In June, your Cadence Bank deposit account(s) and/or loan(s) and services will transition to Huntington Wealth Management. You’ll continue to receive trusted, local service centered on your goals, now supported by expanded capabilities and resources.

With Huntington Wealth Management, you'll have access to dedicated advisors, customized solutions, and meaningful relationship benefits. Huntington Wealth Management offers a highly personalized approach to managing what you’ve worked hard to build.

We will share key details about what you can expect. We'll also send information to support your specific account(s) and/or loan(s) and services by mail and email, so be sure your contact information is up to date. Reach out to your advisor, visit a Cadence Bank branch, or call customer support at (888) 797-7711, to update your contact information as needed

Transition overview

May 2026

Deposit account communications

In mid-May, you will receive letters by mail and email about the transition of your deposit account(s) opened and/or loan(s) that closed prior to April 14, 2026.

Mortgage communications

Most mortgage loans will transition to Huntington on May 30, 2026. Details will be provided by mail or email about this transition in mid-May.

Online banking communications

In late May, you will receive details by mail about your online banking transition.

Online banking preparation

  • If your Cadence Online Banking service is transitioning to Huntington Online Banking, you may be eligible to set up your new username and password a few weeks before the June transition.
  • Pre‑enrolling in Huntington Online Banking helps ensure a smoother, faster transition with uninterrupted access to your accounts on day one.
  • Look for the early enrollment option within Cadence Online Banking in mid-May.
  • Write down any recurring, scheduled, or future-dated transfers, including transfers to other banks. Most will automatically move to Huntington, while some may need to be set up and reestablished.
  • Download and save your payment history and bill payee details. These will transfer automatically if you transition to a Huntington checking account. You may want to keep a copy for your own records.

Thursday, June 18, 2026

Branch and account changes

  • Beginning at 6:00 a.m. ET, access to Bill Pay and Zelle® will end.
  • Cadence Bank branches close at their usual time.
  • Live Teller will also be unavailable starting at close of business.

     

Digital access

Access to Cadence Bank online and mobile banking ends.

Final account statements

Final Cadence Bank account statements through June 18 will be mailed even if you receive electronic statements.

Friday, June 19 – Sunday, June 21, 2026

Branch and Live Teller access

Cadence Bank branches, including Live Teller, will remain closed while we complete the transition.

Online and mobile banking availability

Online and mobile banking services will be unavailable throughout the weekend.

Debit card access

You can continue using your Cadence Bank debit card for purchases and ATM withdrawals.

Monday, June 22, 2026

Account transition

Your Cadence Bank deposit and/or loan account(s) that haven’t already transitioned will transition to Huntington.

Branch reopening

Cadence Bank branches reopen as Huntington branches with regular business hours. All Cadence Bank ATMs have changed to Huntington ATMs.

Online, mobile banking and Bill Pay

  • You can access your accounts through Huntington Online Banking and the Huntington Mobile Banking App.  
  • Loans will transfer at this time, but some loans may not be viewable online until June 25, 2026.
  • Review Bill Pay payments that were transferred and adjust "send" dates to ensure payments will arrive on time.
  • Begin using Bill Pay to schedule any future or recurring payments.

Debit card

  • Activate and begin using your new Huntington Debit Mastercard® at 8:00 a.m. ET on June 22 using your current PIN.
  • Securely dispose of your Cadence Bank card and update your debit card information in your digital wallet and other apps or sites as needed.

Zelle® enrollment

  • Zelle® is available in the Huntington Mobile Banking App.
  • To enroll, open the app, tap on Pay & Transfer, select Payments, then Enroll, and choose an email address or U.S.-based 10-digit mobile number to send and receive payments from your eligible Huntington Bank checking account.
  • You can manually add recipients to your recipient list or import them from your U.S. mobile phone number contact list.
  • Zelle® transactions may only be made from and to your eligible Huntington Bank checking account. Savings and money market accounts are not eligible.
  • Learn more about Zelle®.

Transition FAQs

Have questions about what's happening? We're here to help. Below are answers to some common questions.

General information 

On June 22, 2026, your Cadence Bank account(s) and/or loan(s) and services will transition to Huntington Wealth Management. You’ll continue to be supported by a dedicated team of local advisors and bankers, and you’ll gain access to expanded capabilities, services, and insights aligned with your financial priorities.

Contact the same people you do today. You can reach out to your advisor, visit a Cadence Bank branch, or call customer support at (888) 797-7711.

Branches and ATMs 

There are no planned changes to your points of contact. Continue working with your local bankers and advisors for the service and support you need.

When your account(s) and/or loan(s) transition to Huntington on June 22, 2026, you’ll have access to every Huntington branch and ATM. Find your nearest location.

Cadence Bank branches, including Live Teller, will close at their usual time on Thursday, June 18, 2026. Branches will reopen as Huntington on Monday, June 22, 2026, with regular business hours.

Online banking and payments

Yes. Access to Cadence Bank online and mobile banking will end on Thursday, June 18, 2026, specifically:

  • Access to Bill Pay and Zelle® end at 6:00 a.m. ET.
  • Access to Cadence Bank online and mobile banking ends.

Huntington’s online and mobile banking services will be available beginning Monday, June 22, 2026. You will be able to enroll in Zelle® and have access to Bill Pay at this time.

If your Cadence Online Banking service is transitioning to Huntington Online Banking, you may be eligible to set up your new username and password a few weeks before the June transition.

Pre‑enrolling in Huntington Online Banking helps ensure a smoother, faster transition with uninterrupted access to your accounts on day one.

Look for the early enrollment option within Cadence Online Banking in mid-May, as well as the information we will send to you by mail and email.

Online access to your investment accounts does not change at this time.

