad-based capabilities and industry expertise through local relationships to serve our customers and communities across Texas.
What to expect
Huntington Bank and Veritex Bank will continue to operate separately until regulatory and shareholder approvals are complete. Until then, you should continue to bank as you do today.
About Us
Answer:
Founded in 1866, Huntington Bank is a top 10 U.S. regional bank headquartered in Columbus, Ohio.
Huntington Bank has been serving customers and communities in Texas since 2009, with the introduction of equipment finance and corporate banking. Since then, Huntington has brought its healthcare, asset-based lending, SBA lending, and Capstone1 investment banking capabilities to Texas and, in 2024, added Commercial middle market teams in Dallas and Houston.
We offer consumers, small and middle-market businesses, corporations, municipalities and other organizations a comprehensive suite of banking, payments, wealth management, and risk management products and services, along with a suite of mobile and online banking tools.
Huntington Bank is the largest Small Business Administration lender in the nation by volume of 7(a) loans2 and was the #1 SBA lender2 in Texas by volume in 2024.
We are committed to its purpose to make people's lives better, help businesses thrive and strengthen the communities it serves.
Answer:
Founded in 2010, Veritex Community Bank is a mid-sized community bank serving its customers with a full suite of banking products and services. The bank has convenient branch locations in Houston, Fort Worth, and Dallas, Texas, with total assets of more than $12 billion. The bank, headquartered in Dallas, specializes in providing depository and credit services to small to mid-size businesses. The name Veritex is derived from the Latin word veritas, meaning truth, and Texas. Veritex Bank shares Huntington Bank’s people-first approach to banking and there is a strong cultural alignment focused on supporting customers, colleagues and communities.
What to expect as a Veritex Bank customer
Answer:
Huntington Bank is committed to maintaining Veritex Bank’s branch presence. In 2026, branches will transition to Huntington Bank branding.
Answer:
Veritex Bank and Huntington Bank are committed to making sure this will be a seamless transition for all our customers. For now, it is business as usual.
Please continue to use your same checks, cards and accounts as you always have, and continue to use Veritex Bank branches, ATMs, and digital banking apps for your banking needs.
You will continue to have full access to your deposit accounts.
Your deposits remain insured by the Federal Deposit Insurance Corporation (FDIC) to the maximum extent permitted by law.
Veritex Bank will continue to process loan applications, fund commitments, service loans, and serve you in the same manner and without interruption. As we work to combine the two companies, your accounts will be aligned with Huntington Bank products.
As soon as more information becomes available regarding specific timing, we will share it well in advance of any changes.
Answer:
Yes, continue to make payments to the same account number and mailing address per the terms of your loan agreement(s).
Answer:
Loan applications will not be delayed as a result of this announcement and applicants do not need to take any additional steps at this time.
Answer:
For now, there are no changes to your points of contact. We will let you know in advance of any potential changes in the future.
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Yes. Once combined, the company will operate under the Huntington Bank name and brand.
Answer:
Contact the same people you contact today. You can reach out to your banking team, stop by a Veritex Bank branch, or call customer support at (833) 837-4839.
Banking & Services Integration
Answer:
Veritex Community Bank will become part of The Huntington National Bank but will continue to operate independently until systems integration is complete in 2026, subject to regulatory approvals and customary closing conditions. Please continue to bank with Veritex Bank as you usually do.
Answer:
Veritex Bank and Huntington Bank share a people-first approach to banking. As a combined institution, Huntington and Veritex Bank can do even more to serve our customers and communities, and to promote growth and prosperity in Texas, and beyond.
Answer:
Once combined, Veritex Bank customers will gain access to Huntington Bank’s full portfolio of products and services, including its expanded mobile and digital banking capabilities.
Answer:
At present, Huntington Bank does not anticipate any changes for Veritex Bank customers as we work to combine the companies. Over time, we expect a seamless transition to Huntington.
Veritex Bank will continue to process loan applications, fund commitments, and conduct all other banking operations as they do every day.
Additionally, Veritex Bank branches, loan offices, and ATMs will continue to serve customers.
Answer:
Veritex Bank and Huntington Bank share a people-first approach to banking and a deep commitment to supporting customers, colleagues and communities that you can continue to expect once the combination is complete.
Answer:
The basic FDIC insurance amount is $250,000 per depositor, per insured bank. That means you could have up to $250,000 on deposit at one bank and $250,000 at another bank and it would all be fully insured. After the transaction is complete, Veritex Bank and Huntington Bank will become one bank for the purposes of calculating limits on deposit insurance. However, the FDIC has a special rule that allows a customer's deposits to be considered as separately insured when two banks merge — as if the two banks are still operating separately — for at least six months, and possibly longer for certificates of deposit (CDs).
For more information, visit: Your Insured Deposits FDIC.gov.
Community & Sponorships
Answer:
Huntington Bank is committed to continuing Veritex Bank’s strong legacy of community support through local partnerships, investment and engagement.
As an initial step, Huntington Bank is funding $10 million toward a foundation for philanthropic investments in Texas.
Answer:
Veritex Bank’s longstanding support of the golf community, and to golfers of every level, will not change as a result of the company’s combination with Huntington Bank.
Veritex Bank is proud to serve as the Golf Bank of Texas today, and the combined company is committed to continuing as the Golf Bank of Texas going forward.
1 Capstone Partners is a trade name under which advisory and certain investment banking services of Huntington Bancshares Incorporated are marketed. Securities products and services are offered by licensed securities representatives of Capstone Capital Markets LLC, registered broker-dealer and member, FINRA and SIPC.
INVESTMENT PRODUCTS ARE: NOT INSURED BY THE FDIC • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE HUNTINGTON NATIONAL BANK OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED
2 SBA loans subject to SBA eligibility, credit application, and approval. Huntington is #1 in the nation in number of SBA 7(a) loans from October 1, 2017 to September 30, 2024. Huntington was #1 in the Texas region in number of SBA 7(a) loans from October 1, 2023 to September 30, 2024. Source: U.S. Small Business Administration (SBA).