A checking account for everyone

Different people have different needs. That’s why we focus on understanding you and your must-haves, whether they include earning interest or having no balance requirements.

Huntington Personal Checking Accounts
Huntington 25

HUNTINGTON 25 CHECKING™

Consider moving up to premium. The Huntington 25 Checking Account offers higher interest earnings, unlimited non-Huntington ATM withdrawals1, free checks and more. View a detailed summary of account features & fees.

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Huntington 5

HUNTINGTON 5 CHECKING™

With a Huntington 5 Checking Account, your money earns interest. Plus you get up to 5 non-Huntington ATM withdrawals each month.1 View a detailed summary of account features & fees.

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Asterisk Free

ASTERISK-FREE CHECKING®

Asterisk-Free Checking is free to open and maintain. It's free from balance minimums and maintenance fees. Best of all, it's free from asterisks. View a detailed summary of account features & fees.

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All Checking Accounts Feature:

24-HOUR GRACE® OVERDRAFT FEE RELIEF If you accidentally overdraw your account we give you more time the next business day to make it right. Learn how it works.
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FREE OVERDRAFT PROTECTION TRANSFERS FROM SAVINGS/MMA If you overdraw your checking account, we'll move money to cover the amount. Some limitations apply2
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NO MINIMUM SAVINGS ACCOUNT No savings account minimum balance fee when linked to your Huntington 5 or 25 Checking account.3
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FREE ONLINE BILL PAY When you log in to Huntington.com, you can check balances, transfer money and pay bills. Keep track of your spending with our free Online Bill Pay.
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FREE MOBILE BANKING You can check your balance, transfer funds and even deposit checks free from your phone and iPad®. (Carrier's message and data charges may apply.)
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FREE ALERTS Our free, automated text and email Account Alerts can provide daily updates on your money. (Carrier's message and data charges may apply.)
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DEBIT CARD USE FREE FROM HUNTINGTON Use your Huntington debit card freely. It comes with no Huntington ATM fees, PIN or signature fees, or maximum or minimum transaction fees.
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Access To Over 700 Branches & 1,400 ATMs No matter how you choose to connect with your money, Huntington gives you options.
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Checking Account Comparison Chart

Checking Accounts Huntington 25 checking Huntington 5 checking Asterisk-Free Checking
? Interest Bearing 0.25%
Annual Percentage Yield applies to all balance tiers. Rates are variable and may change. Fees may reduce earnings.
0.15%
Annual Percentage Yield applies to all balances. Rates are variable and may change. Fees may reduce earnings.
-
? MMA/Savings Relationship Bonus 0.15%
Get a rate bump when you open your checking and link your Relationship MMA/Savings
Learn More4
0.10%
Get a rate bump when you open your checking and link your Relationship MMA/Savings
Learn More4
-
? Credit Card Bonus +10% +10% -
? Non-Huntington ATM Withdrawal Fee Rebate Unlimited1 Up to 5 per cycle1 -
? Free Checks
- -
? No Cost MMA or Savings when linked to checking Linked Relationship MMA or Relationship Savings 3 Linked Relationship MMA or Relationship Savings 3 Linked Premier Savings3
? Mortgage Discount $250
Mortgage Closing Cost Discount
$250
Mortgage Closing Cost Discount
$250
Mortgage Closing Cost Discount
? Monthly Maintenance Fee $25
or $0 if you have:$25,000 in Total Relationship Balances
Learn More6
$5
or $0 if you have:$5,000 in total Relationships Balances
Learn More6
$0
No monthly maintenance fee
? Summary of Account Features & Fees Detailed Account Summary Detailed Account Summary Detailed Account Summary
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1With Huntington 25 we'll waive all & with Huntington 5 your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We'll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.

2For overdraft protection, there is no transfer fee if you choose to opt-in to our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts during the calendar month or statement cycle. See a banker or your deposit account agreements for more information.

3Linked Savings or MMA Account:

Relationship Money Market Account (MMA): $25 monthly maintenance fee. No fee when MMA account is linked to a checking account with a common owner or average daily balance in MMA is $25,000.00.

Relationship Savings Account (Savings): $10 monthly maintenance fee. No fee when Savings account is linked to a checking account with a common owner or average daily balance in Savings is $2,500.00.

Premier Savings Account (Savings): $4.00 monthly savings minimum balance fee. No fee when savings is linked to a checking account with a common owner or average balance in Savings is $300.00.

4The Relationship Interest Rate increase for Huntington 5 and Huntington 25 Interest Checking is applied after the current interest rate is changed; the additional interest is .10% when linked to a Huntington 5 Checking account and .15% for Huntington 25 Checking Account. The Relationship Interest Rate increase for Relationship Savings, also applies at account opening. Using Huntington 25 Interest Checking as an example, when this account is linked to a Relationship Savings or Relationship Money Market account the customer will qualify for an additional .15% to be added to the interest rate of the Relationship Savings or Relationship Money Market, after any rate change. For example, if a rate is changed to 0.10%, a Relationship MMA with a linked Huntington 25 account would receive 0.25% (0.10% + 0.15% Huntington 25 rate increase). For Relationship Savings the .15% increase will be applied at account opening or when the existing savings rate is changed. For the Relationship Money Market the .15% increase will be applied to the account after the original rate is changed.

5 Voice Rewards: There are two options with your Voice Credit Card- a Rewards option, where you can earn points to redeem for cash or merchandise, or a Lower Rate option, with a lower rate than the Rewards option. If you choose the Rewards option and you also open a Huntington 25 or 5 Checking account, you will get a 10% bonus on points earned for Rewards on your Huntington Voice Credit Card. You must maintain your Huntington 5 or 25 Checking account and your Huntington Voice Credit Card to continue to qualify for the 10% Rewards bonus. The 10% bonus is calculated each day by adding together your rewards points earned for each net purchase and multiplying that total by 10%. The 10% bonus in points will be added to your reward point totals and will be reflected on your credit card statement each month. Please review your Rewards terms and conditions for more information, including when you no longer qualify for rewards because your Voice Credit Card is not in good standing.

6Total Relationship Balance You can avoid the monthly checking maintenance fee for any statement period on this checking account when you keep a total relationship balance of at least $25,000 for Huntington 25 and $5,000 for Huntington 5 in a combination of deposits held directly with us or investments made through our affiliate, The Huntington Investment Company. Eligible deposits are this checking account and your personal money market, savings, certificate of deposit (CD), and individual retirement (IRA) accounts. Eligible investments are those in your name which The Huntington Investment Company reports to our deposit system for inclusion in the total relationship balance, and generally include investments (both IRA and non-IRA) held in brokerage accounts and certain direct investments in mutual funds and annuities, as well as retail life insurance products. You must ask us to link eligible accounts for them to be included in the total relationship balance. Eligible accounts you have linked to other checking accounts cannot be linked to this checking account. We figure the total relationship balance each month by adding the qualifying balances, as we determine them, for all of your eligible linked accounts to the average daily balance of this checking account for the monthly statement period.

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Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

24 hours a day, 7 days a week.
1-800-480-BANK (2265)