At Huntington, Bill Pay funds are withdrawn on the “send on” date rather than the “due date”. For the transition, Huntington will set the "send on" date using the Cadence "due" date; payments will process and funds will not be removed until that due date, so payments could be late.

Review all future payments in Huntington Bill Pay and adjust “send on” dates to ensure on time arrival. Allow 2 business days for electronic payments (lightning bolt icon) and 5 business days for check payments (envelope icon).

Some payees who currently receive electronic payments may be switched to check payments; adjust dates accordingly. Update paper check payee details to match physical bill exactly (this may re-establish electronic payment).

Huntington does not support electronic bills (eBills). If you used eBills at Cadence, your payment may have been made automatically for the full amount due. At Huntington, you’ll enter your payment amount each month if your bill varies. If your payment amount stays the same, you can set up a recurring payment.

Auto payments set up using eBills will not continue after the transition. If an eBill auto payment was scheduled before the transition and is to be paid after June 22, Huntington will process that one payment. Future payments will need to be set up using Bill Pay.

If a payment falls on a weekend or holiday, it will automatically move to the next business day.

Six months of bill pay history will appear in the payment history section of Huntington Bill Pay, but older transactions will be visible in your transitioned deposit account history.

Huntington will attempt to transfer all payees/payments for accounts transitioned to a checking account. Money market accounts can't be used with Bill Pay at Huntington. If you transitioned to a Huntington money market account, your existing Bill Pay payees will not move over. You will need to set up these payees using a checking account.

If the person who set up or manages Bill Pay is not an owner of the checking account used for payments, the payees and payments will not transfer. If your Bill Pay account is managed by a non-owner, download/print your payees and payment history for reference as re-establishing those in Huntington Bill Pay will likely be required.

If you are enrolled in Zelle® through Cadence Bank, any scheduled, recurring or split account‑number Zelle® payments will be cancelled when you are unenrolled on Thursday, June 18, 2026 at 6:00 a.m. ET.

At Huntington, Zelle® payments are sent in real time (within minutes). Use Bill Pay to schedule future or recurring payments starting June 22, 2026.

Zelle® is available in the Huntington Mobile Banking App. 

To enroll, open the app, tap on Pay & Transfer, then Payments, and Enroll, and choose an email address or U.S.-based 10-digit mobile number to send and receive payments from your eligible Huntington checking account.

For your protection, Zelle® should only be used to send money to those you know and trust, such as your personal trainer, babysitter, or neighbor.

Zelle® transactions may only be made and received from your eligible Huntington checking account. Savings and money market accounts are not eligible.

Learn more about Zelle®. 

Debit cards

If you have an active Cadence Bank debit card, you will receive a new Huntington Debit Mastercard® or Huntington ATM card before June 22. Activate and begin using your debit card starting at 8:00 a.m. ET on June 22 with your current PIN. If your Cadence debit card is stored in a digital wallet or used for recurring payments, you’ll need to update your card information.

Note: If you have not used your Cadence Bank debit card in the prior 12 months, you will not receive a Huntington debit card.

Huntington debit cards must be linked to a checking account. If your card is linked to a savings account, you will receive an ATM card. At Huntington, savings and money market accounts are not eligible to be the primary or sole account associated with a debit card.

Account numbers and checks

Yes, your account and routing numbers for your deposit and/or loan account(s) will be changing. We’ll provide you with your new numbers shortly before June 22, 2026. You’ll also be able to view them in Huntington Online Banking and the Huntington Mobile Banking App beginning Monday, June 22, 2026. Some loans will not be viewable in online banking until Thursday, June 25, 2026.

Most mortgage loans are transitioning on Saturday, May 30, 2026, so you will receive your new account number(s) prior to this date. You will begin to be able to view your account number in Huntington Online Banking or in the Huntington Mobile Banking App by June 25, 2026.

We assign new, unique account numbers to protect accounts and prevent account number duplication, and the routing number will change to Huntington’s routing number so deposits and payments continue to process securely. Starting June 22, use both your new Huntington account and routing numbers that you receive by mail to update any direct deposits and automatic payments. To ensure your payments and deposits continue smoothly, your current Cadence account and routing numbers will continue to work for a limited time.

You can continue using your Cadence Bank checks until they run out. While not required, if you wish to order checks from Huntington, the first check order for eligible check designs is free if you order in the first three months after your transition to Huntington (applicable only for certain checking accounts).

Loans

The terms of your loans will not change unless you are notified. Most mortgage loans will transition on Saturday, May 30, 2026. Other loan accounts, along with deposit accounts, will transition on June 22, 2026. You will have a new address for all loan payments, which will be included on your first Huntington loan statement after the transition. Please refer to the letter(s) sent to you with more information about the transition of these accounts.

If you pay your loan using Bill Pay, please update the mailing address and loan number to prevent delayed payment processing.

Wealth Management

There are no changes to your investment accounts. You should continue working with your advisor and using your current services and digital access as you do today.

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Disclosures

Investment, Insurance and Non-deposit Trust products are: NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY LOSE VALUE

Huntington Wealth Management products and services are offered as follows:

  • Private banking solutions, including loans and deposit accounts, are provided by The Huntington National Bank, Equal Housing Lender and Member FDIC.
  • Trust and investment management services are provided by The Huntington National Bank, a national bank with fiduciary powers.
  • Certain insurance products are offered by Huntington Insurance, Inc. and underwritten by third-party insurance carriers not affiliated with Huntington Insurance, Inc.

Minimum investment or deposit balance criteria may apply. The Huntington National Bank and Huntington Insurance, Inc. are wholly-owned subsidiaries of Huntington Bancshares Incorporated.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.